FHA VS Conventional loan programs in Red-Oak, Ellis County, Texas
For the year 2025, the conventional loan limit for a single-family home in Red-Oak, county of Ellis, TX, is $647,200. The FHA limit is set at $450,800.
Leverage the Lendersa® Conventional loan calculator to examine the top rates available today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary for approval. Our advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to guide you in choosing the optimal program in TX for your financial requirements.
2025 loan limits and down payment requirements in Red-Oak, county of Ellis, TX
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$329,300
0%
FHA
$450,800
3.5%
This comparison table is applicable to the zip codes: 75154
Explore Conventional and FHA loan options in Red-Oak, TX
Lendersa® aims to deliver the best Conventional, USDA, or FHA loan options swiftly and without complications. Choose one of three starting pathways that align you with the right lenders and loan programs.
We are a Retail Mortgage Company designed to streamline the mortgage loan process and assist you in navigating your mortgage decisions to accomplish your goals. We hold ourselves to the highest standards and encourage you to do the same. Please keep us in the forefront of your mind for your mortgage needs and those of your family and friends.
In 1976, Health Center Credit Union (HCCU) was chartered by the Georgia Department of Banking and Finance. HCCU opened its first office in the Murphy Building at the Medical College of Georgia (Augusta). The second branch was opened in 1987 at St. Joseph Hospital (University Hospital Summerville) followed by branches at Augusta State University.
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TLCU Financial has grown into a modern credit union that focuses on meeting our members’ needs. Now, all residents in LaGrange, Marshall, Elkhart and St. Joseph County can join TLCU Financial, or anyone with a family member with an existing TLCU account. Employees from our Select Employee Groups can also become members.
The Bank of Alma…we are your community bank. The Bank of Alma is an independent bank which gives us the ability to make decisions right here so you get the answers you need, when you need them! As a community bank, we work hard to develop products and services that work for the local people.
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