FHA VS Conventional loan programs in 2026 for Waxahachie, Ellis County, Texas
During 2026, the conventional loan limit in the city of Waxahachie, within Ellis county, TX, is $726,200. The FHA limit for a single-family home is $531,300.
Utilize the Lendersa® Conventional loan calculator to assess today's leading rates among Conventional, FHA, and USDA loans. Identify the required income, credit, reserves, and documents for qualification. This advanced mortgage calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the best program for your financial needs in TX.
Loan Limits and Down Payment Requirements for 2026 in Waxahachie, Ellis, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$360,600
0%
FHA
$531,300
3.5%
This table applies to the following zip codes: 75165, 75167
Conventional and FHA Loan Options in Waxahachie, TX
The mission of Lendersa® is to quickly secure the best available Conventional, USDA, or FHA loan for you without hassle. Choose one of three initial approaches to find matching lenders and loan options.
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