Explore the differences! FHA VS Conventional loan programs in Waxahachie, Ellis County, Texas
During 2025, the conventional loan limit in the city of Waxahachie, within Ellis county, TX, is $726,200. The FHA limit for a single-family home is $531,300.
Utilize the Lendersa® Conventional loan calculator to assess today's leading rates among Conventional, FHA, and USDA loans. Identify the required income, credit, reserves, and documents for qualification. This advanced mortgage calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the best program for your financial needs in TX.
Loan Limits and Down Payment Requirements for 2025 in Waxahachie, Ellis, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$360,600
0%
FHA
$531,300
3.5%
This table applies to the following zip codes: 75165, 75167
Conventional and FHA Loan Options in Waxahachie, TX
The mission of Lendersa® is to quickly secure the best available Conventional, USDA, or FHA loan for you without hassle. Choose one of three initial approaches to find matching lenders and loan options.
Farmers-Merchants Bank of Illinois, formerly known as Joy State Bank and Farmers-Merchants National Bank of Paxton, has served Illinois communities for more than 100 years. We strive to maintain the values that have driven the bank’s longevity: friendly customer service and a wide range of valuable products and services.
For 150 years, Farmers State Bank has supported Elmwood and the surrounding areas. From the first location in H.P. Tracy’s dry goods store to our current site on East Main Street, we have always been focused on community.
When you choose to bank with us at Farmers State, you are choosing to bank with real people with real expertise
Collegiate Peaks Bank, Division of Glacier Bank is a growing community bank, serving personal and commercial customers. We currently have four bank Branches, in Salida, Buena Vista, Denver-RiNo, Denver-Belcaro and in February, 2020 we will be opening a Branch in the Denver Tech Center.
For more than 10 years, we have assembled a dedicated team of mortgage professionals with considerable experience in client relations and the lending industry. Naomi Hutchison, CEO of HBS Mortgage LLC, stands out as a leader in the mortgage industry with nearly 22 years of experience.
110 Evans Mill Drive, Suite 404, Dallas, GA, 30157
Milestone Mortgage is comprised of many top mortgage professionals in the Atlanta Metro Area. Each employee of Milestone Mortgage trains a minimum of 12 Continuing Education Units per year. Members of our staff have worked together for several years in the Atlanta Mortgage industry.
Bank of Clarkson is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.
This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
Mint Mortgage is committed to find the best loan program for your needs. Our company is different than most because we operate as brokers to look across available wholesale lenders that offer financing in Colorado. We have very little overhead, so the lowest rate is passed directly to you.
The Loan Zone Mortgage, LLC. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
