FHA VS Conventional loan programs in Forney, Kaufman County, Texas

In the year 2025, the conventional loan limit in the city of Forney, located in the county of Kaufman, TX, is $726,200. Meanwhile, for a single-family home, the FHA limit is $531,300.

Lendersa® offers a Conventional loan calculator to help you compare current rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation needed for qualification. Our detailed mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding your decision on the best program available in TX for your financial needs.

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Loan limits and down payment requirements for 2025 in Forney, Kaufman, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

Applicable to the following zip codes: 75126

Explore Conventional and FHA loan options in Forney, TX

Lendersa® is dedicated to providing you with the most optimal Conventional, USDA, or FHA loans efficiently and without hassle. Begin with one of three approaches to match you with lenders and suitable loan programs.

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  • Catholic United Financial Credit Union
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