In 2026, the conventional loan limit in Terrell, located within the county of Kaufman, TX, is $726,200. In comparison, the FHA limit for a single-family home is $531,300.
With the Lendersa® Conventional loan calculator, you can compare today's most competitive rates among Conventional, FHA, and USDA loans. It helps determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program in TX for your financial situation.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $360,600 | 0% |
| FHA | $531,300 | 3.5% |
This comparison is relevant for zip codes: 75160, 75161
The aim of Lendersa® is to efficiently provide the best Conventional, USDA, or FHA loans, reducing hassle at every step. Begin your journey by selecting one of three paths that align with compatible lenders and loan programs.
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