Explore the differences! FHA VS Conventional loan programs in Rockwall, Rockwall County, Texas

In 2025, Convetional loan limit in Rockwall, county of Rockwall, TX is $726,200 while FHA limit is $531,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Rockwall, county of Rockwall, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

The comparison table applies to zip codes: 75032, 75087, 75189

Conventional and FHA loan options in Rockwall, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Liberty Realty Capital
  • 1611 South Utica, Suite 102, Tulsa, OK, 74104
  • Liberty Realty Capital is a private money lender offering funding across these areas: Tulsa, Oklahoma City, Fayetteville, Edmond, Broken Arrow, Bentonville, Fort Smith, Sand Springs, Norman, Little Rock, Stillwater, Dallas, Claremore, Enid, Austin, Waco, Joplin, Wichita, Wichita Falls. They provide lending solutions for many different scenarios
  • BHI Funding
  • 2626 South Loop West, Suite 232, Houston, TX, 77054
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Tidal Loans
  • 2616 S Loop W, Unit 505, Houston, TX, 77054
  • Our team has over 50 years of combined hands on experience investing in all aspects of real estate: from residential development, private money lending, property management and fix and flips. We have been in your shoes and we know what it takes to become successful real estate investors.
  • The First National Bank at Paris
  • 11 E Main St, Paris, AR, 72855
  • The First National Bank at Paris was established in 1891 as The Bank of Paris by a group of local businessmen who had a deep commitment to the people of Paris and Logan County. At that time, Paris was a bustling community of 600 people. Founded by W.R. Cherry, the bank occupied the first floor.
  • American Federal Residential Mortgage
  • 407 W. Baker, Suite S, Baytown, TX, 77521
  • LET ONE OF OUR PROFESSIONAL MORTGAGE CONSULTANTS BUILD A MORTGAGE LOAN ESPECIALLY FOR YOU. NEW HOMES AND RESALE HOMES SECOND HOMES AND VACATION HOMES ETC.. CALL OR COME BY OUR OFFICE FOR A FREE PRE -QUALIFICATION FOR A MORTGAGE LOAN BEFORE YOU SHOP FOR A NEW OR USED HOME. WE WILL FURNISH YOU WITH A PRE-APPROVAL LETTER AT NO CHARGE.
  • Sentinel Mortgage Corporation
  • 7232 Eastpoint Blvd, Baytown, TX, 77521
  • Sentinel Mortgage is a Texas company that prides itself on getting YOU the best deal. We also understand that clients and realtors expect clear communication and availability in order to navigate the ever-changing mortgage waters. So don't waste time with a Big Bank that will take 2 months to close you and charge you handsomely for the privilege
  • Triad Bank, National Association
  • 7646 E 61st St, Tulsa, OK, 74153
  • Triad Bank was founded in 1983 by a group of local professionals who call this community home and champion the people and businesses that are rooted here. Today we’ve grown to more than 30 employees. As a small, local business, we know what it takes to promote the success of other small business ventures, and we are here to help you make it happen.
  • Prosperity Bank
  • 80 Sugar Creek Center Blvd, Sugar Land, TX, 77478
  • We believe in a community Banking philosophy where personal relationships & great experiences go hand-in-hand. We provide convenient technology options that our customers expect – all backed by the highest level of security. At every touch point, you’ll find knowledgeable associates ready to serve our customers with accuracy.
  • Baker Mortgage
  • 1 Sugar Creek Center Blvd, Suite 945, Sugar Land, TX, 77478
  • Baker Mortgage was started in 1955 by Gordon R. Baker, a native Houstonian who grew up in a modest home on Anita Street in downtown Houston. After a tour of duty in the U.S. Navy, and putting himself through school at the University of Houston, it was rather obvious that Gordon was not going to be happy with the average desk job.
  • Journey Lending
  • 15907 Morgan Street, Sugar Land, TX, 77478
  • Journey Lending is a licensed mortgage originator based in Sugarland, Texas . Our business is built on our industry expertise, partner relationships, and providing the best service to every customer we work with, and every loan we service. Our mission is to make your journey to homeownership a joyous experience.
  • Call A Friend Financial Services LLC
  • 8003 Duffield Lane, Houston, TX, 77071
  • CAF Financial Services, LLC specializes in providing mortgage services to its clients, including home purchases, standard refinancing, debt consolidation home loans, FHA home mortgages, commercial mortgages, and much more. From pre-approval to closing, our team of mortgage specialists assists clients throughout the entire process.
  • Top Mortgage LLC
  • 800 Bonaventure Way, Suite 102, Sugar Land, TX, 77478
  • Buying a home is one of the largest financial decisions you’ll make in your lifetime. It can also be one of the most stressful decisions for many buyers, especially first-time buyers. Serving the Greater Houston Area and all of Texas for 17 years, we are here to guide you through the process and find the best option to suit your financial needs.