Explore the differences! FHA VS Conventional loan programs in Rockwall, Rockwall County, Texas

For the year 2025, the conventional loan limit in Rockwall, located within Rockwall county, TX, is $726,200, whereas the FHA limit is set at $531,300 for a single-family home.

Utilize Lendersa®'s Conventional loan calculator to evaluate and compare today's leading rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary for qualification. Our comprehensive mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best program for your financial needs in TX.

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2025 Loan Limits and Down Payment Requirements in Rockwall, Rockwall, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

This comparison table is applicable to zip codes: 75032, 75087, 75189

Available Conventional and FHA Loan Options in Rockwall, TX

The aim of Lendersa® is to swiftly provide you with the best possible Conventional, USDA, or FHA loan effortlessly. Choose one of three starting points to connect with compatible lenders and loan programs.

Lendersa USDA loan request and matching results


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  • All Mortgage Loans
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  • Total Mortgage Services, LLC
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  • Fairway Independent Mortgage Corporation
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  • 2909 State Road, Ashtabula, OH, 44004
  • Lakeview Federal Credit Union has been open since 1961. The credit union has assets totaling $144.38 Million and provides banking services to more than 9, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
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