FHA VS Conventional loan in Sunnyvale, Dallas County, Texas

In 2026, the Conventional loan limit in Sunnyvale, which lies within Dallas county, TX, is $726,200. Meanwhile, the FHA loan limit for a single-family home is $531,300.

Use the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the most suitable program for your financial needs in TX.

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Loan Limits and Down Payment Requirements for 2026 in Sunnyvale, Dallas, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $531,300 3.5%

This applies to the following zip codes: 75182

Explore Conventional and FHA Loan Options in Sunnyvale, TX

Lendersa® strives to connect you quickly with the best possible Conventional, USDA, or FHA loan without hassle. Choose from one of three starter paths to pair with suitable lenders and loan programs.

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  • Investmark Mortgage
  • 14285 Midway Road Ste. 345, Addison, TX, 75001
  • Investmark Mortgage was started to help investors like you and me. We are an award winning hard money lender who will help you cut through the paperwork and get hard money fast. Give us a call and we will take care of you.

    Whether you are an experienced investor or buying your first property, we understand the process and will make this as stres

  • We Loan Mortgage LLC
  • 6001 Southridge Parkway, Parker, TX, 75002
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • MCM Mortgage LLC
  • 1528 Balboa Lane, Allen, TX, 75002
  • MCM Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Bengal Brokerage LLC
  • 2040 West Spring Creek Parkway, Suite 135, Plano, TX, 75023
  • Bengal Brokerage Llc was founded in 2010, and is located at 2070 W Spring Creek Pkwy in Plano.

    At Bengal, we pride ourselves on being your ONE STOP SHOP for all your Real Estate and Mortgage needs. Our services include:Real Estate, Mortgage, Investment, Rentals, Property Management.

  • 360 Home Lending
  • 12005 Ford Road, Suite 405, Dallas, TX, 75234
  • 360 Home Lending is a minority-owned mortgage company with a focus on diverse markets throughout the DFW metroplex. Our unique customer-centric, technology-enhanced approach provides a seamless and consistently stress-free experience for customers, from 1st time homebuyers to sophisticated property investors

  • Liberty Home Mortgage
  • 3010 LBJ Freeway, Suite 1200, Dallas, TX, 75234
  • Liberty Home Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Trusted Mortgage Advisors of Texas
  • 3010 LBJ Freeway, Suite 1200, Dallas, TX, 75234
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Nonprofit Mortgage
  • 2665 Villa Creek Drive, Suite 252, Dallas, TX, 75234
  • Nonprofit Mortgage is a new and unique mortgage company. We have a large range of mortgage products for your home purchase or refinance. Nonprofit Mortgage provides down payment assistance to underserved home buyers and those who have experienced a financial setback due to an illness in their household.

  • BEAM MORTGAGE, INC
  • 14455 Webb Chapel Rd, Farmers Branch, TX, 75234
  • "Beam Real Estate & Mortgage is the foremost choice for your residential and commercial property needs. Contact us today!
    When you're looking to buy a home, you want to know that you're in the best of hands. With more than a decade of experience, we can proudly say we've learned a thing or two about real estate - and that knowledge helps you."

  • Mike Clover Group
  • 18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
  • The Mike Clover Group at Homewood Mortgage is a close-knit group of experienced mortgage professionals dedicated to getting their clients the best loans in the shortest amount of time.

    Every member of the team has at least 10 years' experience in mortgage lending, and each shares Mike's strong belief in GOD, family, and doing the right thing