FHA VS Conventional loan in Fort-Worth, Tarrant County, Texas
In 2026, the Conventional loan limit in Fort-Worth, within Tarrant county of TX, is $647,200, while the FHA limit stands at $450,800 for single-family homes.
Use the Lendersa® Conventional loan calculator to compare the best available rates today for Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lays out Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in selecting the best program in TX for your specific financial situation.
Loan Limits and Down Payment Requirements for 2026 in Fort-Worth, Tarrant County, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$329,300
0%
FHA
$450,800
3.5%
This comparison table is applicable to zip codes: 76164
Options for Conventional and FHA Loans in Fort-Worth, TX
Lendersa® is committed to getting you the best Conventional, USDA, or FHA loans quickly and without hassle. Choose one of three options to connect with matching lenders and loan programs that suit your needs.
EECU Credit Union is one of North Texas’ largest locally owned financial institutions with a long history of serving the financial needs of individuals and businesses in Greater Fort Worth. Open to anyone who lives or works in Tarrant County and surrounding areas, EECU provides more than 250, 000 people with a full range of financial products.
CapTex Bank offers a variety of loans to help you achieve your goals whether it be buying a new home, opening a small business, or sending your child to the college of their dreams.
Our knowledgeable loan representatives are here to assist you in deciding what loan best fits your needs in a friendly, non-intimidating environment
VA Loans With Ed was created by a veteran for veterans. This is the premier source for veterans to learn everything they need to know about the VA loan, and get the most out of the benefit they earned. Ed Andrews's initial goal is to find out what brought you to the website and what your VA home loan goals are.
JH Moore Inc, where we specialize in residential mortgages. At JH Moore Inc, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Texas and Pacific (T&P) Railway Company met to organize and found Fort Worth T&P Federal Credit Union to serve the employees of the Railway. It was the mission of our founders to “make more available to people of small means credit for provident purposes, ” and it established the institution’s firm foundation of people helping people.
Fort Worth City Credit Union are insured by the National Credit Union Administration, which is a U.S. Government Agency. Member accounts are federally insured up to $250, 000, and are backed by the full faith and credit of the United States Government Fort Worth City Credit Union is an Equal Housing Lender.
At Rand & Associates Incorporated, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Merit Mortgage Company Being a realtor is hard enough! We understand the frustrating rollercoaster ride of a transaction and the lender should be the last thing on your mind. We do our best to free you up to take care of all the other needs of your client while we handle the loan.You have plenty of details on your plate & we are focused on making t
Fort Worth Financial is a full service mortgage lender specializing purchase and refinance lending in Fort Worth, Denton, Dallas, Weatherford, and Burleson, Texas. We understand that a home is one of the biggest investments that many people will make in their lifetime and we work hard to provide our clients .
