FHA VS Conventional loan programs in Fort-Worth, Tarrant County, Texas

In 2025, the Conventional loan limit in Fort-Worth, within Tarrant county of TX, is $647,200, while the FHA limit stands at $450,800 for single-family homes.

Use the Lendersa® Conventional loan calculator to compare the best available rates today for Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lays out Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in selecting the best program in TX for your specific financial situation.

Explore loan offers from 100 different lenders

Loan Limits and Down Payment Requirements for 2025 in Fort-Worth, Tarrant County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $329,300 0%
FHA $450,800 3.5%

This comparison table is applicable to zip codes: 76164, 76040, 76134, 76135, 76137, 76131, 76132, 76133, 76109, 76108, 76105, 76104, 76107, 76106, 76103, 76102, 76155, 76006, 76053, 76052, 76129, 76123, 76120, 76244, 76008, 76179, 76177, 76036, 76140, 76262, 76118, 76119, 76116, 76117, 76114, 76115, 76112, 76110, 76111, 76127, 76126, 76101, 76113, 76121, 76122, 76124, 76130, 76147, 76150, 76161, 76162, 76163, 76166, 76190, 76191, 76193, 76195, 76196, 76197, 76198, 76199

Options for Conventional and FHA Loans in Fort-Worth, TX

Lendersa® is committed to getting you the best Conventional, USDA, or FHA loans quickly and without hassle. Choose one of three options to connect with matching lenders and loan programs that suit your needs.

Lendersa USDA loan request matching outcomes


  • Spectrum One Mortgage
  • 23052H Alicia Pkwy, Suite 158, Mission Viejo, CA, 92692
  • Spectrum One Mortgage which is a full service Lender and Broker is divided up into three divisions. We have a retail floor that services all of your conventional mortgage needs. Most recently we have developed a retail team that works exclusively with Senior Citizens in facilitating Home Equity Conversion Mortgages better known as Reverse Mortgage.
  • Home Financing Inc.
  • 26111 Marguerite Pkwy #A, Mission Viejo, CA, 92692
  • Home Financing Inc. is a direct lender that boasts a record 8 calendar day close on a purchase with most loans ready to close in 17 days. Both clients and business partners rave about Home Financing's expertise, customer service and mastery of its trade. Home Financing Inc. does one thing better than anyone else and it's all in the name!!
  • JTM Financial
  • 26161 Marguerite Pkwy, Ste E, Mission Viejo, CA, 92692
  • JTM Financial Corporation strives to ensure that its services are accessible to people with disabilities. JTM Financial Corporation has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities
  • Homex Financial
  • 23120 Alicia Pkwy, Mission Viejo, CA, 92692
  • Homex Financial, where we specialize in residential mortgages. At Homex Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Jackie Barikhan - Spectrum One Mortgage
  • 23052H Alicia Pkwy, Ste 158, Mission Viejo, CA, 92692
  • Jackie is a mortgage professional cited in ABC, FOX, NBC & CBS for her work helping clients get low rate mortgages when purchasing a home or refinancing. California First Time Home Buyers get pre-approved today! We love serving our military past and present with the best VA Home Loans in California.
  • American Online Mortgage
  • 555 Corporate Dr, Suite 215, Ladera Ranch, CA, 92694
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Ladera Lending, Inc.
  • 555 Corporate Dr, Suite 215, Ladera Ranch, CA, 92694
  • At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers, we will tailor a program for your needs. Our knowledgeable team works to provide you with financial loan options that fit your lifestyle
  • Truss Financial Group
  • 999 Corporate Dr, Suite 180, Ladera Ranch, CA, 92694
  • Truss Financial Group has persevered through one of the most detrimental market collapses ever and we've done so by forming Strategic Referral Partnerships with Realtors, CPAs, and Financial Planners. Their clients become our clients and in every instance we do our absolute best to earn their trust.
  • Loangevity Mortgage
  • 999 Corporate Drive, Suite 100, Ladera Ranch, CA, 92694
  • Loangevity Mortgage is here for the long run all types of loans, for all people, for all situations. We are your lender for life. Life is about longevity. Loans are about Loangevity. Our mission is to help you with your first loan, your last loan, and all loans in between we offer Conventional, Jumbo, FHA, VA, and Foreign National Loans and more.
  • Al's Shop
  • 31 Barnstable Way, Ladera Ranch, CA, 92694
  • Al's Shop Our base core has always been service. We dont measure our success by the number of closed loans; we measure success by the experience you receive when you apply for a mortgage with us. There are a lot of mortgage companies and we know you have a lot of choices. We look forward to the chance to earn your business.
  • United Pacific Mortgage
  • 111 Corporate Drive, Suite 235, Ladera Ranch, CA, 92694
  • United Pacific Mortgage offers competitively priced residential mortgage solutions to customers throughout the United States. Our goal is to deliver complete customer satisfaction by offering a professional, fast, and reliable service. We take a great interest in helping each client reach their financial goals.