FHA VS Conventional loan programs in Saginaw, Tarrant County, Texas

In 2026, the Conventional loan limit in Saginaw, located in Tarrant county, TX, is $726,200, whereas the FHA limit for a single-family home is $531,300.

Use the Lendersa® Conventional loan calculator to compare current rates for Conventional versus FHA and USDA loans, and determine the required income, credit, reserves, and documents necessary for qualification. This advanced mortgage calculator displays Conforming Conventional loans along with USDA, FHA, and VA options side by side, aiding your decision on the most suitable program in TX for your financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Saginaw, Tarrant, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

Applies to zip codes: 76131

Conventional and FHA Loan Options in Saginaw, TX

Lendersa® aims to connect you with the best possible Conventional, USDA, or FHA loan quickly and easily. Choose one of three starting points to match with lenders and loan programs that meet your needs.

Loan requests and matches for Lendersa USDA


Saginaw Lenders

  • Family 1st of Texas Federal Credit Union
  • 3501 Western Center Boulevard, Fort Worth, TX, 76137
  • Lends in Texas
  • Family 1st of Texas Federal Credit Union was chartered in 1935 by the United States Post Office employees of the Railroad Postal Division, by coming together to pool their resources and provide low-cost loans to serve one another. Over the years, our role in the community has greatly expanded.

  • Texas Mortgage Finance
  • 8517 Hidden Meadow Drive, Fort Worth, TX, 76179
  • Lends in Texas
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Cheating Debt, LLC
  • 1953 Golden Heights Road, Suite 401, Fort Worth, TX, 76177
  • Lends in Texas
  • Cheating Debt is a Credit Repair Service founded in 2016 with the mission to Serve, Educate and Empower people to take control of their credit and finances. Cheating Debt was conceived with the notion of “I wish someone would have taught me that before." Cheating Debt as a cumulative brings decades of private banking, mortgage.

  • HT Lending Group, LLC
  • 1730 Rufe Snow Drive, Suite B, Keller, TX, 76248
  • Lends in Texas
  • At HT Lending Group has 20+ years in the mortgage industry. HT Lending is a full service mortgage bank truly committed to helping you find the right mortgage product. We understand that every client is different, and we offer a variety of products to meet your individual requirements.

  • Trademark Mortgage
  • 628 Stoneglen Drive, Keller, TX, 76248
  • Lends in Texas
  • Trademark Mortgage (NMSL#32139) is a full service mortgage bank. Our goal is to bring integrity, transparency and commitment back to financing the American dream. Whether you need advice on the size of a loan, are investigating the best way to finance a project, or are just looking to compare interest rates, Trademark Mortgage is here to help.

  • The Dunmire Team
  • 8844 Laurel Ln, Keller, TX, 76248
  • Lends in Texas
  • The Dunmire Team, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity Combining 21 years mortgage origination experience with the industry-lowest interest rate and closing cost combinations, we won’t be beat! We will help determine the best financing options to fit short and long-term goals.

  • My Credit Union
  • 13016 Highway 287, Haslet, TX, 76052
  • Lends in Texas
  • My Credit Union has been open since 1975. The credit union has assets totaling $61.64 Million and provides banking services to more than 7, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • Lending Edge Mortgage
  • 8613 Mid Cities Blvd, Suite 300, North Richland Hills, TX, 76182
  • Lends in Texas
  • "Lending Edge Mortgage has built a reputation for excellence through customer service.

    Lending Edge Mortgage is a Texas-based mortgage banker established in 2002. We are a dba of AmCap Home Loan NMLS: #129122 located in Houston, Texas.

    Our vision is to have the reputation of being “The Lender of Choice” from all our customers"

  • EECU Credit Union
  • 1617 West Seventh Street, Fort Worth, TX, 76102
  • Lends in Texas
  • EECU Credit Union is one of North Texas’ largest locally owned financial institutions with a long history of serving the financial needs of individuals and businesses in Greater Fort Worth. Open to anyone who lives or works in Tarrant County and surrounding areas, EECU provides more than 250, 000 people with a full range of financial products.