FHA VS Conventional loan programs in Saginaw, Tarrant County, Texas

In 2025, the Conventional loan limit in Saginaw, located in Tarrant county, TX, is $726,200, whereas the FHA limit for a single-family home is $531,300.

Use the Lendersa® Conventional loan calculator to compare current rates for Conventional versus FHA and USDA loans, and determine the required income, credit, reserves, and documents necessary for qualification. This advanced mortgage calculator displays Conforming Conventional loans along with USDA, FHA, and VA options side by side, aiding your decision on the most suitable program in TX for your financial circumstances.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Saginaw, Tarrant, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

Applies to zip codes: 76131, 76179

Conventional and FHA Loan Options in Saginaw, TX

Lendersa® aims to connect you with the best possible Conventional, USDA, or FHA loan quickly and easily. Choose one of three starting points to match with lenders and loan programs that meet your needs.

Loan requests and matches for Lendersa USDA


  • The First National Bank of Groton
  • 161 Main Street, Groton, NY, 13073
  • The First National Bank of Groton has been proudly serving the area communities for over 150 years. The Bank is customer driven. Its very existence is based on customers finding value in the products and services being offered. The Bank prides itself on offering a superior level of personalized customer service.
  • Bluebird Lending
  • 1845 Walnut Street, Ste 910, Philadelphia, PA, 19103
  • Bluebird Lending creates opportunities for real estate investors to improve their communities by providing fast, flexible and fair lending solutions to grow their business. Bluebird understands the unique challenges real estate investors face and is equipped to work closely with our customers to produce successful results.
  • Singer Financial Corporation
  • 1708 Locust St, Philadelphia, PA, 19103
  • We are a Private Direct Portfolio Lender with our own pool of capital available to lend your business. Unlike many other Private Lenders, we don't take your loan to some nameless private investor to get your loan approved and funded. We offer commercial real estate secured business loans to business owners and real estate investors.
  • HomeLend Financial Inc
  • 1900 Market Street, 8th Floor, Philadelphia, PA, 19103
  • HomeLend Financial We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
  • UMortgage
  • 100 North 18th Street, Suite 1400, Philadelphia, PA, 19103
  • UMortgage Want comfortability, ease, and a broker who meets you where you’re at? No problem. We customize our process to you. Whether it’s over text, email, on the phone, in person or any combo of your choice, our team will be there. We offer great rates while partnering with you to close within 3 weeks.
  • Chesen Mortgage Group
  • 1626 Locust Street, Suite 404, Philadelphia, PA, 19103
  • We offer expertise in every area of mortgage lending. With access to a full range of mortgage resources, all our lending specialists are dedicated to finding the right loan with the best rate, terms and costs to meet your unique needs. But that is just the beginning. Our talented staff provides regular updates and progress reports.
  • Epoch Lending, LLC
  • 2001 Market Street, Suite 2500, Philadelphia, PA, 19103
  • Epoch Lending was founded in December 2018 as an independent mortgage brokerage to serve the needs of borrowers looking to buy or refinance a home throughout the United States. We hire local independent mortgage experts in local markets and allow them to operate with the flexibility of the broker channel without the stresses of managing a business.
  • Kenny Financial Services, Inc.
  • 1601 Market Street, 19th Floor, Philadelphia, PA, 19103
  • Kenny Financial Services, Inc offering the lowest priced mortgage products to borrowers who deserve the best pricing. We also offer niche products to borrowers who need "specialty" solutions such as low down payment loans and "stated income" commercial loans. Mortgage financing is all that we do and we are experts at it!
  • QUAINT OAK MORTGAGE, LLC
  • 1710 Union Boulevard, Allentown, PA, 18109
  • Quaint Oak is comprised of people. We are a community of individuals – employees, customers, and stockholders – that work and reside in our marketplace. Through thoughtful communication, business expertise, and responsive customer care, we continually raise our own personal bar for serving our customers.
  • Whitehall Mortgage Financial
  • 306 S Keyser Ave, Old Forge, PA, 18518
  • Whitehall Mortgage has been providing Residential Home Mortgage Loans throughout the Commonwealth of Pennsylvania for over three decades. The father and son duo, Douglas and Dallas, use their Northeasten PA roots and knowledge to best serve this area with the best mortgage service.
  • Axcel Capital Group
  • 1515 Market Street, Philadelphia, PA, 19102
  • We are a team of professionals with decades of experience funding commercial real estate & operating companies, who will assure the best outcome for your debt, equity and advisory needs. Whether developing, purchasing or refinancing, debt is the lifeblood for commercial real estate. Axcel delivers to its clients access to debt for any asset class
  • Republic Bank
  • 50 South 16th Street, Suite 2400, Philadelphia, PA, 19102
  • Our focus now is on innovation, customer satisfaction, brand building, and shareholder value creation. Today, we are one of the largest Philadelphia-based banks, yet we make decisions locally, and we make them quickly. Republic Bank is moving towards creating a major commercial and retail bank with a distinct brand.