Explore the differences! FHA VS Conventional loan programs in Fredericksburg, Gillespie County, Texas

For the year 2025, the limit for a conventional loan in Fredericksburg, situated in Gillespie county, TX, amounts to $726,200. The FHA cap for a single-family home is $472,030. This provides important information for potential homebuyers.

The Lendersa® Conventional loan calculator is a valuable tool for comparing today's leading rates among Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documentation required for qualification. Using our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program in TX to fit your financial scenario.

Examine loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Fredericksburg, Gillespie County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 Zero percent
FHA $472,030 3.5%

This comparison table applies to zip codes: 78624

Selecting Conventional and FHA Loan Options in Fredericksburg, TX

The goal of Lendersa® is to help you obtain the best possible Conventional, USDA, or FHA loan quickly and without stress. Pick one of three starting points that lead to matching lenders and loan opportunities.

Explore Lendersa USDA loan requests and matching results


  • Sunshine Mortgage Solutions LLC
  • 5722 New Paris Way, Ellenton, FL, 34222
  • Sunshine Mortgage Solutions LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
  • Central Bank
  • 20701 Bruce B Downs Boulevard, Tampa, FL, 33647
  • Central Bank officially opened in February 2007 in Tampa, FL and is a full service, independently owned Florida bank that specializes in serving the banking needs of individuals and small businesses. The overall strategy for Central Bank has always been to be an independent community bank providing a higher level of personalized service
  • Naviagtor Lending Solutions
  • 5328 Primrose Lake Circle, Suite A, Tampa, FL, 33647
  • Navigator Lending Solutions was founded by seasoned mortgage professionals who recognized the need for reliable back office support in the mortgage industry and shared a collective vision to become the single source provider for lenders. Navigator Lending Solutions supports Retail, Wholesale and Correspondent lending channels.
  • Marimark Mortgage LLC
  • 5327 Primrose Lake Circle, Tampa, FL, 33647
  • Marimark Mortgage is a licensed Florida mortgage lender/broker offering loans in Florida, Virginia and Pennsylvania. Whether you are buying a new home or refinancing, we have loan options that best fit your needs. We also use all the latest technologies to ensure a safe and easy loan process that delivers results.
  • DeVore Financial Services
  • 19046 Bruce B Downs Blvd, Suite 234, Tampa, FL, 33647
  • DeVore Financial Services is to serve our customers with honesty, integrity & competence. We redefine excellence in Mortgage Brokerage services by stepping away from tradition and exploring new innovative ways to serve our customer’s Mortgage needs.Our goal is to provide home loans to our clients while providing them with the lowest interest rates.
  • Green House Mortgage
  • 20420 Colonial Hill Dr, Tampa, FL, 33647
  • Green House Mortgage is a fully and independent mortgage loan origination entity - Currently ONLY in Florida. We can assist in a wide variety of loan programs including VA, FHA, Conventional and Jumbo and Reverse Mortgages.We help originate in both the refinance and purchase scenarios. More specifically
  • Bliss Mortgage LLC
  • 5322 Primrose Lake Circle Suite A, Tampa, FL, 33647
  • Bliss Mortgage LLC, you can count on us to match you with the best mortgage loan available for your situation. Our licensed and experienced Mortgage Loan Originators take pride in working for the client and understanding their needs. Short on time? We are also accessible during evenings and weekends. Every situation may be different,
  • REGIONAL federal credit union
  • 7144 Kennedy Avenue, Hammond, IN, 46323
  • REGIONAL Federal Credit Union is a member-owned and operated financial institution serving Northwest Indiana since 1961 The most comforting part about savings accounts at REGIONAL is the element of safety. Your accounts are federally insured by the National Credit Union Administration, an agency of the Federal Government, for up to $250,000
  • Suncoast Credit Union
  • 6801 E Hillsborough Ave, Tampa, FL, 33610
  • Suncoast Credit Union is the largest credit union in the state of Florida, the ninth largest in the United States based on membership, and the 10th largest in the United States based on its $12.6 billion in assets. Chartered in 1934 as Hillsborough County Teachers Credit Union, Suncoast Credit Union currently operates 74 full-service branches