FHA VS Conventional loan programs in 2026 for Kerrville, Kerr County, Texas
For 2026, the conventional loan limit in Kerrville, within Kerr county, TX, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the best program in TX for your financial needs.
Loan Limits and Down Payment Requirements for 2026 in Kerrville, Kerr, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table covers the following zip codes: 78028
Explore Conventional and FHA Loan Options in Kerrville, TX
Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan for you quickly and effortlessly. Select one of three starting points to connect with matching lenders and loan programs.
Guadalupe Bank was built by locals, for locals. We pride ourselves on the fact that our decisions are made locally by people who live in our community, value relationships with our customers, and genuinely understand local needs. We have a commitment to every single customer and to the people and small business owners in our community.
US Mortgage Lenders, I not only have access to leading national lenders, but I have access to funding sources not readily advertised, with lenders you wouldn’t think to look for. Undoubtedly, I can find more competitive mortgage rates than banks and other traditional mortgage firms.
Security State Bank & Trust was born in the heart of Fredericksburg, Texas. In 1941, a group of local businessmen saw a need for a new bank to better serve the community’s needs. We officially opened for business in the former Buckhorn Saloon building at 201 West Main Street where we still reside.
At Town Square Financial, we understand that time is critical, and traditional banks can make the process unnecessarily slow and complex. That’s why we’ve streamlined our approval process to get you funded fast—with fewer conditions and no red tape. Whether you've been turned down by other lenders or need quick financing to seize an opportunity, we
7915 W Loop 1604 N, Suite 111, San Antonio, TX, 78254
Lends in Texas
In 2016, SACU became Credit Human. Our new name reflects the San Antonio values that have guided us since we started here in 1935—a belief in others, giving credit to the dreams of our members, and being more human by treating each other with the respect that all of us deserve. This new name extends that belief to every member we serve
15900 La Cantera, Suite 26235, San Antonio, TX, 78256
Lends in Texas
Expedient Mortgage is the trusted, local APM division that caters to the specific needs of your community. Like APM, Expedient Mortgage’s mission is to create experiences that matter while serving your home financing needs.Whether you are buying your first home, a new investment property or building your dream home.
15900 La Cantera Parkway, Suite 26225, San Antonio, TX, 78256
Lends in Texas
"Our experienced loan officers will find the best mortgage options and loan programs tailored to your needs. Our bilingual staff will answer any questions you have before, during and after the home buying process to keep you informed every step of the way.
Located in San Antonio, Texas, The La Cantera at Directions Home Loan team works"
Our mission is to provide the highest quality banking and financial services to our customers and communities we serve while enhancing value for our shareholders. TXN Bank is the culmination of hard work from our employees and extraordinary vision from our board and shareholders. We plan to continue the legacy of community banking.
From our start as the credit union for employees of the United Services Automobile Association (USAA) to now, United Texas Credit Union has been a member-owned, not-for-profit financial cooperative with the mission of improving the financial well-being of our members and the communities we serve.
