Explore the differences! FHA VS Conventional loan programs in Friendswood, Galveston County, Texas

In 2026, the conventional loan limit for Friendswood, which is in Galveston county, TX, is $726,200. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to explore current top rates between Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, thereby helping you select the optimal program in TX for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Friendswood, Galveston, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 77546

Options for Conventional and FHA Loans in Friendswood, TX

The aim at Lendersa® is to procure you the best Conventional, USDA, or FHA loan quickly and conveniently. You can choose one of three starting points to align with matching lenders and loan programs.

Outcomes of USDA loan requests with Lendersa


Friendswood Lenders

  • Noble Home Mortgage LLC
  • 1506 East Winding Way Drive, Building 105, Suite 505, Friendswood, TX, 77546
  • Lends in Texas
  • Noble Home Mortgage is a mortgage broker company in Friendswood, TX, dedicated to helping you gain access to the mortgage financing you need. and Noble Home Mortgage is dedicated to finding you not only the best loans for you, but also the right ones. Our service will get you the mortgage you need.

  • Preferred Funding, LLC
  • 2530 O'Day Rd, Pearland, TX, 77581
  • Lends in Texas
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Mortgage Options of Texas Limited Company
  • 2404 South Grand Boulevard, Suite 220-A, Pearland, TX, 77581
  • Lends in Texas
  • Committed to providing ideal financing options to homebuyers and homeowners. We care what our customers think of us and so should you. We are partners in your business and your success is ours. Independent, locally owned mortgage brokerage offering various loan options. VA, FHA, conventional, reverse & Non QM loans.

  • Houston Home Flips
  • 913 Walnut Pointe, League City, TX, 77573
  • Lends in Texas
  • Loan Ranger Capital is one of the few locally owned and operated direct hard money lenders in Texas and know the local real estate markets intimately.

    Houston Home Flips is here to meet all of your private lending needs. From fix and flips to ground up construction, we have loan for you. As a leader in Texas hard money loans, we’re confident in

  • LUV Mortgage LLC
  • 2600 South Shore Blvd, Suite 300−79, League City, TX, 77573
  • Lends in Texas
  • Our loan programs include FHA, VA, USDA, FNMA, FHLMC, Jumbo, HECM, Self Employed, Investment and many more. I'll help you find the best program for you and your families needs.

    From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it

  • American Homestar Mortgage LLC
  • 2450 South Shore Blvd, Suite 301, League City, TX, 77573
  • Lends in Texas
  • American Homestar Mortgage is a proud member of the American Homestar Corporation, celebrating 50 years in business. We are committed to providing you the best-in-class service from the initial application all the way to closing day! Our dedicated team is here to help you every step of the way.

  • AMOCO Federal Credit Union
  • 1692 E. League City Pkwy, League City, TX, 77573
  • Lends in Texas
  • More than a financial institution, AMOCO Federal Credit Union offers financial products and services paired with expert advice to help our members make the right financial decisions. We have over 215 valued employees who are dedicated to serving the financial needs of our members, which is what we’re all about.

  • Helping Heroes Buy Homes LLC
  • 2213 Dove Haven Lane, League City, TX, 77573
  • Lends in Texas
  • Helping Heroes Buy Homes has many programs to help parties within Real Estate Investment. Vast program diversification for all types of clients for approval of financing. Every client has different needs and may not qualify for all programs. Check with your loan consultant about your options.

  • AMTEX LOAN, LLC
  • 241 Farnworth Ln, League City, TX, 77573
  • Lends in Texas
  • Dan Garza, Sr. Mortgage Banker at Amtex Loan. We are a full-service mortgage company doing business throughout Texas. We specialize in Home Acquisition & Finance and are proud to say we do it quite well. We serve all of Texas cities and counties. Whether you are buying a home or refinancing we can help you realize your dream of home ownership