Explore the differences! FHA VS Conventional loan programs in Galveston, Galveston County, Texas

For the year 2025, the conventional loan limit in Galveston, located in Galveston county, TX, is set at $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to contrast today's best rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and required documents for qualification. Our comprehensive mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the best program in TX tailored to your financial circumstances.

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Loan limits and down payment requirements for 2025 in Galveston, Galveston county, TX

Type of Loan Maximum Loan Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the zip codes: 77551, 77550, 77554, 77552, 77553, 77555

Explore Conventional and FHA loan solutions in Galveston, TX

Lendersa® is committed to securing you a quick and trouble-free Conventional, USDA, or FHA loan at the best terms. Choose from three starting points for matching with lenders and suitable loan programs.

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  • Crown Commercial Finance Inc.
  • 512 21st Street, Huntington Beach, CA, 92648
  • At Crown Commercial Finance, we believe that providing real estate financing services should help make your life easier, not harder. Our company culture is developed to go above and beyond the average real estate experience, taking customer service to the next level. If you’re considering obtaining financing for a commercial real estate property,
  • American VA Loans Inc.
  • 20422 Beach Boulevard, Suite 105, Huntington Beach, CA, 92648
  • American VA Loans we know that finding the right home loan can be difficult. With literally thousands of lenders to choose from, borrowers can easily become overwhelmed. We strive to make the process easy, and will find you the best lender and rate possible. Paul Collier has worked as a mortgage loan originator for the past 8 years.
  • JT Enterprises
  • 2134 Main Street, Suite 240, Huntington Beach, CA, 92648
  • John Gillespie provides hands-on service and prompt answers for your home loan. He has been in business for over 30 years and is Broker/Owner of Pacific Coast Funding, a mortgage lender in Huntington Beach, California. Pacific Coast Funding is a one stop lender, providing purchase and refinance loans for investment units
  • Emerald Coast Investments
  • 18141 Beach Boulevard, Suite 370, Huntington Beach, CA, 92648
  • Emerald Coast Investments has been in the mortgage lending business for over 20 years. We have seen it all. We provide a custom mortgage financing experience. We are very “hands-on” with our clients. You are NOT handed off to a third person to complete your transaction. We can do Conventional, Jumbo, FHA, VA, REVERSE Mortgages,
  • Compass Lending Group
  • 6301 Beach Boulevard, Suite 350, Buena Park, CA, 90621
  • "Compass Lending Group founder of the Steve helped me through the entire process and never missed a beat. He was patient and thoroughly explained the process to me despite all of my questions. and also Compass, we emphasize that an informed client can make the best decisions. Our staff work on keeping up to date with every aspect of the industry.
  • Buywise Mortgage
  • 2130 Main Street, Suite 290, Huntington Beach, CA, 92648
  • BuyWise Mortgage, a California Mortgage Broker, has chosen to serve as a wholesale mortgage broker specifically to offer a wider range of customized mortgage solutions to solve sometimes complicated problems. Our mortgage automation technology delivers a streamlined mortgage process, which results in consistently lower interest rates.
  • Premier Finance Group Inc
  • 6056 Beach Boulevard, Buena Park, CA, 90621
  • Premier Finance Group Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Choice Services Group Inc.
  • 20422 Beach Boulevard, Suite 425, Huntington Beach, CA, 92648
  • Choice Services Group Inc Founder of the Ken and Lisa Malecki and loans are not just something we do. Loans are something we live as they produce life changes for our clients. Over 26 years and thousands of closed loans, we take each client one at a time and work with them hand in hand from start to finish.
  • Geneva Capital Network
  • 1720 Pacific Coast Highway, Suite 202, Huntington Beach, CA, 92648
  • Geneva Capital Network we believe in two guiding principals that give us a quality reputation and repeat business- Service and Integrity. We treat each loan as if it were our own. That's why we take the time to learn your needs and tailor a loan that works best for your financial situation. We keep you informed of every detail
  • South East Mortgage Co
  • 6281 Beach Boulevard, Suite 117, Buena Park, CA, 90621
  • Our loan officers know what they’re doing. They know the underwriting guidelines behind them for just about every loan available & compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline the processing of your loan with the most liberal credit decisions.
  • Pacific One Lending and Real Estate
  • 18351 Beach Blvd Ste A, Huntington Beach, CA, 92648
  • Pacific One Lending Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Cornerstone Company
  • 8552 Deepdale Ave, Buena Park, CA, 90621
  • Cornerstone Company headed by George Krajacic is a trusted name in Los Angeles, Orange County, Riverside, San Bernardino and San Diego for flexible, reliable and fast hard money loans. Founded ten years ago, today Cornerstone Company is known for its dedicated service, consistent performance and diversified approach in hard money lending.