FHA VS Conventional loan programs in Giddings, Lee County, Texas
In 2025, the standard loan cap for a conventional mortgage in Giddings, located in Lee county, TX, is $726,200. Meanwhile, the FHA cap for a single-family residence stands at $472,030.
Utilize the Lendersa® Conventional loan calculator for a comparison of current Conventional, FHA, and USDA rates. It also assists in determining the income, credit, reserves, and documentation required for qualification. With this advanced mortgage calculator, you can place FHA, VA, USDA, and Conforming Conventional loans side by side, helping you choose the most suitable program in TX for your specific financial needs.
Loan limits and down payment requirements for 2025 in Giddings, within Lee county, TX
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison applies to the following zip codes: 78942
Options for Conventional and FHA loans in Giddings, TX
The main aim of Lendersa® is to promptly and effortlessly provide you with the optimal Conventional, USDA, or FHA loan. Choose one of the three pathways to align with suitable lenders and loan programs.
Wisconsin Mortgage Corporation Offering home loan services since 1983, Wisconsin Mortgage Corporation has been providing quality home loans across Wisconsin. Through the years, Wisconsin Mortgage Corporation has always delivered the most progressive mortgage solutions available. Technology and a highly professional team.
"At Palmetto Mortgage, we are dedicated to serving our customers with the best service and products for their needs. We provide a wide variety of loan products and by doing so we allow our customers to choose the product that best suits their needs.
On the following pages you will learn briefly about our products and about us."
147 Wappoo Creek Drive, Suite 105, Charleston, SC, 29412
At Homegrown Financial, we know you want financial freedom as you age. To achieve that, you need a smart and safe way to access an important retirement asset: home equity. The problem is traditional retirement sources are becoming unreliable and you’re worried about which options will allow you to best monetize your home equity in retirement.
White Oak Mortgage LLC was founded in January 1998 and is locally owned. What makes us stand apart: First-time home buyers are our specialty! We're here to support you through the entire process. We are experts at refinancing! We do most refinances with no closing costs, which keeps your mortgage balance lower. Excellent customer service.
Waumandee State Bank has been serving West Central Wisconsin since 1914. We strive for excellence in our products and customer service. Our employees take pride in helping to build strong communities through volunteer work, donations, and collaboration with local organizations. Waumandee State Bank strives to strengthen our communities.
25 Cumberland Street, Suite 120, Charleston, SC, 29401
SweetGrass Capital makes homeownership possible for more South Carolinian’s than any other state based lender. Our philosophy is to keep marketing and advertising expenses at a minimum, instead allocating those funds to optimize a streamlined loan process. This allows us to provide our clients with lower rates and a higher level of customer service
Coastal Equity Group offers both short and long-term financing for investors striving to build their wealth and generate income for a better future. As a lender, we strive to offer our borrowers smart investment solutions to help generate income and build their portfolio. Our team works quickly and ethically.
215 East Bay Street, Suite 403-F, Charleston, SC, 29401
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
