FHA VS Conventional loan programs in 2026 for Harker-Heights, Bell County, Texas
In 2026, the conventional loan limit in Harker-Heights, within Bell county, TX, is $647,200, while the FHA limit for a single-family home is $420,680.
Leverage the Lendersa® Conventional loan calculator to assess today's leading rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program in TX for your financial situation.
Loan Limits and Down Payment Requirements for 2026 in Harker-Heights, Bell, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table relates to the following zip codes: 76548
Conventional and FHA Loan Options in Harker-Heights, TX
The goal of Lendersa® is to provide you the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose one of three starting methods to match you with appropriate lenders and loan programs.
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The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.
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