FHA VS Conventional loan programs in Harker-Heights, Bell County, Texas

In 2025, Convetional loan limit in Harker-Heights, county of Bell, TX is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Harker-Heights, county of Bell, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 76548, 76513

Conventional and FHA loan options in Harker-Heights, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Consumers National Bank
  • 614 E. Lincoln Way, Minerva, OH, 44657
  • At Consumers National Bank, we're committed to meeting our customers' financial needs through fast, personalized service that helps businesses grow and families prosper. About usOur community-based banking approach sets us apart from larger regional banks because our local presence and expertise enable us to deliver exceptional service.
  • Superior Financial Services, Inc
  • 4466 Darrow Rd, Suite 17, Stow, OH, 44224
  • SUPERIOR FINANCIAL SERVICES, INC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Ohio Teamsters Credit Union
  • 6100 Rockside Woods Drive, Suite 150, Independence, OH, 44131
  • In 1953, the big expansion took place and the credit union was renamed Cleveland Teamsters Credit Union. Its assets, which had climbed from $2, 666 in 1940 to $352, 000 in 1952, suddenly zoomed to just under $572, 555 in 1953, to nearly a million in 1955. The credit union has since experienced steady growth.
  • Century Federal Credit Union
  • 4600 Rockside Road, Independence, OH, 44131
  • Century Federal Credit Union is a not-for-profit financial cooperative existing to serve its members. Credit unions, like Century Federal, are less likely to charge service fees than banks, that are for-profit institutions. We do not issue stock or pay earnings dividends to outside stockholders like other financial institutions.
  • NLC Loans
  • 4 Summit Park Drive, Suite 200, Independence, OH, 44131
  • NLC Loans support your personal goals and dreams so that you and your family can live the life you want and deserve. Whether you’re buying your first home, your next home, or refinancing, we’ve got your back. NLC Loans is a leading, full-service, residential mortgage lending and mortgage refinance company.
  • Liberty Home Mortgage Corporation
  • 6225 Oak Tree Blvd, Independence, OH, 44131
  • "Liberty Home Mortgage operates with a focus on a very simple goal - to lead the industry in customer satisfaction and to set a new standard by which our industry operates. Liberty Home Mortgage Representatives are available seven days a week. We even have a customer care line which current customers can call to get answers"
  • Members First Credit Union
  • 600 W Wackerly, Midland, MI, 48642
  • When you open your account with MFCU, you become a member & owner of the credit union.At MFCU, we believe in you.Our promise is to be trustworthy, caring & enthusiastic to help you succeed. It comes naturally to us to listen carefully & build relationships in order to not only find solutions,but also minimize financial stress and maximize happiness
  • Mortgage Options Funding
  • 27350 Valley Center Rd, Suite D, Valley Center, CA, 92082
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.