Explore the differences! FHA VS Conventional loan programs in Killeen, Bell County, Texas

In 2025, the Conventional loan limit in Killeen, within the county of Bell, TX, is set at $726,200, while the FHA limit for a single-family dwelling is $472,030.

With the Lendersa® Conventional loan calculator, you can compare the best available rates today for Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and documentation required to qualify. Using our advanced mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA options to help in selecting the best program suited to your financial position in TX.

Review loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Killeen, County of Bell, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 76541, 76543, 76542, 76549, 76540, 76547

Exploring Conventional and FHA Loan Options in Killeen, TX

Lendersa® is dedicated to helping you find the best Conventional, USDA, or FHA loan swiftly and with ease. Select from one of three starting points to connect with matching lenders and loan packages.

Results from Lendersa USDA loan requests and matches


  • The Mortgage Processors
  • 511 E 1st St, Suite F, Tustin, CA, 92780
  • Our mission Is to serve the needs of the originators and their borrowers. We do not exist without the volume originated by our Loan Officer clients. We never forget this and our job always stays focused on how we can make your job easier and help you look great. We seek no credit for what we do.
  • PCF Wholesale
  • 17852 E. 17th St, Suite 107, Tustin, CA, 92780
  • PCF Wholesale is a cutting-edge Wholesale Mortgage Lender that is engineered to support Mortgage Brokers and their clients nationwide. PCF Wholesale is currently doing business in 35 states, with more on the way. Offering a wide array of loan products from Agency to Jumbo, you can count on us for any loan scenario.
  • Primco Mortgage
  • 12681 Newport Ave, Tustin, CA, 92780
  • Primco Mortgage is redefining the home loan experience. For us, the home loan experience is a client-focused journey. We know the importance of finding the right loan for every client and we accomplish this through one-on-one guidance. Our company succeeds on our ability to think differently.
  • Absolute Mortgage Inc
  • 18002 Irvine Blvd, Suite 201, Tustin, CA, 92780
  • Absolute Mortgage our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • 1st Reliant Home Loans Inc.
  • 3002 Dow Ave, Suite 202, Tustin, CA, 92780
  • 1st Reliant Home Loans With visionary leadership, expertise in the financial services sector, and an entrepreneurial spirit, our 1st Reliant corporate team has over 30 years of experience in the mortgage industry. Passionate about helping our clients achieve their lifestyle and financial goals.
  • Independent Funding Group
  • 202 Fashion Lane, Suite 106, Tustin, CA, 92780
  • The Independent Funding Group team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • LoanRx
  • 222 Fashion Lane, Suite 105, Tustin, CA, 92780
  • LoanRx A team of seasoned Loan Advisers who truly care for your needs. In 2018 Jenny Partnered up with Blaine Podkowa for Real Estate and Mortgage. Together, Jenny and Blaine Re Branded Vision Financial to LoanRx for Mortgage and built a Real estate team called "List". Jenny specializes in all aspects of Residential Real estate.
  • Consortium Equity
  • 17291 Irvine Boulevard, Suite 460, Tustin, CA, 92780
  • At Consortium Equity we recognize that our performance is a direct reflection on the broker in the eyes of their borrower. By working quickly, efficiently, and honestly we assure all parties involved a seamless and successful funding. A happy borrower will return to the broker to Refinance and by pleasing our broker we will earn future business.
  • American Home Loan Center
  • 17291 Irvine Blvd, Suite 158, Tustin, CA, 92780
  • Buenaventura Inc. dba American Home Loan Center, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage.
  • OC Home Loans and Finance
  • 17461 Irvine Boulevard, Suite S, Tustin, CA, 92780
  • OC Home providing clients with the highest quality financial services combined with the lowest rates available in your area. I will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan.
  • Advantage Mortgage Service
  • 100 West Main Street, Suite 10, Tustin, CA, 92780
  • Advantage Mortgage Service covers the full spectrum of requirements related to the title, appraisal, escrow and lender to ensure a smooth process for you to get the wisest structured and best tailored loan that meets your needs, whether it's a 30-year or 15-year (fixed or adjustable rate) or any type of specialty loan.