FHA VS Conventional loan in Henrietta, Clay County, Texas

In 2026, the conventional loan cap in Henrietta, Clay county, TX, is $726,200, while the FHA limit for a single-family house is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator showcases Conforming Conventional loans, USDA, FHA, and VA in comparison to aid in selecting the right program for you in TX.

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2026 Loan Limits and Down Payment Requirements in Henrietta, Clay, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable zip codes for this data: 76365

Conventional and FHA Loan Options in Henrietta, TX

The objective of Lendersa® is to provide an effortless path to obtaining the best Conventional, USDA, or FHA loan quickly. Choose one of three options to connect with compatible lenders and programs.

Lendersa USDA loan requests and matching outcomes


  • Interactive Mortgage
  • 1 City Boulevard West Suite 1650, Orange, CA, 92868
  • Winnpointe Corporation dba Interactive Mortgage provides current and future homeowners with the “Faster, Smarter…Simply Better” way to find the best loan you want quickly. We offer lender paid closing costs and an easy-to-use pricing engine, which allows you to control the process of saying yes.

  • Lincoln Equity Inc
  • 171 S Anita Drive, Orange, CA, 92868
  • Lincoln Equity Inc has all the appeal and proximity of a local realtor, but with the experience of a realty giant! We will guide you through every aspect of the purchase, sale, leasing and management of residential real estate in the Costa Mesa area. Lincoln Equity Inc was recently awarded the CA

  • American Continental Bank
  • 17700 Castleton Street, Suite 100, City Of Industry, CA, 91748
  • American Continental Bank was established on October 6, 2003, by a group of local businessmen and individuals who were interested in creating a Bank that would provide specialized financial services to the Chinese community. Our Senior Management team and staff consist of highly skilled bankers who are professional.

  • ACG Funding Inc
  • 17590 Colima Road, Rowland Heights, CA, 91748
  • Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Our name that is trusted throughout the community. To speak directly with an experienced mortgage professional simply give us a call anytime. We look forward to working with you.

  • Greater Pacific Real Estate Services
  • 1920 Batson Avenue, Suite 268, Rowland Heights, CA, 91748
  • We're real estate experts who specialize in mortgage financing and real estate sales. We are here to simplify the process toward you obtaining your ultimate goal...Homeownership. Our one on one customer relationship offers you customized service and support. Greater Pacific Real Estate SVCS-Wayne Wainwright, Rowland Heights.

  • USA Financial Group, Inc
  • 18725 E. Gale Ave, Suite 227, City Of Industry, CA, 91748
  • "At USA Financial Group, Inc We can help you find the perfect mortgage.
    Buying a home is one of the biggest purchases most of us make. House hunting can be exciting and disappointing at the same time. Some people find the perfect home in three days, for others, it can take months. We've seen it all. And we understand how you feel.

  • OGI Mortgage Bankers
  • 6 Hutton Centre Dr, Suite 1030, Santa Ana, CA, 92707
  • Founded in 2009, ONY GLO, Inc. dba. OGI Mortgage Bankers is an independent, full-service, residential mortgage Banker, located in Orange County, California, the nation’s capital of the mortgage lending industry. We are fully staffed with a team of mortgage professionals, ensuring your loan is turned around quickly and efficiently.

  • Residential Lending Solutions Co.
  • 4 Hutton Centre Dr, Suite 500, Santa Ana, CA, 92707
  • Residential Lending Solutions employs professional real estate financing professionals who are dedicated to helping you achieve success in getting your loans. We offer a wide range of home loan options that you can choose; from traditional home loans to buyer specialty loans, VA loans and even reverse mortgages.