Explore the differences! FHA VS Conventional loan programs in Henrietta, Clay County, Texas
In 2026, the conventional loan cap in Henrietta, Clay county, TX, is $726,200, while the FHA limit for a single-family house is $472,030.
Use the Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator showcases Conforming Conventional loans, USDA, FHA, and VA in comparison to aid in selecting the right program for you in TX.
2026 Loan Limits and Down Payment Requirements in Henrietta, Clay, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applicable zip codes for this data: 76365
Conventional and FHA Loan Options in Henrietta, TX
The objective of Lendersa® is to provide an effortless path to obtaining the best Conventional, USDA, or FHA loan quickly. Choose one of three options to connect with compatible lenders and programs.
Union Square is the largest credit union in the Texoma Area. We are here to serve you, our members, with the best products available and the most competitive rates around. We are people helping people. We are.... Your Financial Center of Choice!
Union Square Credit Union's field of membership is open to those who have the following common bond
Texoma Community Credit Union has served 11 counties surrounding Wichita Falls, Texas since 1953 with a full range of banking services. We are not a big bank, but a financial cooperative. This means every member gets a vote, and our profits go back into the community each year, rather than into the hands of shareholders.
We are a full service independently locally owned bank. In addition to normal competitive banking opportunities we provide a fill mortgage department for financing homes a title company to complete all real estate transactions including oil & gas title research a trust department available to assist you with any trust account activity you may need
First Bank has remained strong and successful by focusing on our individual customers and our local communities. You'll see that focus come to life when you visit any one of our five locations in Wichita Falls, Burkburnett, or Iowa Park. You'll find yourself in a Bank where you are greeted with courtesy.
The Jacksboro National Bank was chartered on June 30, 1905 and opened for business July 24, 1905 with initial deposits of $9, 761. We have maintained the philosophy of local independent ownership along with personal dedicated customer service throughout our 100+ years of existence.
We offer a wide array of programs and products to fit your needs, Conventional, FHA, VA, Jumbo, Investor products, & 100% Financing for both purchase and refinances. With 30 years of industry experience and long-standing lender relationships, we set ourselves apart from the other mortgage companies.
