FHA VS Conventional loan in Iowa-Park, Wichita County, Texas

During 2026, in Iowa-Park, located in Wichita county, TX, the conventional loan limit is set at $647,200. Conversely, the FHA loan limit for a single-family dwelling is $420,680.

Utilize the Lendersa® Conventional loan calculator to assess and contrast today's leading rates across Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documentation for qualification. Through our advanced mortgage calculator, review Conforming Conventional, USDA, FHA, and VA loans simultaneously, helping you choose the best program in TX for your financial situation.

Examine loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Iowa-Park, Wichita, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table pertains to zip codes: 76367

Explore Conventional and FHA Loan Options in Iowa-Park, TX

With Lendersa®, our goal is to quickly and effortlessly secure the ideal Conventional, USDA, or FHA loan for you. Pick from three starting points below that link you with matching lenders and loan programs.

Lendersa's USDA loan requests and matching results


Iowa-Park Lenders

  • First Bank.
  • 4110 Kell Blvd, Wichita Falls, TX, 76309
  • Lends in Texas
  • First Bank has remained strong and successful by focusing on our individual customers and our local communities. You'll see that focus come to life when you visit any one of our five locations in Wichita Falls, Burkburnett, or Iowa Park. You'll find yourself in a Bank where you are greeted with courtesy.

  • American National Bank and Trust Texas
  • 2732 Midwestern Parkway, Wichita Falls, TX, 76308
  • Lends in Texas
  • We are a full service independently locally owned bank. In addition to normal competitive banking opportunities we provide a fill mortgage department for financing homes a title company to complete all real estate transactions including oil & gas title research a trust department available to assist you with any trust account activity you may need

  • Union Square Credit Union
  • 1401 Holliday St, Wichita Falls, TX, 76301
  • Lends in Texas
  • Union Square is the largest credit union in the Texoma Area. We are here to serve you, our members, with the best products available and the most competitive rates around. We are people helping people. We are.... Your Financial Center of Choice!

    Union Square Credit Union's field of membership is open to those who have the following common bond

  • Texoma Community Credit Union
  • 807 8th St, Suite 100, Wichita Falls, TX, 76301
  • Lends in Texas
  • Texoma Community Credit Union has served 11 counties surrounding Wichita Falls, Texas since 1953 with a full range of banking services. We are not a big bank, but a financial cooperative. This means every member gets a vote, and our profits go back into the community each year, rather than into the hands of shareholders.