FHA VS Conventional loan in Wichita-Falls, Wichita County, Texas
In the year 2025, the conventional loan cap in Wichita-Falls, situated in the county of Wichita, TX, is set at $647,200, while a single-family dwelling has an FHA ceiling of $420,680.
Utilize the Lendersa® Conventional loan calculator to evaluate and compare current Conventional, FHA, and USDA rates. This tool helps you assess the income, credit score, reserves, and documentation needed for qualification. Our comprehensive mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA loans, so you can decide which option suits your financial needs in TX.
Loan limits and downpayment requirements in Wichita-Falls, Wichita County, TX for 2025
Type of Loan
Limit on Loan
Required Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison is relevant for zip codes: 76308, 76310, 76311, 76309, 76306, 76305, 76302, 76301, 76307
Available Conventional and FHA loans in Wichita-Falls, TX
Lendersa® aims to facilitate a quick and smooth experience in acquiring the most advantageous Conventional, USDA, or FHA loans. Start with one of the three approaches to quickly find lenders and loan programs that match your needs.
Lakeview Federal Credit Union has been open since 1961. The credit union has assets totaling $144.38 Million and provides banking services to more than 9, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
New Castle Bellco Federal Credit Union is a federally charted, not-for-profit, full service financial institution that is member owned and controlled through a board of directors. The voluntary board is elected by the membership to establish credit union policies and is responsible for the safe and sound operation of the credit union.
First Choice FCU was originally chartered in 1952. At the time we were known as the B&O New Castle Employees Federal Credit Union and were the primary credit union of the Baltimore – Ohio Railroad, the current CSX Corporation. We have also always offered full family membership. Any family member of an existing member is eligible to join.
12459 Lewis Street, Suite 202, Garden Grove, CA, 92840
We are a Premiere mortgage team located in Irvine, California. We pride our selves with offering the best service and options that are the best fit according to your needs, we make the loan process simple, straight forward and fast for borrowers seeking a mortgage in the California area.
Vesta Capital works with the TOP TIER investors with the lowest rates in the industry to ensure you are getting the best possible rate. We specialize in the following:
Residential, investment, and commercial real estate
Market trends
The real estate buying and selling process.
12966 Euclid St., Suite 220, Garden Grove, CA, 92840
Best Finance Capital Inc. was established with a philosophy to always prioritize our clients’ needs first and provide our clients’ with a piece of mind throughout the entire loan process. We pride ourselves on our long-standing, faithful commitment in achieving mortgage financing for the American Dream of becoming a home owner.
At ABLE FINANCIAL CORP, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
At cfsbank, our tellers and managers take the time to get to know you and your needs. We want to hear about your plans to build the perfect house or take that dream vacation or open a business. We want to know how you’re doing and how we can help.
And that’s as true today as it was 85 years ago.
11088 Trask Ave, Suite 100, Garden Grove, CA, 92843
We purchase and manage a portfolio of first and second mortgage notes across the USA. We purchase pools of first and second mortgages for our own portfolio and for resale. We also offer management and advisory services including due diligence, workout strategies and partnership opportunities.
12900 Garden Grove Blvd, Suite 265, Garden Grove, CA, 92843
"Just Funded Mortgage is a full-service lender whose primary focus is to serve our mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process.
Just Funded Mortgage (DBA Home Mortgage Alliance Corporation"
