Explore the differences! FHA VS Conventional loan programs in Wichita-Falls, Wichita County, Texas
In the year 2025, the conventional loan cap in Wichita-Falls, situated in the county of Wichita, TX, is set at $647,200, while a single-family dwelling has an FHA ceiling of $420,680.
Utilize the Lendersa® Conventional loan calculator to evaluate and compare current Conventional, FHA, and USDA rates. This tool helps you assess the income, credit score, reserves, and documentation needed for qualification. Our comprehensive mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA loans, so you can decide which option suits your financial needs in TX.
Loan limits and downpayment requirements in Wichita-Falls, Wichita County, TX for 2025
Type of Loan
Limit on Loan
Required Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison is relevant for zip codes: 76308, 76310, 76311, 76309, 76306, 76305, 76302, 76301, 76307
Available Conventional and FHA loans in Wichita-Falls, TX
Lendersa® aims to facilitate a quick and smooth experience in acquiring the most advantageous Conventional, USDA, or FHA loans. Start with one of the three approaches to quickly find lenders and loan programs that match your needs.
Since our beginning in 1945 as Farmers Bank & Trust Company of Crystal Lake, MBT Bank has always focused on improving the services offered to better the lives of customers and the communities we serve. As a community bank, the growth of MBT Bank from its inception, has stemmed from making fiscally responsible decisions
Illinois State Credit Union was founded in 1960 to serve employees of Illinois State University. We now serve more than 12, 000 of your closest friends and neighbors who live or work in McLean, Logan, DeWitt, Livingston, Stephenson, Winnebago, or LaSalle County. We are federally insured.
At Mortgage Trust Inc. we believe our clients' and business partners' satisfaction is the essential part of our success. We believe that the home buying experience should be an effortless one for our clients. We use our many years experience in mortgage banking to streamline the mortgage process.
4300 Bayou Boulevard Suite 15, Pensacola, FL, 32503
Whether you're looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve.
Citizens State Bank, with assets over $400 million, is one of the largest financial institutions in the state of Iowa. We operate seven banking offices & 12 ATMs in four Iowa counties. Citizens State Bank provides a full line of banking, brokerage, insurance, investment, mortgage, income, trust & payment service products to consumers & businesses.
Since 1977, Volunteer State Bank has been proud to bring an enriching banking experience to the people of Middle Tennessee. Since day one, we've been committed to providing personalized service, on top of value-added products offering to help our customers reach their life goals.
Cornerstone Mortgage Solutions, located in Pensacola FL, has been committed to providing excellent service to our clients with a variety of loan programs and competitive rates for over 10 years! Our outstanding mortgage loan originators will work with you one on one to ensure that you get a financial solution
At Trident, we guarantee our clients less stress, & more options.Impeccable customer service is the name of our game.Our number one goal is to establish a trusting relationship with our clients.We work directly with borrowers to help them finance their dream homes.Buying a house can be a daunting and intimidating process, but it doesn't have to be!
Cadence Bank is a leading regional banking franchise with $47.8 billion in assets* and more than 400 branch locations across the South, Midwest and Texas. Cadence provides consumers, businesses and corporations with a full range of innovative banking and financial solutions.Services and products include consumer banking and more.
We want to be your mortgage lending solution. Full Service mortgage broker. We close Conventional, FHA, VA and USDA mortgage loans. Experienced with first time home buyers, move up buyers, retirees, primary residence, 2nd homes, and investment purchases. Over 30 years of experience in all types of mortgage lending.
