FHA VS Conventional loan programs in 2025 for Hickory-Creek, Denton County, Texas

In the year 2025, the conventional loan cap in Hickory-Creek, within Denton County, TX, is fixed at $647,200. For a single-family dwelling, the FHA limit is set at $450,800.

Utilize our Lendersa® Conventional loan calculator to assess the highest rates for Conventional, FHA, and USDA loans available today. It helps determine necessary income, credit score, reserves, and required documents for qualification. With this sophisticated calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in identifying which program in TX is most suitable for your financial needs.

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Reviewing 2025 Loan Limits and Down Payment Requirements in Hickory-Creek, Denton, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $329,300 0%
FHA $450,800 3.5%

The comparison table applies to the following zip codes: 75065

Options for Conventional and FHA Loans in Hickory-Creek, TX

The main goal of Lendersa® is to promptly secure the best possible Conventional, USDA, or FHA loan for you, without hassle. Choose one of the three pathways leading to suitable lenders and loan programs.

Results for USDA loan requests at Lendersa


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  • United Prairie Bank
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.