Explore the differences! FHA VS Conventional loan programs in Lake-Dallas, Denton County, Texas
In 2025, for Lake-Dallas located within Denton county, TX, the Conventional loan limit is set at $647,200. Contrastingly, the FHA limit for a single-family home is $450,800.
Utilize the Lendersa® Conventional loan calculator to discern and contrast the prevailing rates across Conventional, FHA, and USDA loans. This tool assists in determining the requisite income, credit score, reserves, and documentation needed for qualification. With our comprehensive mortgage calculator, explore Conforming Conventional, USDA, FHA, and VA loans side by side, choosing the best program in TX tailored to your specific financial situation.
Loan Limits and Down Payment Requirements for 2025 in Lake-Dallas, Denton County, TX
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$329,300
0%
FHA
$450,800
3.5%
This table applies to the following zip codes: 75065
Discover Conventional and FHA Loan Options in Lake-Dallas, TX
Achieving the best potential Conventional, USDA, or FHA loan quickly and without hassle is the goal of Lendersa®. Begin with one of three initial steps that guide you toward matching lenders and suitable loan programs.
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