FHA VS Conventional loan programs in Lake-Dallas, Denton County, Texas
In 2025, for Lake-Dallas located within Denton county, TX, the Conventional loan limit is set at $647,200. Contrastingly, the FHA limit for a single-family home is $450,800.
Utilize the Lendersa® Conventional loan calculator to discern and contrast the prevailing rates across Conventional, FHA, and USDA loans. This tool assists in determining the requisite income, credit score, reserves, and documentation needed for qualification. With our comprehensive mortgage calculator, explore Conforming Conventional, USDA, FHA, and VA loans side by side, choosing the best program in TX tailored to your specific financial situation.
Loan Limits and Down Payment Requirements for 2025 in Lake-Dallas, Denton County, TX
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$329,300
0%
FHA
$450,800
3.5%
This table applies to the following zip codes: 75065
Discover Conventional and FHA Loan Options in Lake-Dallas, TX
Achieving the best potential Conventional, USDA, or FHA loan quickly and without hassle is the goal of Lendersa®. Begin with one of three initial steps that guide you toward matching lenders and suitable loan programs.
For over 120 years, we have been a vital part of every community we serve. We opened in Ada, OK in 1900. In 2004, we changed our name from the First National Bank and Trust Company of Ada to Vision Bank. We now serve communities throughout south central Oklahoma and beyond.
We exist to help you meet all of your financial needs.
Cypress Bank officially began operation October 3, 1977. Beginning with capital of $500, 000 and three full time employees. We now post assets of $200, 000, 000 and capital of $21, 500, 000 and employ 75 employees at our five locations. Our growth is reflective of the growth and prosperity of the Northeast Texas region.
Liberty National Bank is a real bank for real people; a bank you can trust in and grow with.
We believe in hard work, can-do attitudes, and helping people get ahead.
Above all, we’re committed to providing our customers with personalized banking relationships based on their individual needs and financial goals.
Austin Bank has been serving East Texas since 1900. While we have grown to serve more locations and adapted new technology, our dedication to serving you, our customers, has remained the same since. If you would like to learn more about who we are at Austin Bank, we invite you to click on any of the links below so you can see
The City National Bank and Trust Company of Lawton, Oklahoma
500 SW D Ave, Lawton, OK, 73502
Since 1901, we have dedicated ourselves to providing solid, stable, & modern banking services to our customers. Originated in Lawton, Oklahoma, City National Bank & Trust has more than 40 + branches that span across Oklahoma and into southern Kansas. We pride ourselves on our commitment to our local communities and our unmatched customer service.
Since 1964, Community National Bank & Trust has been dedicated to helping individual and business customers succeed. The mission statement of Community National is to be the bank of choice by providing exceptional service to our customers and a fair return to our shareholders. Our goal is always to serve the best interests of our communities.
Our bank was chartered in 1889 as The Bank of Daingerfield. In 1892, the bank converted to a National charter and the name became The National Bank of Daingerfield.
The bank was operated continuously since its inception, weathering both the Great Depression and the banking crisis of the 1980s
McClain County National Bank was chartered on March 8, 1922, right here on Main Street in Purcell. Officers at the time consisted of John H. Perry as President, E.L. Sheets as Vice President, and John H. Wells as Cashier. Six months later, at the close of business on September 15, the Bank had total assets of $298, 212.95. In 1927,
East Texas Telco Credit Union was organized June 26, 1951, as a state-chartered credit union in a Longview home. The credit union served employees of Southwestern Bell Telephone Company in Longview. As the credit union grew, the location was moved to where the credit union now sits, and another branch in Tyler was added in 1996.
