FHA VS Conventional loan programs in Little-Elm, Denton County, Texas

For 2025, the Conventional loan limit in Little-Elm, located in Denton county, TX, is set at $647,200. The FHA limit for a single-family home reaches $450,800.

Use the Lendersa® Conventional loan calculator to compare the current best rates of Conventional, FHA, and USDA loans. You can determine the income, credit, reserves, and required documents for qualification. Our advanced calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, making it easier to choose the right program in TX for your specific financial situation.

Investigate loan offers from a network of 100 lenders

2025 Loan Limits and Downpayment Requirements in Little-Elm, Denton County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $329,300 0%
FHA $450,800 3.5%

These figures apply to the following zip codes: 75068, 76227

Conventional and FHA Loan Options in Little-Elm, TX

The primary goal of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan for you, with minimal hassle. Choose from three approaches that will lead you to matching lenders and optimal loan programs.

Lendersa USDA loan request results


  • Statewide Funding
  • 99 South Main St, Ephraim, UT, 84627
  • Statewide Funding is a Mortgage Company that has been highly recommended. Statewide Funding Loans Officers make the process extremely easy whether it is your first time buying a home or Refinancing. Mike and Rob believe in a smooth lending process from the time you put in your application to closing
  • Simplified Mortgage Solutions, LLC
  • 3125 Hebron Drive, Suite 101, West Columbia, SC, 29169
  • SMS we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan
  • Southeastern Bank
  • 1010 North Way, Darien, GA, 31305
  • Southeastern Bank, established in 1888, has a long history of serving its customers and communities. From deposit accounts and loans to investments and more, Southeastern Bank has the financial products you need most. Southeastern Bank has 10 locations throughout coastal Georgia and northeast Florida.
  • Meijer Credit Union
  • 2410 Gaynor Avenue NW, Grand Rapids, MI, 49544
  • Meijer Team Members provided the initial capital to establish Meijer Credit Union as a state chartered credit union. Meijer Credit Union initially served Meijer Team Members and their family members in the West Michigan area. Meijer Credit Union’s membership grew to over 14, 000 members located in the communities of which Meijer is apart.
  • Homestead Savings Bank
  • 415 S. Superior Street, Albion, MI, 49224
  • Homestead Savings Bank is a full-service financial institution with locations in Albion, Leslie and Springport. Since 1889 our mission has been to provide outstanding service to our customers. Decisions are made locally by people who know our customers and our communities. Founded as a Federal Savings Bank.
  • Achieva Credit Union
  • PO Box 1500, Dunedin, FL, 34697
  • Our mission at Achieva Credit Union is to provide financial solutions that help members simplify their lives and achieve their goals. Established along Florida’s Suncoast in 1937, Achieva Credit Union provides GOOD banking experiences to people from all walks of life. Unlike a bank, we are not-for-profit,
  • Intandem Credit Union
  • 1619 Plainfield Avenue NE, Grand Rapids, MI, 49505
  • Intandem Credit Union is a financial institution based out of Kent County, Michigan. We work side-by-side together with you. Intandem Credit Union has always focused on serving the county’s employees with superior service and helpful financial solutions. And we continue to do this today.
  • Wilbert L Butler Jr dba Premier Financial Services
  • 955 Mahle Drive, Reynoldsburg, OH, 43068
  • "We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. At Premier Financial Services our promise to you is to identify the best loan product"
  • Chissell Mortgage Group
  • 1817 Cypress Brook Drive, Suite 104, Trinity, FL, 34655
  • Mike is a Certified Mortgage Planner with over 30 years of experience who has helped over 3, 000 families finance the American Dream here in the Tampa Bay area. He is a proven performer who has built an excellent reputation as an honest, knowledgeable and dedicated professional who always takes care of his clients by offering great rates.