Explore the differences! FHA VS Conventional loan programs in Paloma-Creek-South, Denton County, Texas

In the year 2025, the Conventional loan limit for Paloma-Creek-South, situated in Denton county, TX, is $647,200. Meanwhile, the FHA limit for a single-family home is set at $450,800.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documents you need to qualify. Thanks to our advanced mortgage calculator, examine Conforming Conventional loans, USDA, FHA, and VA side by side to decide which program in TX fits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in Paloma-Creek-South, Denton County, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $329,300 0%
FHA $450,800 3.5%

The table applies to these zip codes: 75068

Exploring Conventional and FHA Loan Options in Paloma-Creek-South, TX

The objective of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loan quickly and hassle-free. Choose one of three starting points to effectively match with lenders and loan programs that cater to your needs.

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  • First Abilene Federal Credit Union
  • 3324 Catclaw Drive, Abilene, TX, 79606
  • First Abilene Federal Credit Union is a co-operatively owned financial institution committed to financially empowering our membership through a full range of competitively priced, efficiently delivered financial services, education, and counseling. We value our community and member relationships and strive to develop them through professional perso
  • Waymaker Mortgage
  • 605 River Bend, Suite 100, Georgetown, TX, 78626
  • Waymaker Mortgage was founded in 2017 by entrepreneur Scottie Campbell, a mortgage loan officer and visionary leader with over a decade of mortgage lending experience. Scottie and Natalie Campbell are passionately driven to help as many families as possible to achieve their American Dream of homeownership and build generational wealth.
  • Capital Farm Credit
  • 3000 Briarcrest Dr, Bryan, TX, 77802
  • Capital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural home owners, and agribusinesses. We are a proud member of the nationwide Farm Credit System which provides financing to meet the needs of rural America.
  • MilWay Federal Credit Union
  • 2000 Arkansas Blvd, Texarkana, AR, 71854
  • MilWay Federal Credit Union celebrated its 60 Year Anniversary in 2016. It was November of 1956 when the Miller Ark Credit Union and the Railway Credit Union merged to create MilWay Federal Credit Union. Today, MilWay is a full-service financial institution with offices in Texarkana and Ashdown, Arkansas, and now in Texarkana, Texas as well.
  • Communities of Abilene Federal Credit Union
  • 3661 N 6th Street, Abilene, TX, 79603
  • Originally named Abilene Air Force Base Federal Credit Union, Communities of Abilene Federal Credit Union was chartered on December 7, 1955 as a single sponsor credit union for the armed services personnel stationed at Abilene Air Force Base (Now Dyess AFB). We had seven founding members and assets of $41.50 by year end.
  • Lufkin Federal Credit Union
  • 204 Gobblers Knob Road, Lufkin, TX, 75904
  • Lufkin Federal Credit Union is a full service, not for profit financial institution formed in 1964. The original name of the credit union was LFM Federal Credit Union, formed to serve employees of Lufkin Foundry & Machine Company (later became Lufkin Industries, Inc.) and their family members.
  • Bank of Hydro
  • 146 West Main Street, Hydro, OK, 73048
  • We started as a community bank, and even though we’ve grown, we haven’t really changed. Handling the daily banking needs of our friends and neighbors is central to everything we do. When it comes time for you to take on bigger and better challenges, we’re there with all your needs for personal and commercial lending.
  • Security Financial Mortgage
  • 833 Kelly Lakes Pass, Suite 100, Edmond, OK, 73025
  • Security Financial Mortgage founded in 2012 Security Financial Mortgage has a simple business philosophy. With an efficient, knowledgeable team that is willing to work hard for every client, we can keep our costs low while providing exceptional service. This enables us to pass the savings on to our customers.
  • First Texas Bank
  • 900 Austin Avenue, Georgetown, TX, 78627
  • From our 1898 beginning, First Texas Bank has been providing service and care to our communities. Our promise is to provide consistency and dedication, ensuring that each customer feels like family. Our number one priority is confidentiality and security. The loyalty from the members of the communities is something we do not take for granted.
  • The City National Bank of Taylor
  • 212 N. Main, Taylor, TX, 76574
  • Taylor, established in 1876, is a town of nearly 16, 250 located in the heart of Texas about 35 miles northeast of Austin, the state capital. The I&GN train tracks laid down through Williamson County quickly brought commerce and development to the newly settled town. City National Bank opened its doors in 1900
  • Community Service Credit Union
  • 250 FM 2821 Road West, Huntsville, TX, 77320
  • Community Service Credit Union has been open since 1954. The credit union has assets totaling $125.38 Million and provides banking services to more than 12, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.