FHA VS Conventional loan programs in 2026 for The-Woodlands, Montgomery County, Texas

As of 2026, the loan limit for Conventional loans in The-Woodlands, located in Montgomery, TX, is $647,200. Alternatively, the FHA limit for a single-family home is $420,680.

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Utilize the Lendersa® Conventional loan calculator to evaluate the top rates for your Conventional, FHA, and USDA loans today. It helps identify the income, credit, reserves, and documents needed for qualifying. Our comprehensive mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side to choose the best program for your financial needs in TX.

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2026 Loan Limits and Down Payment Requirements in The-Woodlands, County of Montgomery, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 77380, 77381, 77382, 77384, 77389, 77393

Options for Conventional and FHA Loans in The-Woodlands, TX

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loans quickly and easily. Select one of three starting paths to find matching lenders and loan programs tailored to your needs.

  1. Submit an optimized request for Conventional, USDA, and FHA loans
  2. Check Conventional, USDA, and FHA rates & terms first
  3. Browse the largest directory of Conventional lenders
Results of Lendersa USDA loan requests



  • Pinnacle Bank
  • 1901 West Spring Street, Monroe, GA, 30655

  • Pinnacle Bank has been a locally owned, community bank since 1934. We specialize in meeting our customers' financial needs, both now and into the future. Local decisions, quick responses and numerous locations are just a few of the reasons to choose Pinnacle Bank and also Pinnacle Bank is a state chartered community bank serving Elbert, Franklin, H

  • Farmers State Bank & Trust Company
  • 127-129 W. Main St., Mount Sterling, IL, 62353

  • We are the only locally-owned bank in Brown County, IL. With our focus on community for over 100 years, we have always aimed to provide our customers with the tools you need to thrive.

    Recognizing that agriculture is the primary industry of Brown County, the policy of Farmers State Bank & Trust Co

  • Brown County State Bank
  • 101 East Main Street, Mount Sterling, IL, 62353

  • Brown County State Bank was founded in Mt. Sterling, Illinois in 1901. In 2006, BCSB expanded to Adams County by joining with Golden State Bank in Golden, Illinois. In 2010, BCSB became part of United Community Bancorp, Inc. and since 2014, now serves customers as United Community Bank throughout Central Illinois and Northeast Missouri.

  • BBC Financial Group
  • 768 Crown Mountain Dr., Dahlonega, GA, 30533

  • BBC Financial Group has been in business since 2004. We were able to survive the worst housing market in history due to providing our clients sound advise and unparalleled service during a challenging time. We have consistently been able to provide our clients a level personal service .

  • Colony Bank
  • 115 S Grant St, Fitzgerald, GA, 31750

  • Colony Bankcorp, Inc., with assets of $2.4 billion, is the Bank holding company for Colony Bank. Founded in 1975 and headquartered in Fitzgerald, Georgia, Colony operates 29 locations throughout Georgia. Colony offers personal and business services, and also has specialty divisions to meet the needs of its customers.

  • Nebraska Bank of Commerce
  • 6000 Village Drive, Suite 100, Lincoln, NE, 68516

  • Nebraska Bank of Commerce (NBC) was formed initially as Community Bank of Lincoln (CBL) in 2008 by a group of experienced Nebraska bankers working in partnership with an out of state bank holding company. The goal of that founding was to bring together a group of local investors who would invest their own capital to support the initial growth of th

  • Frontier Bank
  • 8380 Glynoaks Dr, Lincoln, NE, 68516

  • Frontier Bank was founded when a group of partners and friends, devoted to the ideals of community banking, purchased an interest in a small bank in south central Nebraska. In 2005, other acquisitions in the banking and insurance industries began to follow, bolstering our philosophy of community involvement, local service.

  • West Gate Bank
  • 6003 Old Cheney Rd, Lincoln, NE, 68516

  • Family-owned since we were established in 1968, West Gate Bank is a true community bank. This community focus is not only evident in all that we do, but in how we do it. As a full-service banking institution, we are large enough to serve all your personal or commercial banking needs.

  • US Home Mortgage Inc
  • 5901 S 58th St A, Lincoln, NE, 68516

  • U.S. Home Mortgage was founded in May 2006. We are a locally owned & operated business. We offer all types of home loan financing including Purchase, Refinance, New Construction, Conventional, FHA, VA, NIFA, Home Equity, Bridge, Investment Property, & Interim financing. We established this company because we wanted the ability to offer the best

  • Bank of Clarkson
  • 101 E. Main Street, Clarkson, KY, 42726

  • Bank of Clarkson is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.

    This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
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