Explore the differences! FHA VS Conventional loan programs in The-Woodlands, Montgomery County, Texas

As of 2025, the loan limit for Conventional loans in The-Woodlands, located in Montgomery, TX, is $647,200. Alternatively, the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate the top rates for your Conventional, FHA, and USDA loans today. It helps identify the income, credit, reserves, and documents needed for qualifying. Our comprehensive mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side to choose the best program for your financial needs in TX.

Explore loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in The-Woodlands, County of Montgomery, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 77380, 77381, 77382, 77384, 77389, 77393

Options for Conventional and FHA Loans in The-Woodlands, TX

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loans quickly and easily. Select one of three starting paths to find matching lenders and loan programs tailored to your needs.

Results of Lendersa USDA loan requests


  • Citizens National Bank TN
  • 200 Forks of the River Pkwy, Sevierville, TN, 37862
  • The mission of Citizens National Bank is to provide a positive & distinctive banking environment by exceeding Our Clients'​ expectations with every interaction; serving Our Communities with an unwavering commitment, economically or otherwise, as a proud corporate citizen; ensuring Our People have the opportunity to grow personally & professionally.
  • Farmington Bank
  • 16 N Main St, Farmington, IL, 61531
  • The term ""individual independence"" has been associated with and intertwined with Farmington and its development since before the city was platted in 1834. A small band of Pottawatomi Indians, tired of continual warring and bloodshed, showed their independence when they left the rest of their tribe and settled in what is now Farmington
  • Terre Haute Savings Bank
  • 533 Ohio Street, Terre Haute, IN, 47807
  • Terre Haute Savings Bank operates as a full-service bank. The bank offers saving accounts, loans, mortgage, and wealth management facilities. Terre Haute Savings Bank serves customers in the State of Indiana. Count on The Hometown Savings Bank to provide practical, expert advice to help you navigate the complex and often emotional decisions.
  • Rei Loans USA
  • Not sharing, Tampa, FL, 33635
  • ReiLoansUSA.com specializes in providing tailored financing solutions for real estate investors. We connect clients with funding options for fix-and-flip projects, rental properties, cash-out refinances, and ground-up construction. With a focus on speed, flexibility, and expertise, we help investors achieve their goals through competitive loan prog
  • Movement Mortgage
  • 13603 W. Hillsborough Ave, Tampa, FL, 33635
  • Movement Mortgage was created in 2008 amidst one of the biggest financial meltdowns in American history. We are committed to being a Movement of Change in the mortgage industry, in corporate cultures and in communities.We have created a corporate culture in which our employees can thrive both personally and professionally.
  • Anchor Bay Finanical LLC
  • 4641 Mitchell Rd, Land O Lakes, FL, 34638
  • "Buying a home is one of the largest purchases you will make, trust a professional from Anchor Bay Financial, LLC. Full Service Mortgage Broker serving FL Anchor Bay Financial, LLC is a full service mortgage brokerage assisting borrowers with home purchases and refinances in the state of Florida."
  • MIB Mortgage LLC
  • 19731 Ellendale Drive, Land O Lakes, FL, 34638
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Equifirst Lending
  • 7842 Land O' Lakes Blvd, Suite 105, Land O Lakes, FL, 34638
  • Equifirst Lending is a Florida licensed mortgage brokerage company headquartered in Land O Lakes, Florida. Our company was founded on the principle that a better lending environment is possible. Our team is focused on helping our clients looking to either purchase a property or refinance their existing property with affordable.
  • Trans States Mortgage
  • 19508 Shumard Oak Dr. Suite 103, Land O Lakes, FL, 34638
  • A full-service, brokerage with a focus on our clients based out of Tampa Bay. Our agents have 30 plus years experience in the Tampa Bay market. Creative solutions for any problems. Wide variety of conventional, jumbo, FHA, USDA and VA loans, ranging from low down payment to no mortgage insurance.
  • Team Stapleton Home Loans LLC
  • 3035 5TH Ave N St., Saint Petersburg, FL, 33713
  • Team Stapleton Home Loans LLC in St. Petersburg is the friendly mortgage lender with small-town values. Never hesitate to call us, even if you just want to ask a question or you’re not ready to start the home loan application process. Think of us as a neighbor who happens to know a ton about home loans. Of course, if you’re ready to get started.