FHA VS Conventional loan programs in Humble, Harris County, Texas

In 2025, the limit for a Conventional loan in Humble, within Harris county of TX, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to assess today’s prime rates between Conventional, FHA, and USDA loans, determining what income, credit reserves, and documents are required for qualification. This advanced tool allows for side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to help you choose the optimal program in TX for your financial needs.

Browse loan offers from a diverse group of 100 lenders

2025 Loan Limits and Downpayment Requirements in Humble, Harris County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Refer to these zip codes: 77338, 77396, 77347

Options for Conventional and FHA Loans in Humble, TX

Lendersa® is dedicated to helping you efficiently find the best Conventional, USDA, or FHA loan available, without the usual hassle. Choose from three starting points to align yourself with matching lenders and suitable loan programs.

Results of Lendersa USDA loan requests and matches


  • Realty Options Plus, Inc
  • 820 North Parton Street, Suite 2, Santa Ana, CA, 92701
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The O.C. Mortgage Specialist
  • 600 W. Santa Ana Blvd. STE 114A, Santa Ana, CA, 92701
  • Welcome To The O.C. Mortgage Specialist with broker access to 60+ mortgage lenders. Our proprietary loan placement software matches your mortgage application with lenders having the lowest interest rate and closing costs. Rest assured knowing you're getting the very best loan scenario and mortgage broker pricing.
  • Cross Mortgage Inc
  • 1633 E 4th Street, 224, Santa Ana, CA, 92701
  • At Cross Mortgage we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • Access Credit Union,
  • 23 Commerce Circle, Bristol, PA, 19007
  • "Access Credit Union (formerly known as NBA Credit Union) has been open since 1972. The credit union has assets totaling $55.15 Million and provides banking services to more than 5, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans,
  • Premier Realty Services Inc
  • 1940 North Tustin Avenue, Suite 113, Orange, CA, 92865
  • Premier Realty Services, Inc, a full service Real Estate Company. We pride ourselves on our extensive knowledge of all aspects of Real Estate, including Mortgages, residential sales, leasing, and Property Management. To support our growing business we have added the following free services for our clients: Mortgage (Refinance & Purchase Loans)
  • Ennkar Inc.
  • 1036 West Taft Avenue, Suite 200, Orange, CA, 92865
  • Ennkar Inc Our team is dedicated to providing a high-level of service as we understand how important a home loan is to every household. We have mastered our start-to-finish process and we are actively searching for new ways to make it even better. Our mission is to help each and every household find and acquire the loan that is right.
  • Tricoast Lending
  • 3857 Birch Street, Newport Beach, CA, 92660
  • Discover Tricoast Lending: Your Premier Hard Money Partner! Specializing in fast, flexible solutions for both commercial and residential real estate investments, we help investors, developers, and entrepreneurs secure tailored financing. With expertise honed over years, Tricoast Lending understands your needs, ensuring reliable, swift access to fun
  • Pyramid Capital Investments Corp.
  • 4667 MacArthur Blvd, Suite 320, Newport Beach, CA, 92660
  • We have been in Newport Beach across from John Wayne Airport since 1994. We offer hard money loans for commercial and residential properties, purchases, and refi cash-outs to the self-employed. We also provide Traditional, Non-Traditional, and Jumbo Loans. 1-4 Units & No Ratio Loans for Investment Properties. Please call 949-833-8747.
  • Residential First Capital
  • 20151 SW Birch Street, Newport Beach, CA, 92660
  • Residential First Capital is classified as a “one-stop” shop for residential financing. We are a direct lender, offering an extensive pool of private funds to accommodate and finance a wide array of loan requests. Our 38+ years of experience allow us to minimize loan transaction time and maximize the opportunity to obtain financing. We specialize i
  • Lending USA inc
  • 1400 Quail St Suite 155, Newport Beach, CA, 92660
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. PRIVATE MONEY LENDING PRIVATE LENDING SERV