FHA VS Conventional loan programs in 2026 for Shenandoah, Montgomery County, Texas

In the year 2026, the loan limit for a Conventional loan in the city of Shenandoah, within the county of Montgomery, TX, is set at $726,200. Meanwhile, for a single-family home, the FHA loan limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to explore and compare the top rates available for Conventional, FHA, and USDA loans today. It will help you assess the requirements for income, credit score, financial reserves, and documentation needed for eligibility. Our state-of-the-art mortgage calculator allows you to view side-by-side details of Conforming Conventional, USDA, FHA, and VA loans, assisting you in determining the most suitable option in TX for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Shenandoah, Montgomery, TX

Type of Loan Loan Limit Down Payment Percentage
Conventional (Conforming) $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparative data is relevant for zip codes: 77380

Explore Options for Conventional and FHA Loans in Shenandoah, TX

Lendersa® is committed to securing you the most competitive Conventional, USDA, or FHA loan quickly and efficiently. Choose one of the three approaches below to connect with compatible lenders and loan programs that suit your needs.

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Shenandoah Lenders

  • One Source Home Mortgage
  • 2408 Timberloch Place, Suite B-3, The Woodlands, TX, 77380
  • Lends in Texas
  • One Source Home Mortgage was Est. in 2003 by Owner / Broker Tom Derrick. We have built our reputation on high values, honesty and integrity. We believe by giving our clients the best service, competitive rates and fees, we have built a network of satisfied clients, that conitinue to send thier friends and family to our Company for the same respect

  • Jackson Henry Mortgage, LLC
  • 26403 Oak Ridge Drive, Suite 200, Spring, TX, 77380
  • Lends in Texas
  • Jackson Henry Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders

  • CLM Mortgage, Inc.
  • 480 Wildwood Forest Dr, Suite 802, Spring, TX, 77380
  • Lends in Texas
  • CLM Mortgage the preferred lender of Chesmar Homes, has branches in Houston & San Antonio. Our loan officers offer excellent service and explain the loan process to you so it's easy to understand, and we'll work to get you the best rate available for your loan. We work with all borrowers throughout the state of Texas.

  • Traditions Mortgage Group
  • 2001 Timberloch Place, Suite 500, The Woodlands, TX, 77380
  • Lends in Texas
  • Traditions Mortgage Group is buying, selling, refinancing, or buildingyour dream home, you have a lot riding on your loan officer. Since marketconditions and mortgage programs change frequently, you need to make sureyou’re dealing with a top professional who is able to give you quick andaccurate financial advice. As an experienced Mortgage Company.

  • TEXAS PREMIER MORTGAGE INC
  • 25325 Borough Park Dr, Suite 210, The Woodlands, TX, 77380
  • Lends in Texas
  • Texas Premier Mortgage has a variety of products to help reduce your payment or term. Products for excellent credit include FHA, VA, and Jumbo loans. Conventional loans are also available for your lending needs. Our staff will help you pick the right product for your credit profile.

  • Spring Mortgage LLC
  • 500 Spring Hill Dr, Suite 140, Spring, TX, 77386
  • Lends in Texas
  • Our mission is to provide the most seamless mortgage process possible while minimizing the cost of securing a mortgage. We are able to provide this seamless process through our systems, our relationships, and, most importantly, our people. We are able to minimize costs by focusing on a volume-based approach that is geared toward.

  • STOREHOUSE MORTGAGE LLC
  • 25700 I-45 North, Suite 400, The Woodlands, TX, 77386
  • Lends in Texas
  • We are your one stop shop for all things mortgage. As you can see by our name we don’t mind being just a bit different. We built Storehouse Mortgage for YOU- to help you build a storehouse of wealth in your real estate needs. We are high tech, high touch and love helping people. We felt that there was a void in the mortgage industry.

  • Core Lending
  • 525 Woodland Square Blvd, Suite 200, Conroe, TX, 77384
  • Lends in Texas
  • CORE Lending specializes in residential mortgage loans. We provide many types of financing: conventional, FHA, VA, USDA, jumbo, construction loans (both one-time close & two-time close), and portfolio products. We firmly believe our service levels are what sets us apart on top of our competitive pricing.

  • Commonwealth Mortgage Corp.
  • 11133 Interstate 45 S, Suite 310A, Conroe, TX, 77302
  • Lends in Texas
  • The Commonwealth Mortgage Corp Team is your premiere mortgage team located in several locations in Houston, Texas and the surrounding areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Texas area.