Explore the differences! FHA VS Conventional loan programs in Huntsville, Walker County, Texas

In 2026, the conventional loan limit for Huntsville, situated in Walker county of TX, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Try the Lendersa® Conventional loan calculator to compare today's leading rates between Conventional, FHA, and USDA loans. Determine your required income, credit score, reserves, and necessary documents to qualify. Our advanced mortgage calculator shows you Conforming Conventional, USDA, FHA, and VA loans side by side to identify the best program in TX for your financial needs.

Explore offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Huntsville, Walker, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 77340, 77342, 77320, 77341, 77343, 77344, 77348, 77349

Explore Conventional and FHA Loan Options in Huntsville, TX

The goal of Lendersa® is to quickly secure the best Conventional, USDA, or FHA loan for you without any hassle. Choose from one of three methods to align with suitable lenders and programs.

Results for USDA loan requests with Lendersa


  • Minden Exchange Bank & Trust Company
  • 448 North Minden Avenue, Minden, NE, 68959
  • The Minden Exchange Bank opened for business on September 1, 1883. Establishing themselves as frontrunners in the Minden scene, the founders of the Minden Exchange Bank (Kingsley and Webb) constructed the first brick building in Minden in 1884, locating on a portion of the lots still occupied by the Bank structure.

  • R.E.P. Financial LLC
  • 6001 Menaul Blvd NE #1216, Albuquerque, NM, 87110
  • ## Unlocking Your Real Estate Potential with R.E.P. Financial LLC

    ### Tailored Financial Solutions
    At R.E.P. Financial LLC, we specialize in crafting bespoke financial strategies, unlocking doors to your real estate dreams.

    ### Your Real Estate "Key Master"
    With personalized solutions and dedicated support, Denise Webster and her expert te

  • Main Bank
  • 7300 Menaul Blvd NE, Albuquerque, NM, 87110
  • Main Bank has a long history of serving Albuquerque’s personal and business banking needs. Originally chartered in 1975 as Plaza Del Sol National Bank, the bank has undergone a series of changes. In 1995, the bank was sold, became a state chartered bank called Interamerica Bank and moved to 2424 Louisiana Blvd., NE in Albuquerque.

  • Accurate Mortgage
  • 6605 Uptown Boulevard Northeast, Suite 260, Albuquerque, NM, 87110
  • Accurate Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.

  • New Mexico Mortgage Company
  • 6303 Indian School Road NE, Suite 104, Albuquerque, NM, 87110
  • The New Mexico Mortgage Company Team is your premier mortgage team located in New Mexico. We pride ourselves on offering a variety of programs and competitive rates and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the state of New Mexico.

  • RPM Lending
  • 526 Sun Ranch Village Loop, Los Lunas, NM, 87031
  • We are one of the only few locally owned mortgage brokers in New Mexico. We are passionate over our clients, to us, it’s more than just buying a house, it’s a home, where lasting memories will be made. Our goal and motto is to turn our clients into friends and neighbors with our service, care and expertise.

  • Kirtland Federal Credit Union - Home Loan Center
  • 6700 Jefferson St NE, Suite D-1, Albuquerque, NM, 87109
  • WE'RE LOCAL—We aren’t a huge national chain with one-size-fits-all banking options—we’re a local partner with BIG ideas and the latest technology to help our members solve problems and grow. We employ around 140 community members, and our employees range from bright, promising college students to seasoned financial geniuses

  • New Mexico Mortgage Advisors
  • 4811B Hardware Dr NE, Suite 1, Albuquerque, NM, 87109
  • New Mexico Mortgage Advisors has been providing the Albuquerque community with financing solutions that are unmatched in the Real Estate market. New Mexico Mortgage Advisors persevered through these hard times and remains a leader in the local New Mexican Real Esate market today.