FHA VS Conventional loan programs in Huntsville, Walker County, Texas

In 2025, the conventional loan limit for Huntsville, situated in Walker county of TX, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Try the Lendersa® Conventional loan calculator to compare today's leading rates between Conventional, FHA, and USDA loans. Determine your required income, credit score, reserves, and necessary documents to qualify. Our advanced mortgage calculator shows you Conforming Conventional, USDA, FHA, and VA loans side by side to identify the best program in TX for your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Huntsville, Walker, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 77340, 77342, 77320, 77341, 77343, 77344, 77348, 77349

Explore Conventional and FHA Loan Options in Huntsville, TX

The goal of Lendersa® is to quickly secure the best Conventional, USDA, or FHA loan for you without any hassle. Choose from one of three methods to align with suitable lenders and programs.

Results for USDA loan requests with Lendersa


  • DeWitt Savings Bank
  • 302 W Main Street, Clinton, IL, 61727
  • Dewitt Savings Bank is a community bank, which provides residential mortgage loans & auto loans. We pride ourselves on customer service. Our loan officers can help you through the loan process. We have two branches located in Clinton Illinois & Moweaqua Illinois. We seek to provide high quality customer service for our depositors & loan customers.
  • Morris Bank
  • 301 Bellevue Avenue, Dublin, GA, 31021
  • Since 1954, we’ve built the foundation of our culture and character on community. Our goal is to shape a better future for the customers we serve and the communities we’re privileged to be a part of. At Morris Bank, we believe in a common-sense approach to banking and practical financial solutions.
  • Farmers State Bank Dublin, GA
  • 1620 Veterans Blvd, Dublin, GA, 31021
  • Farmers State Bank is here to guide and assist you in meeting your financial goals. We are Laurens County’s Hometown Bank. Farmers State Bank has been diligently serving Laurens County for over 100 years. The main office of Famers State Bank was opened in 1984 in Dublin, Georgia.
  • 7 | Mortgage
  • 2077 Town Center Blvd, Suite 302, Knoxville, TN, 37922
  • We offer a full range of property and casualty insurance products to meet the needs of individuals and businesses. We are passionate about matching the right coverage at the right price. Our agents are not commissioned based employees, so you can rest assured you are receiving the best policy for your individual situation. Our agency is passionate
  • Foundation Mortgage
  • 123 Center Park Dr, Suite 101, Knoxville, TN, 37922
  • "The Foundation Mortgage Company Team is your premier mortgage team located in Knoxville, Tennessee. Our goal is to educate you on each of the available mortgage products, communicate with you through the lending process, and close with confidence. vailabl Whether you are a first time home buyer, purchasing your dream home"
  • First National Bank of Coffee County
  • 420 South Madison Ave, Douglas, GA, 31533
  • First National Bank of Coffee County opened for business September 23, 1991, to serve Coffee and surrounding counties as a locally owned community bank. We believe First National Bank of Coffee County is the best choice to serve as your banking partner and would like the opportunity to prove it.
  • ETMA FCU
  • 1828 Airbase Road, Louisville, TN, 37777
  • At East Tennessee Military Association Federal Credit Union (ETMA FCU), we understand and greatly value the service that you have undertaken for our country. It has impacted you and your entire family. From your spouse to your parents and siblings, your service to our great country has impacted all of us.
  • Flatwater Bank
  • 900 Lake Avenue, Gothenburg, NE, 69138
  • Flatwater Bank has been pioneering banking since 1902. We are proud to be family-owned and work hard to offer our customers the very best in community banking. We want the communities we live and work in to be strong. We want a place where kids can return to work, where people can start and grow businesses, and neighbors reach out to lend a hand.