FHA VS Conventional loan in Pinehurst, Montgomery County, Texas

In 2026, the conventional loan ceiling in Pinehurst, in Montgomery county, TX, is $726,200, whereas the FHA limit for a single-family home is set at $472,030.

Leverage the Lendersa® Conventional loan calculator to compare top rates between Conventional, FHA, and USDA loans today. Assess income, credit scores, reserves, and required documentation. Our sophisticated mortgage calculator gives you a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you to choose the best program for your financial needs in TX.

Explore offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Pinehurst, Montgomery, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 77354

Conventional and FHA Loan Solutions in Pinehurst, TX

Lendersa® is committed to swiftly getting you the best Conventional, USDA, or FHA loan conveniently and efficiently. Choose one of three starting options that lead you to lenders and loan programs tailored to your needs.

Results for USDA loan requests with Lendersa


Pinehurst Lenders

  • Oak Harbor Funding
  • 8523 Tynan Ridge Dr, Magnolia, TX, 77354
  • Lends in Texas
  • Oak Harbor Funding

    Mortgage guidance with heart

    Oak Harbor Funding helps you move from dream to doorstep with clear, friendly funding support for purchases and refinances on fix and flip, DSCR, Ground up construction, and your long term rental property fundings. Connect with Tim Hall at 832-307-1043 or tim@oakharborfunding.com, and learn more at oakharborfunding.com.

  • Design Mortgage Group
  • 7511 FM 1488, Magnolia, TX, 77354
  • Lends in Texas
  • At Design Mortgage, taking care of our clients is our number one priority. It’s our dedication to our customers that separates us from other mortgage companies. Nearly 100% of our business is by referral from satisfied clients, highly successful realtors and the most respected home builders in the industry.

  • Mortgage-Outfitters, LLC
  • 33300 Egypt Lane, Suite A700, Magnolia, TX, 77354
  • Lends in Texas
  • Mortgage Outfitters, LLC, we know that good, honest, relationships are the essence of sound business practice. But equally important, our clients need to know that they can rely on us to be their trusted personal advocate. Our ability to be advisor, counselor and educator helps our clients

  • Mega Mortgage of Texas
  • 5327 FM 1488 Rd, Suite F220, Magnolia, TX, 77354
  • Lends in Texas
  • Mega Mortgage of Texas is a full service Texas mortgage broker with special focus on owner builder/traditional builder construction loans and low credit jumbo loans. We offer a 20% discount to all THSC Members on all client broker fees. This saves you 20% on the broker fee and origination fee.

  • Nexa Mortgage LLC
  • N/A, Magnolia, TX, 77355
  • Lends in Texas
  • Transform your home buying dreams into reality. We offer personalized mortgage solutions tailored to meet all financial needs. Whether you're a first-time buyer or looking to refinance, our expert team, led by industry professional Michelle Lee Zamora, ensures seamless transactions. Contact us at 346-816-1900 or mlzamora@nexamortgage.com for unpara

  • Upward Home Loans
  • 14319 Timbergreen Drive, Magnolia, TX, 77355
  • Lends in Texas
  • Upward Home Loans, you will be our client for life. We believe that it’s our responsibility to assist you in managing the largest indebtedness that you’re ever going to take on in your life. Most people that do what I do for a living, provide you with the debt and then you don’t ever hear from them again, they walk away after they’ve gotten paid.

  • Core Lending
  • 525 Woodland Square Blvd, Suite 200, Conroe, TX, 77384
  • Lends in Texas
  • CORE Lending specializes in residential mortgage loans. We provide many types of financing: conventional, FHA, VA, USDA, jumbo, construction loans (both one-time close & two-time close), and portfolio products. We firmly believe our service levels are what sets us apart on top of our competitive pricing.

  • Triumph Lending
  • 12075 Spring Cypress Rd, Tomball, TX, 77377
  • Lends in Texas
  • Triumph Lending, a division of Network Funding, L.P., was created in 1998 as a Texas-based wholesale mortgage lender, but quickly evolved into a hybrid retail mortgage origination company. Network Funding L.P.’s emphasis is to create an entrepreneurial environment.which attracts highly motivated, professional loan origination personnel.

  • Caprate Mortgage LLC
  • 10112 League Line Rd, Conroe, TX, 77304
  • Lends in Texas
  • Caprate Mortgage LLC a Christian based company, is committed to helping you find the right mortgage product for your needs. Lending not only to the Lake Conroe area and The Woodlands but all of Texas. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.