Explore the differences! FHA VS Conventional loan programs in Pinehurst, Montgomery County, Texas

In 2026, the conventional loan ceiling in Pinehurst, in Montgomery county, TX, is $726,200, whereas the FHA limit for a single-family home is set at $472,030.

Leverage the Lendersa® Conventional loan calculator to compare top rates between Conventional, FHA, and USDA loans today. Assess income, credit scores, reserves, and required documentation. Our sophisticated mortgage calculator gives you a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you to choose the best program for your financial needs in TX.

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2026 Loan Limits and Down Payment Requirements in Pinehurst, Montgomery, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 77354, 77362

Conventional and FHA Loan Solutions in Pinehurst, TX

Lendersa® is committed to swiftly getting you the best Conventional, USDA, or FHA loan conveniently and efficiently. Choose one of three starting options that lead you to lenders and loan programs tailored to your needs.

Results for USDA loan requests with Lendersa


  • HOMEWISE FINANCIAL CORP
  • PO Box 1774, Leander, TX, 78646
  • Homewise Financial we take the guesswork out of home loans, making the entire process seamless and carefree. Buying a home is typically the largest investment that you will ever make. The process is filled with emotion, whether you are a first-time or a seasoned home buyer, you are ready to get to the closing table memories in your new house.

  • Westate Mortgage & Realty LLC
  • 1404 Olympus Drive, Austin, TX, 78733
  • At Westate Mortgage & Realty, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Wang Mortgage LLC
  • 2009 Vervain Court, Austin, TX, 78733
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.

  • Thrive Lending
  • 809 Cuernavaca Dr N, Austin, TX, 78733
  • Thrive Lending, we see you, and then we see your property. What does that mean? First and foremost, it means we define our success as your success. It means we view lending as a way to elevate your economics through carefully calculated financial risks designed to help your profitability. The reality is that the hard money industry has a bit of a “

  • Park Place Finance LLC
  • 7000 North Mopac Expressway, Suite 200, Austin, TX, 78739
  • Put our speed, responsive service, and simple hard money loan products to work for you.

    Our loan officers can help you in your next fix-and-flip, rental property, ground-up construction, and refinance with close rates as quick as 5 days!

    If you have a viable exit strategy that is short-term—within 12 months of the funding of the loan—Park Pla

  • Rocket Federal Credit Union
  • 905 West McGregor Drive, Mc Gregor, TX, 76657
  • Rocket Federal Credit Union has been open since 1954. The credit union has assets totaling $29.97 Million and provides banking services to more than 3, 000 members as of March 2022.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.

  • SouthStar Bank
  • 5925 Steiner Ranch Blvd, Austin, TX, 78732
  • SouthStar Bank, S.S.B. (headquartered in Moulton, TX) specializes in residential mortgage, real estate, and construction lending, operating 15 full-service branches across the Central Texas region. Established in 1920, the bank holds over $1 billion in assets and focuses on community involvement and personal relationships.

  • Oasis Mortgage and Realty LLC
  • 7086 Comanche Trl, Austin, TX, 78732
  • We strive to get the best deal as we are partnered with the largest wholesale lenders. Our Traditional products include Conventional, Jumbo, FHA, VA, & USDA loans. Market-leading pricing means we can offer you some of the lowest rates available. Residential Mortgage Brokerage with the Nation Largest Lender can give you the best competitive rates

  • First Community Bancshares, Inc
  • 703 Swanner Loop, Killeen, TX, 76543
  • First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings.

  • CAPFI LENDING LLC
  • 3019 Palominos Pass, Leander, TX, 78641
  • Capfi Lending, LLC collects personal information (“Information”) from you through e-mail, forms, and other methods located on our website. This Information is collected only if you choose to submit it, and in submitting it you agree to have the Information handled in accord with this policy.