FHA VS Conventional loan programs in 2026 for Conroe, Montgomery County, Texas

In the year 2026, the conventional loan limit in Conroe, located in the county of Montgomery, TX, is set at $726,200. Meanwhile, the FHA cap for a single-family home is $472,030.

With the Lendersa® Conventional loan calculator, compare today's leading rates: Conventional versus FHA versus USDA. Determine necessary income, credit, reserves, and prerequisites for qualification. Our sophisticated mortgage calculator positions Conforming Conventional alongside USDA, FHA, and VA loans to guide you towards the best option for your finances in TX.

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Loan limits and down payment requirements for 2026 in Conroe, Montgomery County, TX

Type of Loan Maximum Loan Amount Required Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for the following zip codes: 77384, 77301, 77303, 77304, 77305

Conventional and FHA loan choices in Conroe, TX

Lendersa® is committed to offering the best possible loan solutions quickly and efficiently, be it Conventional, USDA, or FHA. Choose between three starting methods to find lenders and programs that suit your requirements.

Results for Lendersa USDA loan requests and matching


  • SR Mortgage LLC
  • 1100 Sterling Brooke Drive, Alpharetta, GA, 30022
  • SR Mortgage LLC is a mortgage broker company serving the mortgage needs for people of Georgia. We offer the best product and solutions tailored to individuals' goals and needs. broker company serving the mortgage needs for people of Georgia. We offer the best product and solutions tailored

  • North Point Mortgage Advisors LLC
  • 1185 Seale Drive, Alpharetta, GA, 30022
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Summerfield Mortgage LLC
  • 3060 Kimball Bridge Road, Suite 155, Alpharetta, GA, 30022
  • Summerfield Mortgage, LLC is a young company with deep roots, founded on over 25 years of experience. We offer top service because we have your best interest at heart and also Mortgages made easy. Whether this is your first home purchase, refinance, a vacation home, or investment property.

  • Peachtree Home Loans LLC
  • 11380 Southbridge Parkway, Suite 227, Alpharetta, GA, 30022
  • Damian Warwick is a Mortgage Banker with over 24 years of experience in the financial services and mortgage industries. His financial experience includes running his own mortgage company and managing large financial institutions/banks, as well as midsize corporations. He prides himself in providing excellent customer service for his clients

  • iCapital Mortgage, LLC
  • 5755 N Point Pkwy, Suite 58, Alpharetta, GA, 30022
  • Crushing rates and beating other lender's turn times with personalized attention to detail to make the mortgage process as stress-free and quick as possible. Quick closings for both purchases and refinances. Loan products: Conventional, FHA, VA, USDA, Non-traditional recent foreclosure/bankruptcy

  • SANCTUARY HOME MORTGAGE LLC
  • 555 North Point Center East, 4th Floor, Office 479, Alpharetta, GA, 30022
  • Sanctuary Home Mortgage, a private, boutique mortgage firm local to Metro Atlanta, was founded in unique collaboration and strong partnership with Atlanta Fine Homes Sotheby’s International Realty. Our high-caliber mortgage professionals are trusted, award-winning individuals with 75 years of combined mortgage experience.

  • Associated Credit Union
  • 6251 Crooked Creek Road, Peachtree Corners, GA, 30092
  • For over 90 years, Associated Credit Union has been committed to providing exceptional service & a wide variety of competitive products and services to help our members achieve their financial goals and afford life. We operate under a “people first” mindset, which means the needs of our members and the needs of our community are always top of mind.

  • Premier Loan Center Inc
  • 5425 Peachtree Parkway, Peachtree Corners, GA, 30092
  • Premier Loan Center is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage quick, simple and straight forward.

  • Financial Choices Corporation
  • 4090 Amberfield Circle, Norcross, GA, 30092
  • Financial Choices Corporation We now offer (1) FHA/VA loans; (2) Cashout refi without title seasoning period; (3) Conventional loans with 95% LTV and no MI; (4) Full lender pre-approval for purchase with address TBD; (5) 10 mortgage loans per borrower; (6) HomePath loans with NO appraisal and down payment of 3% for owner occupied