FHA VS Conventional loan programs in Willis, Montgomery County, Texas

In 2025, the Conventional loan limit in Willis, within Montgomery county, TX, is $726,200, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation needed for qualification. With our sophisticated mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in your selection of the best program for your financial scenario in TX.

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2025 Loan Limits and Down Payment Requirements in Willis, Montgomery, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 77378, 77318

Explore Conventional and FHA Loan Options in Willis, TX

The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you quickly and without hassle. Select one of three pathways that lead to matching you with the right lenders and loan programs.

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  • Nationwide Quick Loan, Corp
  • 291 Awin Cir. SE, Palm Bay, FL, 32909
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Harmony Mortgage Inc
  • 6050 Babcock Street, Suite 27, Palm Bay, FL, 32909
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Anchor & Anvil, LLC
  • 1055 W. Bryn Mawr, Suite F-128, Chicago, IL, 60660
  • Anchor & Anvil, LLC focuses on placing debt capital for businesses in various industry sectors & for commercial real estate investors & operators seeking competitive terms & fast closing time frames. Anchor & Anvil correspondent relationships developed over the years include agency lenders, life companies, credit unions, & specialty lending firms.
  • American Community Bank & Trust Woodstock
  • 1290 Lake Avenue, Woodstock, IL, 60098
  • Since we founded ACBT we have been focused on building relationships with privately owned businesses, investors, and families. As an independent commercial bank, we are uniquely qualified to serve this market and compete successfully against the mega banks. We are simply more responsive, agile, flexible, and attentive.
  • Omni Mortgage Corporation
  • 801 E Morehead St, Suite 100, Charlotte, NC, 28202
  • Omni Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • PrimeLine Capital Inc
  • 128 South Tryon Street, Suite 20-104, Charlotte, NC, 28202
  • Primeline Capital is dedicated to helping all our clients find the best rates and guide you throughout the entirety of your financing journey. We help each client reap the rewards of finding the perfect lending solution. Primeline Capital offers a vast network of options paired with local experience and educated guides to match you.
  • Loan Pronto Inc
  • 800 West Hill St, Suite 300, Charlotte, NC, 28202
  • Loan Pronto because we wanted to make refinancing or purchasing your home as easy as it should be. By leveraging the speed and efficiency of digital platforms, we make getting a loan faster, less expensive, and less invasive, without sacrificing the personal service that helps put your concerns at ease.
  • BlackHawk Mortgage LLC
  • 615 South College Street, Suite 09, Charlotte, NC, 28202
  • BlackHawk Mortgage is a Veteran owned company founded to provide an easier way to obtain home ownership. We are located in Charlotte, NC, we pride ourselves on client satisfaction and a stress free process. The key to our early on success has been a combination of consistently offering the lowest possible rates.