FHA VS Conventional loan programs in Willis, Montgomery County, Texas

In 2025, Convetional loan limit in Willis, county of Montgomery, TX is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Willis, county of Montgomery, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 77378, 77318

Conventional and FHA loan options in Willis, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Nations Direct Mortgage, LLC.
  • 5 Hutton Centre Drive, Suite 200, Santa Ana, CA, 92707
  • "Nations Direct is not just a lender -we’re your partner for prosperity. We’re continually innovating to offer our partners the highest quality service, the most competitive rates and the most efficient processes in the wholesale lending industry. Nations Direct Mortgage specializes in residential lending,"
  • Home Mortgage Alliance Corporation
  • 4 Hutton Centre Dr., Suite 500, Santa Ana, CA, 92707
  • HMAC must have unlimited growth potential. In order to achieve this, there should be a dedication to ensuring that there is large capital infusion which can help promote warehouse line capacity, start-up capital, and reserves that are required by the state and agencies guidelines
  • Invicta Mortgage Group
  • 230 Prospect Ave, Scranton, PA, 18505
  • We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.
  • Invicta Mortgage Group, Inc
  • 230 Prospect Ave, Scranton, PA, 18505
  • We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.
  • Carrington Mortgage
  • 1600 South Douglass Road, Suite 110 & 200-A, Anaheim, CA, 92806
  • Carrington Mortgage Services, LLC ( “Carrington”) (NMLS ID #2600) is a national direct to consumer and wholesale lender. Our retail home lending division has community-based branches assisting borrowers with home financing opportunities and local real estate agents with their buyer clients.
  • Momenta Capital Group Inc.
  • 2099 S State College Blvd, Anaheim, CA, 92806
  • Momenta Capital Group Inc. is committed to working closely with our clients on their journey to build and preserve generational wealth by providing unmatched service and timely execution. MCG’s client relationships have been built through trust, loyalty, and dedication to each client’s short and long-term objectives.
  • Intelty, Inc.
  • 3100 E. Miraloma Ave, Suite 220, Anaheim, CA, 92806
  • Intelty Inc we will find the loan that is perfect for YOU! When it comes to buying a home, one of the most important factors is finding the financing that best fits your specific goals so our mortgage professionals will give you the personal service you deserve. Get started by requesting a free personalized rate quote.
  • Carrington Mortgage Services, LLC
  • 1600 South Douglass Road, Suite 100 & 200-A, Anaheim, CA, 92806
  • Carrington Mortgage Services, LLC ( “Carrington”) (NMLS ID #2600) is a national direct to consumer and wholesale lender. Our retail home lending division has community-based branches assisting borrowers with home financing opportunities and local real estate agents with their buyer clients.