FHA VS Conventional loan in Willis, Montgomery County, Texas
In 2026, the Conventional loan limit in Willis, within Montgomery county, TX, is $726,200, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation needed for qualification. With our sophisticated mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in your selection of the best program for your financial scenario in TX.
2026 Loan Limits and Down Payment Requirements in Willis, Montgomery, TX
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 77378, 77318
Explore Conventional and FHA Loan Options in Willis, TX
The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you quickly and without hassle. Select one of three pathways that lead to matching you with the right lenders and loan programs.
Since 1945, Houston Metropolitan Federal Credit Union has provided the finest in financial services to the present, former, and retired employees of our sponsor companies. Once you join the Credit Union your immediate family is eligible to join the Credit Union. Our policy is “Once a Member Always a Member” even if you change jobs
Members Trust of the Southwest Federal Credit Union
2315 Mangum Road, Houston, TX, 77092
Members Trust Federal Credit Union is dedicated to the philosophy of “members helping members” in a professional, friendly environment. We have a long history of serving our members, in the Houston Heights and Stephenville communities since 1936. We are a full-service financial institution offering a wide array of products including loans, etc
2190 North Loop West, Suite 108, Houston, TX, 77018
Team Financial Federal Credit Union is committed to our members. We will uphold our fundamental responsibility to actively serve people within our field of membership, and as appropriate, the communities they live in. We will deliver a range of low cost products and services to the diverse economic and social make-up of our members
Security America Mortgage specializes in Construction loans, VA loans, ITIN loans, Conventional loans, and FHA loans. Our motto is "serving those who served" because we have great love for our Veterans and country. Not many VA lenders specialize in the VA one time close construction loan. Let us help you with the home loan that's best for you and
Security America Mortgage is not a government agency. This is a private website that is not affiliated with the U.S. government, U.S. Armed Forces, or Department of Veteran Affairs. U.S. government agencies have not reviewed this information. This site is not connected with any government agency.
1415 North Loop West, Suite 110, Houston, TX, 77008
Union Fidelity Federal Credit Union is a full-service, not-for-profit cooperative financial institution. Our primary objective is to serve our members the best way possible.
The credit union is committed to put forth every effort to enable our members to become financially self-sufficient and successful.
We offer exceptional service for both the borrower and the Sales Professionals that refer us clients. We understand that financing your dream home is important to all parties. There must be a level of trust between us and we must remember that this is someone’s dream home is on the line and many professionals income is dependent
Preferred Home Lending’s team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
