FHA VS Conventional loan programs in Kermit, Winkler County, Texas

In 2026, the Conventional loan limit in Kermit, part of Winkler county, TX, is $726,200. The FHA limit for a single-family home is $472,030.

Utilize Lendersa® Conventional loan calculator to compare the best rates currently available for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required for eligibility. With our sophisticated mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans in a side-by-side format, aiding in selecting the best program for your financial needs in TX.

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Details on 2026 Loan Limits and Downpayment Requirements in Kermit, Winkler, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 79745

Options for Conventional and FHA Loans in Kermit, TX

Lendersa® aims to find you the best possible Conventional, USDA, or FHA loan expediently and hassle-free. Choose one of three starting paths to connect with the right lenders and loan programs.

Examine USDA loan requests and results at Lendersa


  • Interface Mortgage
  • 5801 Osuna Rd NE, Suite 105, Albuquerque, NM, 87109
  • As highly experienced loan officers, we provide excellent customer service as part of our dedication to client satisfaction. Our professional staff will ask the right questions, listen to what you say with attention to detail, and devise a mortgage that fits all of your financial needs.

  • Waterstone Mortgage Corporation
  • 6733 Academy Rd NE A, Albuquerque, NM, 87109
  • Waterstone Mortgage Corporation has maintained a reputation for exceptional service and competitive mortgage financing since our inception in 2000. Since then we’ve grown to one of the largest mortgage lenders in the country with over 800 employees, branch locations in 29 states, and the ability to lend in 47 states.

  • Legacy Mortgage
  • 6725 Academy Rd NE, Albuquerque, NM, 87109
  • We are continuing to monitor the ongoing situation regarding the spread and impact of the coronavirus (COVID-19). Legacy Mortgage and Legacy Lending Home Loans recognizes the gravity of this moment and the ensuing actions that have already been taken by federal, state, and local governments. We at Legacy Mortgage

  • On Q Financial
  • 100 Sun Ave NE, Suite 650, Albuquerque, NM, 87109
  • On Q Financial, Inc. believes the Dream of Homeownership is INCLUSIVE and prides itself on simplifying the mortgage process. There is nothing like the joy, comfort, and security that comes from owning a home, and On Q Financial takes great pride in knowing they helped over 10,000 families achieve their dream last year.

  • Vision Mortgage Group
  • 4901 McLeod Rd NE, Suite C, Albuquerque, NM, 87109
  • Vision Mortgage Group is a full-service mortgage lender in Albuquerque, New Mexico offering a variety of loan programs to fit your needs and requirements. Allow us to guide you through the entire process with honesty and integrity. With over 20 years of financial services experience Mo Marwan will make your home buying

  • Infiniti Mortgage, LLC
  • 4801 Lang Ave NE, Suite 110, Albuquerque, NM, 87109
  • Infiniti Mortgage, LLC has been offering professional mortgage brokering services to homebuyers in Albuquerque and all of New Mexico since 2000. Since then we have earned a reputation as the most trusted mortgage brokers in Albuquerque. We are always striving to attain the highest level of customer service satisfaction and trust

  • Dalhart Federal Savings & Loan Association, SSB
  • 502 Denrock Avenue, Dalhart, TX, 79022
  • Dalhart Federal Savings & Loan, chartered in 1934, is located in a rural farming community. In 1975 the Board of Directors decided to expand outside of Dalhart and opened a branch in Dumas. The philosophy of our founding members was to serve the local community mainly through mortgage lending. Although this philosophy is still true today, modern ti

  • U.S. Eagle Federal Credit Union
  • 559 W. Cordova Rd, Santa Fe, NM, 87505
  • US Eagle Federal Credit Union serves our members by providing financial products and services to help them attain personal financial success. Founded in 1935, U.S. Eagle is the State's oldest credit union. With nine branch offices (six in Albuquerque, one in Bernalillo, one in Santa Fe, and one in Farmington).

  • Loan Fox Inc.
  • 1228 Osage Ave, Santa Fe, NM, 87505
  • At Loan Fox Inc, we are dedicated to providing clients with the knowledge needed to make the right decision when financing their home. Although we are located in Santa Fe, we specialize in mortgage loans in Albuquerque, Las Cruces, and throughout the entire state of New Mexico. Whether you are a first-time homebuyer, looking to buy a second home,