FHA VS Conventional loan programs in Lancaster, Dallas County, Texas

In 2025, the conventional loan limit for Lancaster, located in Dallas county, TX, is $726,200. Meanwhile, the FHA limit for a single-family home is $531,300.

Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documents necessary to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the right program for your financial needs in TX.

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Loan Limits and Down Payment Requirements for 2025 in Lancaster, Dallas, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $531,300 3.5%

This applies to the zip codes: 75146, 75134

Conventional and FHA Loan Options in Lancaster, TX

The aim of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loan for you efficiently and without hassle. Choose from one of three methods to link with compatible lenders and loan programs.

Results from Lendersa USDA loan requests


  • Venture Financial Inc
  • 6850 West 52nd Avenue, Suite 101, Arvada, CO, 80002
  • Venture Financial, Inc. is a small business doing big things. We are a locally owned company with over 20 years experience in the mortgage industry. Whether you are a first time homebuyer or someone investing in a second property, we are here to walk alongside you. We look at your financial situation as a whole
  • Legacy Mutual Mortgage
  • 5690 Webster Street, Arvada, CO, 80002
  • Legacy Mutual Mortgage is an approved HUD Lender and a member of the Texas Mortgage Bankers Association. We've been in business since April 2005 as a full service mortgage banking company originating, underwriting and closing conventional, FHA, VA, Texas Vet and USDA mortgage loans.
  • Colorado Home Loans
  • 2121 W 84th Ave, Suite 201, Denver, CO, 80260
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Electrical Federal Credit Union
  • 5080 W 60th Avenue, Arvada, CO, 80003
  • EFCU is a full service financial institution providing union workers credit services. We provide our members with checking & saving accounts as well as a variety of investment and loan services. EFCU prides itself on providing both financial options and member service to labor unions and their families. Some additional services include.
  • A Home's Best Mortgage Inc
  • 7985 North Vance Drive, Suite 300, Arvada, CO, 80003
  • A Home's Best Mortgage is focused on helping our clients with a seamless home buying experience. A leader in low rate, low closing cost Colorado home loans. Whether you're purchasing a new home or refinancing an existing loan, A Home's Best Mortgage can help you find the best loan to fit your needs.
  • Edmonton State Bank
  • 909 West Main Street, Glasgow, KY, 42141
  • Edmonton State Bank is one of the few, locally owned and operated community banks. The Thompson Family has been serving the needs of our communities for five generations, and current Chairman and CEO John D. Thompson has enjoyed a nearly 60-year tenure working within those communities.
  • South Central Bank
  • 501 S. L. Rogers Wells Blvd, Glasgow, KY, 42141
  • South Central Bank will provide shareholders, customers, team members, and the community with open, honest financial experiences that exceed expectations. South Central Bank will always be the first choice provider for banking solutions that instill confidence among customers, team members, and the community.
  • Select Home Loan Group LLC
  • 14601 Yosemite Street, Brighton, CO, 80602
  • At Select Home Loan Group LLC. We are a full service mortgage company based in Brighton, CO. We specialize in Purchase, Refinance, and Conventional Loans in Brighton. We also serve the surrounding cities in Adams County. Whether you are buying a home or refinancing in the zip code 80602,