FHA VS Conventional loan programs in Wilmer, Dallas County, Texas

In 2026, the conventional loan limit for Wilmer, found in Dallas county, TX, is established at $726,200. Meanwhile, the FHA limit for a single-family home is $531,300.

Make use of the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans today. Assess income, credit standing, reserves, and necessary documents to qualify. Our advanced mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in the choice of the best program in TX for your financial needs.

Browse loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Wilmer, Dallas, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $531,300 3.5%

Applicable to these zip codes: 75172

Conventional and FHA Loan Options in Wilmer, TX

The primary aim of Lendersa® is securing you the best Conventional, USDA, or FHA loan quickly and hassle-free. Select from three starting paths that connect you with suitable lenders and loan programs.

Results for USDA loan requests with Lendersa


Wilmer Lenders

  • Corner Stone Credit Union
  • 130 Historic Town Square, Lancaster, TX, 75146
  • Lends in Texas
  • Corner Stone Credit Union began May 1, 1952 as FFE Operators Credit Union in Room #305 at 318 S. Cadiz, Dallas, TX. We started out with 10 share holders and 18 shares, consisting only of lease operators contracting with the Frozen Food Express, employees of the lease operators, employees of the credit union

  • Trinity Oaks Mortgage
  • 420 Century Way, Suite 100, Red Oak, TX, 75154
  • Lends in Texas
  • Trinity Oaks Mortgage, LLC supports Equal Housing Opportunity. When dealing with home financing, we are not only working with one of our client's largest personal financial investments; we also are handling one of their biggest dreams. Since we work with matters so close to the heart, we serve our clients from ours.

  • Second Finance, Lc
  • 4484 South Marsalis Avenue, Dallas, TX, 75216
  • Lends in Texas
  • Second Finance, We are a Non Bank lender that can offer you more home loan products that banks just cannot begin to compete with.We can get you into your home fast. The Banks cannot help themselves. There has been a fundamental shift in regulations that took place in response to the housing crisis.

  • LTI Mortgage
  • 1801 North Hampton Road, Suite 415, Desoto, TX, 75115
  • Lends in Texas
  • LTI Mortgage was built on Loyalty, Trust and Integrity. We feel that everyone who wants to own a home should own a home and get a fair deal in the process. We're Here to make sure you get the best mortgage loan possible at a great price. We're a small company with much less overhead than the bigger companies.

  • Mesquite Credit Union
  • 1510 N. Galloway, Mesquite, TX, 75149
  • Lends in Texas
  • Mesquite Credit Union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department.

    State chartered credit unions are regulated by their state credit union department. The NCUA administers the federal insurance fund, NCUSIF, which covers all federal credit unio

  • Home Loans with Ashley
  • 901 N Zang Blvd, Suite 106, Dallas, TX, 75208
  • Lends in Texas
  • Home Loans with Ashley, where promises are kept and expectations exceeded. Your DREAM HOME is within reach. Ashley Turner epitomizes integrity, hard work, diligence, and creative service in every detail of your mortgage transaction. Ashley have worked in various aspects of the mortgage industry over the past 16 years.

  • Array Capital Investment Co., LLC
  • 1005 W Jefferson, Suite 305, Dallas, TX, 75208
  • Lends in Texas
  • Array Capital Investment Co, LLC. It is here to give you the right loan for your situation, whether you are looking for a loan of 30 or 15 years, we are your solution.We offer a conventional loan of 1% deposit offer many options to get rid of mortgage insurance and We teach you how to get a score higher credit approvals

  • Bosse Lending
  • 422 W 12th St, Dallas, TX, 75208
  • Lends in Texas
  • BOSSE Lending is a hard money lender, focused on real estate investment properties in Texas.In addition to lending, we are able to advise our clients on their investments throughout the process - acquisition, renovation and listing services.BOSSE Lending guarantees a one-time fee at closing.

  • LibertyOne Credit Union
  • 1100 Commerce Street, Suite 615, Dallas, TX, 75242
  • Lends in Texas
  • LibertyOne Credit Union was chartered in 1935 by the State of Texas as Government Employees Credit Union of Dallas and served all U.S. Government employees. We changed our name in 1968 to Dallas Treasury Credit Union to reflect the fact that we began serving only Treasury Department employees. In 2001,