Explore the differences! FHA VS Conventional loan programs in Ferris, Ellis County, Texas
For the year 2025, the county of Ellis within Ferris, TX has a Conventional loan ceiling set at $726,200, whereas the FHA limit for a single-family dwelling is $531,300.
Leverage the Lendersa® Conventional loan calculator for comparing current Conventional rates against FHA and USDA, assessing the Income, credit, reserves, and necessary documents for qualification. With our sophisticated mortgage calculator, you can juxtapose Conforming Conventional loans, USDA, FHA, and VA options to identify which program in TX best suits your financial needs.
2025 Loan Limits and Downpayment Information for Ferris, County of Ellis, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$360,600
0%
FHA
$531,300
3.5%
This comparison table is relevant for zip codes: 75146, 75125
Explore Conventional and FHA Loan Choices in Ferris, TX
The aim of Lendersa® is to facilitate your access to the best Conventional, USDA, or FHA loan swiftly and with ease. You can choose from three initial approaches leading to matched lenders and loan offerings.
We started in 1906 as Farmers State Bank, when local banks in West Tennessee weren’t just creating profits. They were creating the towns and communities like Scotts Hill where our flagship branch still remains today. Times change, but the things that make being part of a community great, like strong ties and trusted relationships, never change.
1574 Medical Center Pkwy, Suite 101, Murfreesboro, TN, 37129
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