For the year 2026, the county of Ellis within Ferris, TX has a Conventional loan ceiling set at $726,200, whereas the FHA limit for a single-family dwelling is $531,300.
Leverage the Lendersa® Conventional loan calculator for comparing current Conventional rates against FHA and USDA, assessing the Income, credit, reserves, and necessary documents for qualification. With our sophisticated mortgage calculator, you can juxtapose Conforming Conventional loans, USDA, FHA, and VA options to identify which program in TX best suits your financial needs.
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| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $360,600 | 0% | |
| FHA | $531,300 | 3.5% |
This comparison table is relevant for zip codes: 75146
The aim of Lendersa® is to facilitate your access to the best Conventional, USDA, or FHA loan swiftly and with ease. You can choose from three initial approaches leading to matched lenders and loan offerings.
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