FHA VS Conventional loan programs in 2026 for Leon-Valley, Bexar County, Texas

In 2026, the limit for Conventional loans in Leon-Valley, located in Bexar county, TX, is $647,200. For a single-family home, the FHA loan limit is $449,650.

Use the Lendersa® calculator to evaluate today's best rates for Conventional vs. FHA vs. USDA loans, and see the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program in TX for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Leon-Valley, Bexar County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,900 0%
FHA $449,650 3.5%

This table applies to zip codes: 78238

Exploring Conventional and FHA Loan Options in Leon-Valley, TX

Lendersa® aims to efficiently secure the best Conventional, USDA, or FHA loan for you. Choose from three starting points for matched lenders and loan options.

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Leon-Valley Lenders

  • Smart Rate Mortgage Brokers LLC
  • 227 North Loop 1604 East, Suite 150, San Antonio, TX, 78228
  • Lends in Texas
  • I am an experienced mortgage veteran with over 17 years of experience in the mortgage business. I have helped thousands of families buy their first, second and third homes. . I am extremely well versed in FHA, Conventional, VA and Jumbo Loans. With a background in Education and Finance from Southwest Texas State University

  • Rodsan Mortgage LLC
  • 9111 John Barrett Drive, San Antonio, TX, 78240
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Fidelity Mortgage
  • 9480 Huebner Road, Suite 200-C, San Antonio, TX, 78240
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • San Antonio Mortgage LLC
  • 8000 IH 10 West, Suite 600, San Antonio, TX, 78230
  • Lends in Texas
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional company who is able to give you quick and accurate financial advice.

  • Synergy Home Loans, LLC
  • 13526 George Rd, Suite 208, San Antonio, TX, 78230
  • Lends in Texas
  • Synergy Home Loans, LLC is a locally owned, full service, mortgage company committed to helping home buyers select the mortgage option that best fits their needs while providing the greatest value. We understand that every borrower is different, and offer a variety of programs and products to meet your individual requirements

  • Clarity Mortgage
  • 2929 Mossrock, Suite 118, San Antonio, TX, 78230
  • Lends in Texas
  • Clarity Mortgage was founded by its current President, Geoff Snyder. With over a decade of experience in the lending industry, Geoff and his team can provide any type of loan to their customer base.You can always count on frequent updates and explanations that are easy to understand as we help you navigate through the loan process

  • Vision Mortgage Company, Ltd.
  • 7800 W I-10, Suite 112, San Antonio, TX, 78230
  • Lends in Texas
  • "Vision Mortgage Company, Ltd. offers a wide array of loan products ranging from the traditional residential & commercial funding to private portfolio alternative loan sources and non-QM financing.
    Residential loans include new construction financing for primary residences, commercial businesses, as well as equipment and credit line sources."

  • Proactive Lending Group
  • 10004 Wurzbach Rd, San Antonio, TX, 78230
  • Lends in Texas
  • Proactive Commercial Lending Group, LLC was formed back in 2003 by Bruce Myles with the thought that many good, hard working business owners were not getting the Banking Services they needed to survive, maintain and grow their business.We are able to apply more more relaxed credit and property restrictions.

  • PINNACLE MORTGAGE AND LENDING
  • 8000 IH-10 WEST, Suite 600, San Antonio, TX, 78230
  • Lends in Texas
  • "Pinnacle Mortgage & Lending's core values include conducting business with sincerity, truth, and
    fairness. We serve a wide range of homebuyers with a variety of loan products and services. At Pinnacle Mortgage & Lending our goal is to help make the loan process stress free by empowering you."