FHA VS Conventional loan programs in 2026 for Longview, Gregg County, Texas
As of 2026, the conventional loan limit for Longview, located in the county of Gregg, TX, is set at $726,200, whereas for a single-family home, the FHA cap is $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate and compare the leading rates for Conventional, FHA, and USDA today. Determine the needed income, credit, reserves, and documents for qualification. The advanced mortgage calculator highlights Conforming Conventional loans alongside USDA, FHA, and VA, assisting you in choosing the best program for your unique financial context in TX.
Year 2026 loan limits and down payment requirements in Longview, Gregg County, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to the following zip codes: 75602, 75601, 75605, 75604, 75606, 75608, 75615, 75660
Options for Conventional and FHA loans in Longview, TX
Lendersa® is dedicated to securing the ideal Conventional, USDA, or FHA loan swiftly and smoothly. Pick one of three initial paths to find matching lenders and loan programs that fit your needs.
Diamond Valley Federal Credit Union is a full-service financial institution and deposits are insured by the NCUA up to $250,000. Our members own Diamond Valley Federal Credit Union so we have no outside stockholders and our Board of Directors are volunteers. Diamond Valley is not-for-profit so we can return profit back to the members
We are a family owned mortgage lender dedicated to making the home loan process simple and fast. Dan Phillips has been in the mortgage industry for the past 30 years and strives to offer excellent service, low competitive rates and mortgage loan programs that meets your specific need.
At River City Bank, we work diligently to create an elevated experience for our clients. We don’t settle for service that’s simply good. When you bank with us, you can count on us to exceed your expectations not only when it comes to your finances, but in our customer service as well.
"We Care" and "We Treat You Like Family" are two core values that differentiate us from banks and other financial institutions. Here we still do business like neighbors helping neighbors, an old fashioned approach that combines modern technologies and the warm professional service you deserve.
Service One Credit Union is not-for-profit financial cooperative. We were founded in 1963 by WKU faculty and staff, but now serve a greater field of membership - anyone who lives, works, or worships in the Barren River Area Development District. Our mission is to improve our members' financial well-being through personal relationships.
PMG Home Lending, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
Morgantown Bank & Trust is an independent financial institution which strives to be an asset to our communities through community involvement. We understand the importance of our employees and strive to attract, develop, and retain employees of the highest character and competence.
(GPNWFCU) was chartered in 1935 as Georgia Power Rome Division Employees Credit Union, exclusively servicing Georgia Power employees working in the Rome, Georgia area. In the late 90’s, we changed our name to Georgia Power Northwest Federal Credit Union and sought out addition Select Employee Groups.