FHA VS Conventional loan programs in Henderson, Rusk County, Texas

In the year 2026, the conventional loan limit for a single-family property in Henderson, located in the county of Rusk, TX, is established at $726,200, whereas the FHA loan limit is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to juxtapose today's best rates for Conventional, FHA, and USDA loans, and assess the necessary income, credit, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator allows you to observe Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in choosing the most suitable program for your financial condition in TX.

Examine loan offers from 100 different lenders.

2026 loan limits and down payment requirements in Henderson, county of Rusk, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 75652

Options for Conventional and FHA loans in Henderson, TX

Lendersa® aims to swiftly assist you in obtaining the best Conventional, USDA, or FHA loans without any hassle. Start with one of the three options that lead to matched lenders and loan offerings.

Results of Lendersa USDA loan request and matching


Henderson Lenders

  • VeraBank
  • 201 W. Main St., Henderson, TX, 75652
  • Lends in Texas
  • At VeraBank, we strive to be the preferred financial services provider in the markets we serve. We accomplish this by maintaining our deep community bank roots and independent spirit, while offering outstanding service to our customers, relevant products and efficient channels to use them, delivered by the best

  • SOUTH PARK MORTGAGE LLP
  • SK 12-A Lake Cherokee, Henderson, TX, 75652
  • Lends in Texas
  • The South Park Mortgage, LLP team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Texas Bank and Trust
  • 300 E Whaley, Longview, TX, 75601
  • Lends in Texas
  • Established in 1958, Texas Bank and Trust today stands as one of the state’s strongest independent financial institutions, offering a brand of banking that is as difficult to duplicate as it is easy to recognize.

    We pride ourselves on providing technologically advanced products and competitive pricing

  • Americas Mortgage Center, Ltd.
  • 907 Judson Road, Longview, TX, 75601
  • Lends in Texas
  • America's Mortgage Center specializes helping home buyers get into homes with very little or no money down. Over 20 years experience in FHA, VA, USDA Loans. We help seniors with Reverse Mortgages. Our low rates and low closing cost make all of our mortgage loans affordable for Refinancing, Home Equity Loans. Call us today to get started.

  • Telco Plus Credit Union
  • 423 Gilmer Road, Longview, TX, 75604
  • Lends in Texas
  • East Texas Telco Credit Union was organized June 26, 1951, as a state-chartered credit union in a Longview home. The credit union served employees of Southwestern Bell Telephone Company in Longview. As the credit union grew, the location was moved to where the credit union now sits, and another branch in Tyler was added in 1996.

  • East Texas Professional Credit Union
  • 409 East Loop 281, Longview, TX, 75605
  • Lends in Texas
  • East Texas Professional Credit Union has been open since 1953. The credit union has assets totaling $962.5 Million and provides banking services to more than 79, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans.

  • Citizens 1st Bank
  • 2001 East South East Loop 323, Tyler, TX, 75701
  • Lends in Texas
  • Citizens 1st Bank was chartered in Rusk on April 6, 1920. During the past 90+ years, the bank has had only three presidents - B. B. Perkins, E. R. Gregg, and the current President, James I. Perkins. Our current President has served since 1971 providing stability and leadership for the bank.

  • Tyler City Employees Credit Union
  • 3711 Frankston Highway, Tyler, TX, 75701
  • Lends in Texas
  • Tyler City Employees' Credit Union is a full-service, not-for-profit cooperative financial institution that began in August of 1953. It was formed for the purpose of encouraging savings by offering a good rate of return, using collective moneys to make loans at competitive, low rates and providing other useful financial resources

  • Kelly Community Federal Credit Union
  • 2105 West Grande Boulevard, Tyler, TX, 75703
  • Lends in Texas
  • Kelly Community, “We care for members like family.” When you’re a member, you’re family. We’ll give you our best financial counsel just like we would a family member. We’ll go out of our way to find solutions that work for you just like we would a family member. For more than 59 years, helping you save more, earn more and do more financially