FHA VS Conventional loan programs in White-Oak, Gregg County, Texas

In 2026, the conventional loan limit in White-Oak, located in the county of Gregg, TX, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.

Lendersa® offers a Conventional loan calculator to compare leading rates for Conventional vs. FHA vs. USDA. Determine the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA side by side, aiding decision-making for the best program in TX for your financial situation.

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2026 Loan Limits and Down Payment Requirements in White-Oak, Gregg, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 75693

Conventional and FHA Loan Options in White-Oak, TX

Lendersa® aims to help you quickly secure the best Conventional, USDA, or FHA loan, hassle-free. Start with one of three paths that connect you with matching lenders and programs.

Lendersa's USDA loan requests and results


  • The First National Bank of Livingston
  • 2121 U.S. Hwy 190, Livingston, TX, 77351
  • We are extremely proud to have had the opportunity to serve our market since 1902. Our team of professionals continues a long-standing commitment to superior customer service. We remain dedicated to providing the most up to date technology, while not wavering from our values of being a strong and healthy community bank.

  • The Cowboy Bank of Texas
  • 100 Main Street, Maypearl, TX, 76064
  • There’s only one Cowboy Bank in Texas and it is deep in the heart of Maypearl. With a brand and a culture based on the time traditions of honesty and integrity, The Cowboy Bank stands out as a true hometown institution. The Cowboy Bank of Texas maintains a strong tradition of economic support and financial service.

  • stratford lending group llc
  • 6960 Alcala, Grand Prairie, TX, 75054
  • Our Team is professional, with a sense of family putting our customers at ease, while making strategic decisions. Our expertise in knowing the process by the book, allows your confidence in our experience getting proven results. We at Stratford Group are humbled by your allowing us to assist in your guidance towards your vision becoming a reality.

  • Military Mortgage Shop
  • 405 State Highway 121 Bypass, Suite 250, Lewisville, TX, 75067
  • Military Mortgage Shop specializes in helping veterans utilize their Veteran Administration Loan Benefit when purchasing or refinancing a home.

    Our associates work exclusively with VA Loan applicants. We have the expertise to handle almost any situation. Purchasing a home is one of the most important decisions you will make.

  • Global Home Finance Inc.
  • 325 S. Stemmons Frwy, Lewisville, TX, 75067
  • Global Home Finance Inc. can help you find the custom mortgage solution that fits your needs, whether you are buying your first home or refinancing an existing mortgage. We are here to help you to find the best mortgage available. Please use the links below for information about Global Home Finance Inc.'s comprehensive mortgage solutions.

  • Paragon Home Resources Inc.
  • 405 State Highway 121 Bypass, Suite A250, Lewisville, TX, 75067
  • Paragon Home Resources assists seniors and others with valuable home-related services. With years of real estate and relocation experience, Paragon provides services that give people the ability to make a move quickly and easily or remain in their homes. Paragon strives to provide peace of mind and expert advice.

  • Finance America Inc.
  • 113 N. Poydras Street, Suite 202, Lewisville, TX, 75057
  • At Finance America, we believe that home loans should be simple, personal and able to meet a borrowers’ changing financial needs. Our customers come from all walks of life, so instead of trying to fit them into predefined boxes, we assess their application on a case by case basis to find the loan that best suits their needs.

  • CNext Bank
  • 505 North Vienna Street, Ruston, LA, 71270
  • Century Next Bank, is a federally chartered stock savings Bank headquartered in Ruston, Louisiana, that has proudly served our surrounding communities since 1905. Since our founding, we have expanded our community footprint from Lincoln Parish into Ouachita Parish, Louisiana, and further into Ashley County, Arkansas.

  • Apple Capital Group, Inc.
  • 201 E Abram St, Suite 120, Arlington, TX, 76010
  • Apple Capital Group, our main goal is to provide our clients with a full line of small business asset based loans. We are truly committed to understanding your exact business requirements and will gladly help you overcome future challenges. we are dedicated to empowering our clients to meet these challenges and to achieve the growth.

  • Vista Mortgage Corp
  • 219 Billings St, Suite 360, Arlington, TX, 76010
  • Vista Mortgage Corp., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Francis Colonial Mortgage
  • 318 W Main St, Arlington, TX, 76010
  • Our mission is to serve you with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan