FHA VS Conventional loan in White-Oak, Gregg County, Texas
In 2026, the conventional loan limit in White-Oak, located in the county of Gregg, TX, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.
Lendersa® offers a Conventional loan calculator to compare leading rates for Conventional vs. FHA vs. USDA. Determine the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA side by side, aiding decision-making for the best program in TX for your financial situation.
2026 Loan Limits and Down Payment Requirements in White-Oak, Gregg, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to the following zip codes: 75693
Conventional and FHA Loan Options in White-Oak, TX
Lendersa® aims to help you quickly secure the best Conventional, USDA, or FHA loan, hassle-free. Start with one of three paths that connect you with matching lenders and programs.
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