Explore the differences! FHA VS Conventional loan programs in Kilgore, Gregg County, Texas
In the year 2026, the limit for Conventional loans in Kilgore, a part of Gregg, TX, is $726,200. For a single-family home, the FHA loan limit is $472,030.
The Lendersa® Conventional loan calculator is a convenient tool for contrasting today's top Conventional, FHA, and USDA rates. Figure out income, credit, reserves, and documentation necessary for qualification. Our advanced calculator lets you see side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the most suitable option for your financial situation in TX.
2026 Loan Limits and Down Payment Requirements in Kilgore, Gregg, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: The table corresponds to these zip codes: 75662
Discover Conventional and FHA Loan Options in Kilgore, TX
Lendersa® aims to promptly connect you with the best Conventional, USDA, or FHA loan options, minimizing any hassle. Choose from three starting points to be matched with the right lenders and programs.
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