In 2026, the conventional loan limit in Luling, within Caldwell county, TX, is $726,200, whereas the FHA limit for a single-family home stands at $571,550.
With the Lendersa® Conventional loan calculator, compare today's leading rates across Conventional, FHA, and USDA loans. Identify the income, credit, reserves, and documents necessary for qualification. The advanced tool allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the optimal program in TX based on your financial goals.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $386,400 | 0% |
| FHA | $571,550 | 3.5% |
This comparison applies to the zip codes: 78648
Lendersa®'s goal is to quickly and easily get you the best possible Conventional, USDA, or FHA loan. Choose one of three starting points that connect you with matching lenders and loan programs.
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