FHA VS Conventional loan programs in 2025 for Luling, Caldwell County, Texas

In 2025, the conventional loan limit in Luling, within Caldwell county, TX, is $726,200, whereas the FHA limit for a single-family home stands at $571,550.

With the Lendersa® Conventional loan calculator, compare today's leading rates across Conventional, FHA, and USDA loans. Identify the income, credit, reserves, and documents necessary for qualification. The advanced tool allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the optimal program in TX based on your financial goals.

Review loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Luling, Caldwell, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $386,400 0%
FHA $571,550 3.5%

This comparison applies to the zip codes: 78648

Available Conventional and FHA Loan Options in Luling, TX

Lendersa®'s goal is to quickly and easily get you the best possible Conventional, USDA, or FHA loan. Choose one of three starting points that connect you with matching lenders and loan programs.

Results for Lendersa USDA loan request matches


  • Destiny Six Financial
  • 6904 Federal Boulevard, Lemon Grove, CA, 91945
  • Destiny Six Financial, a family owned and operated, real estate and mortgage company. We have been serving southern California for over 20+ years. At Destiny Six Financial, we strive to treat every client with the respect and personal service that you deserve. We understand the big commitment you are making in buying or selling a home
  • Virginia Mountain Mortgage
  • 19747 Main St, Buchanan, VA, 24066
  • Bank of Botetourt "Taking Care of You"​ is more than a slogan, it's our promise to the community. For over 120 years, Bank of Botetourt has been committed to reaching out within our local communities to do all we can to further the area's overall economic development. As a community partner, we make charitable contributions for education.
  • Premium Mortgage
  • 895 Palomar St, Suite H, Chula Vista, CA, 91911
  • We are a full-service mortgage company based in Chula Vista, California. We specialize in Home Purchase Loans and Refinance Loans in Chula Vista. We also serve the surrounding cities in San Diego County. We offer a wide range of refinancing options, designed to best meet the needs of local borrowers.
  • RABASA Inc.
  • 780 Callecita Aquila Sur, Chula Vista, CA, 91911
  • Basa Realty and Mortgage is a full service real estate office & mortgage broker, providing convenience & service others can't offer.Communicate with other agents, buyers & sellers, mortgage officers, title personnel involved in the home buyer & selling process.Helping customers make sound decisions on selling their homes, purchasing or refinancing.
  • Adonai King LLC
  • 6828 Quebec Ct Unit 4, San Diego, CA, 92139
  • No Doc' financing to acquire that lucrative piece of investment real estate property? Adonai King LLC, specialize in multifamily, apartment building, strip mall, office building, warehouse and most categories of fixed income producing residential and commercial properties. Our nationwide asset-based funding platform requires NO tax returns, NO f
  • Ideal Mortgage Services, LLC
  • 1257 Haslett Rd, Haslett, MI, 48840
  • Ideal Mortgage Services, LLC is a mortgage brokerage owned and operated locally in Haslett. We are licensed to do first mortgages throughout the entire state of Michigan. Ideal Mortgage has a very diverse client base, with all types of credit backgrounds. We are well versed in various types of loans,
  • Brainerd BN Credit Union
  • 804 Laurel Street, Suite 101, Brainerd, MN, 56401
  • Brainerd BN Credit Union was organized on November 25, 1940 as Brainerd NP Credit Union to serve the needs of the Northern Pacific Railway workers in central Minnesota. In 1970, after a merger changed the name of the local railway, Brainerd NP Credit Union changed its name to the name we use today, Brainerd BN Credit Union.
  • THE ATRAYON TREVINO TEAM
  • 690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
  • Atrayon (Tray) Trevino has called San Diego home for the past fourteen years. Tray graduated from the University of Oregon with a degree in finance before obtaining a Master’s Degree from the University of San Francisco. After working as a Commodities Trader, Tray decided in 2005 to begin his career in the mortgage industry
  • Quicker Inc
  • 265 East Street, Suite B1, Chula Vista, CA, 91910
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Rate Republic
  • 690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Point Mortgage Corporation
  • 864 Amena Court, Chula Vista, CA, 91910
  • We’re a full service mortgage bank with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our mortgage bankers are dedicated to finding the right loan-with competitive rates