In 2025, the conventional loan limit for Allen, located in the county of Collin, TX, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $531,300.
Utilize the Lendersa® Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA loans. It helps determine the necessary income, credit profile, reserves, and documentation required to qualify. This advanced mortgage tool allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the most suitable program in TX for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $360,600 | 0% |
| FHA | $531,300 | 3.5% |
This comparison table applies to zip codes: 75002, 75013
Lendersa® aims to connect you with the best possible Conventional, USDA, or FHA loans efficiently and without complications. Begin by choosing one of three pathways that link you with matching lenders and the right loan programs.
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