In 2026, the Conventional loan cap for a single-family home in Lucas, within Collin county of TX, is set at $726,200. Meanwhile, the FHA loan limit is $531,300.
Use the Lendersa® Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA loans. It helps you understand the income, credit, reserves, and documentation requirements for eligibility. Our sophisticated mortgage calculator showcases side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, guiding you to select the most suitable program in TX for your financial needs.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $360,600 | 0% |
| FHA | $531,300 | 3.5% |
Applicable for ZIP codes: 75002
Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan for you swiftly and effortlessly. Choose from our three available options, leading you to suitable lenders and loan deals.
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