FHA VS Conventional loan programs in Lucas, Collin County, Texas
In 2025, the Conventional loan cap for a single-family home in Lucas, within Collin county of TX, is set at $726,200. Meanwhile, the FHA loan limit is $531,300.
Use the Lendersa® Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA loans. It helps you understand the income, credit, reserves, and documentation requirements for eligibility. Our sophisticated mortgage calculator showcases side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, guiding you to select the most suitable program in TX for your financial needs.
2025 Loan Limits and Downpayment Requirements in Lucas, Collin County, TX
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$360,600
0%
FHA
$531,300
3.5%
Applicable for ZIP codes: 75002
Explore Conventional and FHA Loan Options in Lucas, TX
Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan for you swiftly and effortlessly. Choose from our three available options, leading you to suitable lenders and loan deals.
Alcon Employees Federal Credit Union is a voluntary, cooperative, non-profit savings institution, organized in 1972 for the purpose of encouraging thrift among its members, creating a source of credit at a fair and reasonable rate of interest, and providing an opportunity for its members
5049 Edwards Ranch Road, Suite 04-151, Fort Worth, TX, 76109
The loanFi mortgage team is your local mortgage company in Fort Worth. They understand how overwhelming the home loan process can be, but will always educate their clients on all their services offered, to ensure their customer is choosing the best option for their financial goals.
130 Chieftain Drive, Suite 103, Waxahachie, TX, 75165
We have been originating mortgage loans for over 24 years here in the Dallas and Ellis County area. We pride ourselves on providing our customers with the perfect loan for their situation, good rates and personal service. We work diligently to make your lending experience a good one.
We offer a wide array of programs and products to fit your needs, Conventional, FHA, VA, Jumbo, Investor products, & 100% Financing for both purchase and refinances. With 30 years of industry experience and long-standing lender relationships, we set ourselves apart from the other mortgage companies.
If you are a consumer needing a Mortgage Loan you can rely on DiversiFund Texas, LP for an honest evaluation of your specific, personal situation. We won’t try to talk you in to a mortgage that is not in your best interest. Many of our best customers began with a long term plan. Kevin Gahagan founded DiversiFund in 1989
222 East Renfro St, Suite 134, Burleson, TX, 76028
Exceptional Service is only the beginning! Our team of mortgage professionals are knowledgeable and use first-hand experience to make sure your transaction is as seamless as possible. We’ll guide you through every step of the process. Helping you meet your real estate goals is why we do what we do.
At FINANCIER$ Mortgage Group, your Hardworking, Friendly, LOCAL, Mortgage Lender with over 35 years experience. FINANCIER$ is a Top Tier Lender which means our mortgages perform in the Top 10% nationwide. We think that’s mostly because we actually still talk to all our customers.
There’s only one Cowboy Bank in Texas and it is deep in the heart of Maypearl. With a brand and a culture based on the time traditions of honesty and integrity, The Cowboy Bank stands out as a true hometown institution. The Cowboy Bank of Texas maintains a strong tradition of economic support and financial service.
Commercial Bank of Texas is solidly positioned to enter its second century of providing successful banking practices predicated on sound and prudent operating standards. Currently, CBTx has over 150 employees in eight communities and the bank's Board of Directors and Officers are personally involved in the communities they serve.
Alliance Bank has been a strong Banking presence in Northeast Texas since its opening in the late 1920s. Although the name has changed from Sulphur Springs State Bank to Alliance Bank since we first opened our doors, our dedication to providing a high level of customer service has always remained the same.
