Explore the differences! FHA VS Conventional loan programs in Lucas, Collin County, Texas
In 2025, the Conventional loan cap for a single-family home in Lucas, within Collin county of TX, is set at $726,200. Meanwhile, the FHA loan limit is $531,300.
Use the Lendersa® Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA loans. It helps you understand the income, credit, reserves, and documentation requirements for eligibility. Our sophisticated mortgage calculator showcases side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, guiding you to select the most suitable program in TX for your financial needs.
2025 Loan Limits and Downpayment Requirements in Lucas, Collin County, TX
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$360,600
0%
FHA
$531,300
3.5%
Applicable for ZIP codes: 75002
Explore Conventional and FHA Loan Options in Lucas, TX
Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan for you swiftly and effortlessly. Choose from our three available options, leading you to suitable lenders and loan deals.
We're a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
Our primary focus is to provide and unparraelled service to anyone who needs to buy a home. With Mutual Security Mortgage you will receive straightforward answers that are backed by impeccable service. We are the only locally owned and operated mortgage company in Boulder Colorado.
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Our History: In 1958, Chanute Military Credit Union opened its doors on the Chanute Air Force Base in Rantoul, Illinois to serve military personnel and their families. With the government's announcement of plans to close the Chanute Air Force Base, plans were made to expand the credit union in order to continue to serve those faithful.
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