FHA VS Conventional loan programs in Wylie, Collin County, Texas
For 2026, the Conventional loan limit in Wylie, located in Collin county, TX, is set at $726,200. The FHA limit for a single-family home reaches $531,300.
Use the Lendersa® Conventional loan calculator to compare the current best rates of Conventional, FHA, and USDA loans. You can determine the income, credit, reserves, and required documents for qualification. Our advanced calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, making it easier to choose the right program in TX for your specific financial situation.
2026 Loan Limits and Downpayment Requirements in Wylie, Collin County, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$360,600
0%
FHA
$531,300
3.5%
These figures apply to the following zip codes: 75098
Conventional and FHA Loan Options in Wylie, TX
The primary goal of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan for you, with minimal hassle. Choose from three approaches that will lead you to matching lenders and optimal loan programs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
MCM Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Heritage Funding Co LLC is located in Rockwall, Texas, and was founded in 2001. This business is working in the following industry: Loan companies. Annual sales for Heritage Funding Co Our Reach Is Big As Texas! Anywhere In The Lone Star State - We Can Help and also Charles Michael Kamps, President/Director
Mortgage Resources of Texas is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Competitive Home Lending helps Texas homebuyers compare wholesale mortgage options with a clear, low-pressure process. As a mortgage broker, we shop multiple lenders to help borrowers find competitive rates, understand closing costs, and choose a loan structure that fits their goals. We focus on straightforward guidance, fast communication, and practical loan options for qualified buyers.
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