FHA VS Conventional loan programs in 2025 for Oak-Ridge-North, Montgomery County, Texas

As of 2025, the maximum amount for a conventional loan in Oak-Ridge-North, situated in Montgomery county, TX, is $647,200. In comparison, the FHA cap stands at $420,680 for single-family residences.

Utilize the Lendersa® Conventional loan calculator to evaluate and compare the best rates of today’s Conventional, FHA, and USDA loans. This tool assists in identifying income requirements, credit needs, reserves, and documents essential for qualification. Our sophisticated mortgage calculator provides a side-by-side look at Conforming Conventional loans and other options like USDA, FHA, and VA, enabling an informed choice for your financial situation in TX.

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2025 loan ceilings and downpayment requirements in Oak-Ridge-North, Montgomery county, TX

Loan Type Loan Ceiling Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison applies to the following zip codes: 77385, 77386

Explore Conventional and FHA loan pathways in Oak-Ridge-North, TX

The mission of Lendersa® is to expedite your access to the most suitable Conventional, USDA, or FHA loan options with ease. Choose from three distinct starting paths that connect you with compatible lenders and loan programs.

Lendersa USDA loan requests and matching outcomes


  • Louviers Federal Credit Union
  • 4643 Ogletown Stanton Rd, Newark, DE, 19713
  • Louviers Federal Credit Union was chartered in 1968 and has operated continuously in New Castle County since its inception. Our primary mission is to serve the financial needs of those individuals that share our core common bond. We remain a sound and well-managed institution dedicated to providing service to our membership.
  • Union Home Mortgage Corp
  • 200 Continental Dr, Suite 401, Newark, DE, 19713
  • Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.
  • Steven Tavera Mortgage & Realestate
  • 8989 Rio San Diego Dr, Suite 100, San Diego, CA, 92108
  • Steven is a Mortgage Loan Officer based out of San Diego and services all of California. Steven was born in Los Angeles and at a young age moved to Europe with his family while his Mother served in the Army. Steven grew up in Europe giving him an understanding of world cultures. Steven attended college at the University of Las Vegas, Nevada and aft
  • Rapozo Funding
  • 1565 Hotel Cirlce South, Suite 145, San Diego, CA, 92108
  • Danielle Rapozo is a highly experienced real estate professional who specializes in California mortgage loans. Danielle consider herself a true San Diego mortgage expert, taking pride in making it happen for her clients. Danielle entered the Real Estate industry in 1998 where she took a position managing a Real Estate team.
  • Military Home Loans
  • 8885 Rio San Diego Drive, Suite 347, San Diego, CA, 92108
  • Since 2004, we've helped over two thousand veterans and active duty members discover their dream home and save thousands on smart refinancing, with military home loans. Our appreciation of service members is deeply rooted within our company. We are dedicated to providing YOU with unmatched benefits & customer support.
  • LTV, Inc
  • 2831 Camino del Rio South, Suite 217, San Diego, CA, 92108
  • LTV Mortgage Capital is a full-service capital advisory and commercial real estate mortgage brokerage firm. LTV is exclusively focused on securing multifamily, student-housing and net-leased debt assignments for investors throughout the United States. We are comprised of a seasoned team with a track record
  • Global Equity Finance, Inc.
  • 404 Camino Del Rio South, Suite 300, San Diego, CA, 92108
  • Global Equity Finance was founded in 2005 and built on three guiding principles—integrity, customer service and intelligence. Equipped with comprehensive industry knowledge and a team of mortgage experts, Global has established a well-respected reputation as a trusted lender. We excel at understanding.
  • Allied Pacific Financial
  • 5353 Mission Center Road, Suite 204, San Diego, CA, 92108
  • Allied Pacific Financial is committed to helping you find the right mortgage product for your needs.We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you.