As of 2026, the maximum amount for a conventional loan in Oak-Ridge-North, situated in Montgomery county, TX, is $647,200. In comparison, the FHA cap stands at $420,680 for single-family residences.
Utilize the Lendersa® Conventional loan calculator to evaluate and compare the best rates of today’s Conventional, FHA, and USDA loans. This tool assists in identifying income requirements, credit needs, reserves, and documents essential for qualification. Our sophisticated mortgage calculator provides a side-by-side look at Conforming Conventional loans and other options like USDA, FHA, and VA, enabling an informed choice for your financial situation in TX.
Explore loan offers from 100 different lenders
| Loan Type | Loan Ceiling | Minimum Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This comparison applies to the following zip codes: 77385
The mission of Lendersa® is to expedite your access to the most suitable Conventional, USDA, or FHA loan options with ease. Choose from three distinct starting paths that connect you with compatible lenders and loan programs.
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