FHA VS Conventional loan in Oak-Ridge-North, Montgomery County, Texas
As of 2025, the maximum amount for a conventional loan in Oak-Ridge-North, situated in Montgomery county, TX, is $647,200. In comparison, the FHA cap stands at $420,680 for single-family residences.
Utilize the Lendersa® Conventional loan calculator to evaluate and compare the best rates of today’s Conventional, FHA, and USDA loans. This tool assists in identifying income requirements, credit needs, reserves, and documents essential for qualification. Our sophisticated mortgage calculator provides a side-by-side look at Conforming Conventional loans and other options like USDA, FHA, and VA, enabling an informed choice for your financial situation in TX.
2025 loan ceilings and downpayment requirements in Oak-Ridge-North, Montgomery county, TX
Loan Type
Loan Ceiling
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison applies to the following zip codes: 77385, 77386
Explore Conventional and FHA loan pathways in Oak-Ridge-North, TX
The mission of Lendersa® is to expedite your access to the most suitable Conventional, USDA, or FHA loan options with ease. Choose from three distinct starting paths that connect you with compatible lenders and loan programs.
Mulberry Street Mortgage, a dedicated professional will thoroughly evaluate your financial needs to help you qualify for a low rate mortgage that works within your budget. Our goal is to get you the most favorable rate possible while working to answer your questions, and make the application process a simple and smooth transition
At Midwest Capital Mortgage, Inc. We are a full-service mortgage company based in Liberty, Missouri. We specialize in mortgages in Liberty, Kansas City, Overland Park, and Lenexa. We also serve the surrounding cities in Clay County, Platte County, Johnson County, and Jackson County.
We are not a bank. We are member–based. When you work for your members, you deliver a completely different experience. At Missouri Credit Union, our members matter and we’re committed to seeing them and their money do more. Serving central Missouri, with branches in Columbia and Jefferson City.
Peoples Savings Bank was organized August 13, 1935 in Rhineland, Missouri as a locally owned independent community bank. Throughout the next forty years, the bank had steady growth and in 1971 built a new bank adjacent to the old bank building. The bank was threatened by the flood of 1973,
Will Fosters goal and aspiration is to provide you with such an incredible lending experience you will feel comfortable introducing the people you care about most to me. Looking forward, I see a huge opportunity to help an immense amount of people realize their financial goals, and it is my hope you will be right there alongside me.
We’re not just a bank. We’re a really good bank. One that helps you take care of your money without having to work too hard, because you already work hard enough. Whatever you need from your bank, you can find it right here. Bank Star's headquartered in Fulton, MO & also has branches in New Bloomfield, Lake Ozark, and Osage Beach -all in Missouri.
We are a community Bank whose mission is to provide superior service and innovation to our customers Phenix Girard Bank is a Bank with operations in one state. Phenix Girard Bank offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA and construction mortgages.
North County Savings Bank was first chartered in 1887 as Evansville Building & Loan Association. The Building & Loan was located in the former Pautler Hotel in Evansville, IL. In 1973 our savings institution was approved for a location in Red Bud, IL and it became our home office with a branch in Evansville, IL.
