FHA VS Conventional loan programs in Pecan-Plantation, Hood County, Texas

In 2025, the conventional loan limit in Pecan-Plantation, part of Hood county, TX, is $647,200. The FHA limit, for a single-family home, is $420,680.

Use the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA programs. Determine the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in deciding which program in TX fits your financial profile best.

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2025 Loan Limits and Down Payment Requirements in Pecan-Plantation, Hood, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $316,480 0%
FHA $420,680 3.5%

This comparison table applies to the following zip codes: 76049

Conventional and FHA Loan Opportunities in Pecan-Plantation, TX

The aim of Lendersa® is to swiftly and conveniently match you with the most suitable Conventional, USDA, or FHA loan without hassle. Choose one of three starting points that link you to matching lenders and programs.

Lendersa's USDA loan requests and matching results


  • Southern Federal Credit Union
  • 1414 Enclave Parkway, Suite 250, Houston, TX, 77077
  • Southern Federal Credit Union was founded in 1954 to serve the employees of Southern Production Company and the offshore company which became Transocean, Inc. From our humble beginnings, we have grown into a multi-million-dollar financial institution providing loans and so much more.
  • GTA Mortgage LLC
  • 13111 Westheimer Road, Suite 210, Houston, TX, 77077
  • GTA Mortgage Honesty, integrity and clear communication are at the core of how we operate. In an industry that has had its ups and downs, we value long term relationships that we can grow with We’ve been first time home buyers and are home owners just like you. We are invested in being a positive role in your refinance.
  • Zion Mortgage
  • 13814 Senca Park Drive, Houston, TX, 77077
  • "Zion Mortgage is committed to helping you get their personal and commercial mortgage solutions hassle free. We pride ourselves in our attentive, responsive, and 1-on-1 service. *Appraisals are not transferable and appraisal fees are non-refundable For the month of March and April 2020, Zion Mortgage will donate all proceeds to hospitals"
  • Castroville State Bank
  • 502 Paris Street, Castroville, TX, 78009
  • Castroville State Bank was originally founded by a group of local citizens who recognized the need for a banking facility in Castroville. After traveling to Austin to meet with officials of the Texas Banking Commission, the delegation received approval to begin state banking operations on January 14, 1959.
  • Members Trust of the Southwest Federal Credit Union
  • 2315 Mangum Road, Houston, TX, 77092
  • Members Trust Federal Credit Union is dedicated to the philosophy of “members helping members” in a professional, friendly environment. We have a long history of serving our members, in the Houston Heights and Stephenville communities since 1936. We are a full-service financial institution offering a wide array of products including loans, etc
  • Prosperity Mortgage
  • 900 Heavenfield Dr, Edmond, OK, 73034
  • Prosperity Mortgage, LLC is a full service correspondent mortgage broker, providing the industry with the best solutions in residential purchases, refinances, and renovation loans. Our product offering complements customers throughout Oklahoma metro cities as well as the rural areas including FHA, VA, JUMBO, and Rural Housing Portfolio.
  • Land Run Mortgage
  • 6312 Blue Sage Road, Edmond, OK, 73034
  • The Land Run Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Spurr Mortgage Corporation
  • 233 East 10th Street Plaza, Suite 3, Edmond, OK, 73034
  • Spurr Mortgage is a locally and family owned mortgage company in Edmond, Ok helping homeowners since 1990 by Harold Spurr. Spurr Mortgage has stayed true to its mission to provide outstanding home mortgage services in Edmond and throughout Oklahoma. Spurr Mortgage has the distinct honor of being the only remaining mortgage broker in the state.