FHA VS Conventional loan programs in 2026 for DeCordova, Hood County, Texas

In 2026, the conventional loan limit in DeCordova, within Hood, TX, is $726,200, while the FHA limit for a single-family home is $472,030.

Use Lendersa® Conventional loan calculator to explore and compare the best rates available today for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents to qualify. With our sophisticated mortgage calculator, examine Conforming Conventional loans, USDA, FHA, and VA options side by side to help decide which program in TX is best suited for your financial needs.

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2026 Loan Limits and Downpayment Requirements in DeCordova, Hood County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 76049

Available Options for Conventional and FHA Loans in DeCordova, TX

Lendersa® aims to swiftly connect you with the most suitable Conventional, USDA, or FHA loan options. Choose from one of three pathways to align with matching lenders and their loan programs.

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DeCordova Lenders

  • Victory Home Loans
  • 1840 Acton Highway, Granbury, TX, 76049
  • Lends in Texas
  • Victory Home Loans was founded in 1993. Victory Home Loans is a local, family owned and operated mortgage company with YOU in mind. Our goal is to help every home buyer or homeowner win by providing access to home loan options with lower costs, faster closings with an easier and more predictable process.

  • First National Bank of Granbury
  • 101 E Bridge St, Granbury, TX, 76048
  • Lends in Texas
  • First National Bank was chartered in 1887 by Texas Pioneers Dan Cogdell, John Traylor, E.A. Hannaford, Jess Baker and James H. Doyle.

    While the early years of the Bank’s existence were economically prosperous for the area, the Great Depression and droughts of the 1930’s would soon have a negative impact on the community.

  • Texas Bank
  • 901 Santa Fe, Weatherford, TX, 76086
  • Lends in Texas
  • In 1999, a group of local Parker County business people pooled their resources and expertise to create a community bank that would meet the needs and exceed the expectations of the residents and businesses of North Central Texas. Today, Texas Bank Financial has grown into an institution with 3 full-services branches

  • DiversiFund Texas LP
  • 42 Bounty Road East, Benbrook, TX, 76132
  • Lends in Texas
  • If you are a consumer needing a Mortgage Loan you can rely on DiversiFund Texas, LP for an honest evaluation of your specific, personal situation. We won’t try to talk you in to a mortgage that is not in your best interest. Many of our best customers began with a long term plan. Kevin Gahagan founded DiversiFund in 1989

  • Sage Lending, LLC
  • 222 East Renfro St, Suite 134, Burleson, TX, 76028
  • Lends in Texas
  • Exceptional Service is only the beginning! Our team of mortgage professionals are knowledgeable and use first-hand experience to make sure your transaction is as seamless as possible. We’ll guide you through every step of the process. Helping you meet your real estate goals is why we do what we do.

  • LOANFI MORTGAGE
  • 5049 Edwards Ranch Road, Suite 04-151, Fort Worth, TX, 76109
  • Lends in Texas
  • The loanFi mortgage team is your local mortgage company in Fort Worth. They understand how overwhelming the home loan process can be, but will always educate their clients on all their services offered, to ensure their customer is choosing the best option for their financial goals.

  • Alcon Employees Federal Credit Union
  • 6201 South Freeway, Fort Worth, TX, 76134
  • Lends in Texas
  • Alcon Employees Federal Credit Union is a voluntary, cooperative, non-profit savings institution, organized in 1972 for the purpose of encouraging thrift among its members, creating a source of credit at a fair and reasonable rate of interest, and providing an opportunity for its members

  • NRCS FCU
  • 501 West Felix Street, Building 24, Fort Worth, TX, 76115
  • Lends in Texas
  • Natural Resources Conservation Service Federal Credit Union (NRCS FCU) was chartered in 1937, just one year after the Soil Conservation Service (SCS) established its presence in Fort Worth, TX. Originally, the credit union membership was only open to the employees of SCS who worked in Fort Worth. Subsequent field of membership .

  • Texas People FCU
  • 4613 Wellesley Avenue, Fort Worth, TX, 76107
  • Lends in Texas
  • Texas and Pacific (T&P) Railway Company met to organize and found Fort Worth T&P Federal Credit Union to serve the employees of the Railway. It was the mission of our founders to “make more available to people of small means credit for provident purposes, ” and it established the institution’s firm foundation of people helping people.