FHA VS Conventional loan programs in 2025 for DeCordova, Hood County, Texas

In 2025, the conventional loan limit in DeCordova, within Hood, TX, is $726,200, while the FHA limit for a single-family home is $472,030.

Use Lendersa® Conventional loan calculator to explore and compare the best rates available today for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents to qualify. With our sophisticated mortgage calculator, examine Conforming Conventional loans, USDA, FHA, and VA options side by side to help decide which program in TX is best suited for your financial needs.

Review loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in DeCordova, Hood County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 76049

Available Options for Conventional and FHA Loans in DeCordova, TX

Lendersa® aims to swiftly connect you with the most suitable Conventional, USDA, or FHA loan options. Choose from one of three pathways to align with matching lenders and their loan programs.

Lendersa USDA loan request and matching results


  • Casa2Condo
  • 550 Front St, San Diego, CA, 92101
  • Concierge Service and Low Wholesale Rates! No matter what type of Mortgage Loan you need, we're with you every step of the way. We specialize in Home Refinance, Home Purchase, Home Equity, Reverse Mortgage and VA loans. We pledge to help our clients overcome roadblocks that can arise while securing a loan. Call us today for a consultation!
  • National Home Loans
  • 350 10th Ave, Suite 1000, San Diego, CA, 92101
  • The mission at National Home Loans is to create a great customer experience while helping you get a mortgage that best meets your financial needs.We offer stress-free, seamless, strategic process to find the best loan for your home purchase or refinance.We do this through a passion for superior customer service developed through years of experience
  • ASM Lending
  • 1901 First Avenue, Suite 182, San Diego, CA, 92101
  • ASM Lending helps Californians with their home financing needs. We offer our clients personal, expert guidance and a rapid response throughout the loan process.We offer wholesale rates for both home purchases and Refinances, and we support a wide variety of loan products including conventional, FHA, VA, and USDA home loans.
  • E Mortgage Home Loans, Inc
  • 1111 Sixth Avenue, Suite 300, San Diego, CA, 92101
  • Bringing over 20 years of extensive hands-on experience to the table, our mortgage brokering company makes sure you and your loved ones are living in the home of your dreams while saving every penny. Fully licensed in California, Colorado and Florida, we have had the opportunity to broker deals here locally in San Diego and beyond.
  • HNM Lending
  • 1420 Kettner Blvd, Suite 100, San Diego, CA, 92101
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Home Loan Advantage
  • 717 Union Street, Suite K, San Diego, CA, 92101
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • JGO Mortgage Inc
  • 1111 6th Avenue, Suite 300, San Diego, CA, 92101
  • JUAN OCHOA - BROKER/LOAN ORIGINATOR has been in the real estate finance business since 2009. Mr. Ochoa received a bachelors degree in Civil Engineering from Cal Poly State University, San Luis Obispo. Cal Poly's curriculum, which revolved heavily on the philosophy of lean by doing, taught him to adapt and thrive in the engineering business.
  • Moore Home Loans
  • 604 India Street, San Diego, CA, 92101
  • With over 25 years' experience, Don Moore consistently provide his clients the very best advice and guidance on refinances, purchase loans and cash-out loans. My firm is fully licensed, certified and approved to handle all Conventional, FHA, VA, Conforming and Jumbo loans. Don always available to answer your home loan questions and to help you.
  • TR Mortgage
  • 501 W Broadway, Suite 800, San Diego, CA, 92101
  • At TR Mortgage. We are a full-service mortgage company based in San Diego, CA. We specialize in Home Purchase Loans and Refinance in California. Whether you are buying a home or Refinancing in California, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Whitman Metropolitan, Inc.
  • 964 Fifth Avenue, Suite 229, San Diego, CA, 92101
  • Whitman Metropolitan, Inc isCOMMITTED to providing the best possible service to our clients at the lowest possible cost. We understand the importance of a good value in times when the real estate market isn’t always offering it. Whitman Metropolitan, Inc. is a CA & FL Broker currently licensed in the States of California & Florida.