FHA VS Conventional loan programs in 2025 for Granbury, Hood County, Texas

In 2025, the conventional loan limit in Granbury, located in Hood county, TX, is $726,200, while the FHA limit for a single-family home is set at $472,030.

Leverage the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required to qualify. Our comprehensive mortgage calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you select the best program in TX suited for your financial situation.

Review offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Granbury, Hood, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table relates to these zip codes: 76048, 76049

Explore Conventional and FHA Loan Options in Granbury, TX

The mission of Lendersa® is to swiftly secure the best Conventional, USDA, or FHA loan for you without hassle. Choose from one of three pathways to connect with compatible lenders and loan programs.

Lendersa USDA loan requests and outcomes


  • The Mortgage Acquisition Corporation
  • 39 E De La Guerra St, Santa Barbara, CA, 93101
  • TMAC has a unique business approach and one that is of increasing value to borrowers who are unable to qualify now for conventional or NonQM loans. There is no need to turn down many loan requests that come from borrowers with credit issues, need to get funds quickly before a business purpose with a loan secured by a first or junior lien on.
  • SB Mortgage Group
  • 1601 Anacapa St, Santa Barbara, CA, 93101
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • McAdams Financial Services
  • 217 East Anapamu Street, Santa Barbara, CA, 93101
  • McAdams Financial offers a wide variety of home loan products. Featured programs include fixed rate and adjustable rate mortgages, interest-only loans, jumbo loans and FHA mortgages. We also offer a No Lender Fees option which can reduce your closing costs. We look forward to working with our partners, clients.
  • SANTA BARBARA COMMERCIAL MORTGAGE, INC.
  • PO BOX 30157, Santa Barbara, CA, 93130
  • Santa Barbara Commercial Mortgage, Inc formerly known as Mortgage Company of Santa Barbara, has been originating commercial real estate loans in California for over 25 years and is an efficient and valuable resource .With a small and agile loan committee, SBCM is able to process requests quickly and can often fund loans faster than most lenders.
  • Beach Municipal Federal Credit Union
  • 4164 Virginia Beach Boulevard, Virginia Beach, VA, 23452
  • Beach Municipal Federal Credit Union has been serving the financial needs of its members since 1970. In that time, we've become more than just another financial institution ~we've become your friend, your family and your partner in achieving your financial dreams. Our Mission is Dedicated to understanding and meeting members' needs & expectations.
  • Consumer Mortgage & Investment
  • 468 Investors Pl, Suite 102, Virginia Beach, VA, 23452
  • Consumer Mortgage & Investment Corp. We have been serving the needs of homeowners for mortgages in Virginia since 1982. Buying a home is an exciting time and, once you have found your perfect home, you'll need to look for mortgage companies. We can help you find the perfect mortgage for your new home from one of our loan programs.
  • VA Choice Home Mortgage Inc.
  • 580 Lynnhaven Parkway, Suite 103, Virginia Beach, VA, 23452
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ingrid Laine, Senior Loan Officer
  • 780 Lynnhaven Parkway, Suite 400, Virginia Beach, VA, 23452
  • At Sun West Mortgage Company, Inc. (Sun West), we dedicate ourselves to offering the best service to our customers. To accomplish this, we empower our loan officers so that they can find great rates and provide the best fitting loan options to each customer – at amazing speeds. Our focus on technology has given us an edge in the mortgage industry
  • Atlantic Mortgage and Funding, Inc.
  • 780 Lynnhaven Parkway, Suite 160, Virginia Beach, VA, 23452
  • At Atlantic Mortgage and Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Rose Hill Group of Wny Ltd
  • 31 Hopkins Road, Suite 200, Buffalo, NY, 14221
  • The Rose Hill Group of WNY Ltd. was founded by Daniel Monte in 2006. Mr. Monte formed the company to serve as a specialty provider of mortgage banking and financial advisory services to commercial real estate developers and lenders. RHG’s employees collectively have over 75 years of experience in real estate financial services.
  • 1st Priority Mortgage, Inc
  • 6000 Sheridan Dr, Williamsville, NY, 14221
  • 1st Priority Mortgage, Inc is committed to delivering a unique process that identifies the best mortgage solution tailored to your individual needs. How do we know our system works? As a company we consistently track and measure our results. We use what works and continually monitor for improvement.
  • Mainstream Funding Network
  • 5586 Main Street, Williamsville, NY, 14221
  • MAINSTREAM FUNDING NETWORK, INC. have provided a remarkably streamlined and personalized application-to-closing experience for thousands of clients. Over the years as we have grown in size, our veteran administrators and staff continue to function in concert with our original philosophy.