Explore the differences! FHA VS Conventional loan programs in Port-Aransas, Nueces County, Texas

For the year 2025, the set limit for conventional loans in Port-Aransas, Nueces County, TX is $647,200, while the FHA loan limit for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to evaluate today's most favorable rates: Conventional, FHA, and USDA. Determine the essential income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a side by side view of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the most suitable option in TX based on your financial situation.

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Loan Limits and Down Payment Requirements in Port-Aransas, Nueces County, TX for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is relevant for the following zip codes: 78373

Discover Conventional and FHA Loan Options in Port-Aransas, TX

Lendersa® aims to provide you with the best possible Conventional, USDA, or FHA loan, effortlessly and swiftly. Begin your journey with one of the three starting points to find matching lenders and suitable loan programs.

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  • Easy Mortgage, Inc.
  • 575 D'onofrio Dr, Suite 301, Madison, WI, 53719
  • Easy Mortgage is a locally owned and operated mortgage lending company that has been serving the Madison area since 2005. We are in the business of helping people purchase a home with the best program and rates for their unique situation, whether you are refinancing or buying your first, second, or third home.
  • Piedmont Advantage Credit Union
  • 3530 Advantage Way, Winston Salem, NC, 27103
  • Piedmont Advantage is a member owned financial cooperative that provides quality financial products and caring solutions. At Piedmont Advantage, members always come first. This credit union is federally insured by the NCUA. Non-deposit investment products and services are offered through CUSO Financial Services
  • Allegacy Federal Credit Union
  • 1691 Westbrook Plaza Blvd., Winston Salem, NC, 27103
  • At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. With humble roots in Winston-Salem and as one of the top performing credit unions in North Carolina
  • Community Mortgage Lending Corporation
  • 5743 Wilkie Drive, Suite 3, Fort Wayne, IN, 46804
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today and also Community Mortgage Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
  • Ruoff Mortgage
  • 1700 Magnavox Way, Suite 220, Fort Wayne, IN, 46804
  • We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards. Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals.
  • Innovative Closing Solutions
  • 351 N Peace Haven Rd., Winston Salem, NC, 27104
  • At ICS, we assess each transaction based on its own needs so that we can provide you with the right services for the situation. We are experienced with and equipped to handle contracts for deeds, private loans, lease purchases, lease options, purchase agreements, refinance closings, seller financing, assignments,
  • AAA Federal Credit Union
  • 1112 N Bendix Drive, South Bend, IN, 46628
  • AAA Federal Credit Union is a community based credit union dedicated to serving those who live, work, worship, attend school or volunteer in St. Joseph County, Indiana. OUR MISSION is to EFFECTIVELY ENHANCE THE FINANCIAL WELL BEING OF THE MEMBERSHIP IN AN EVER CHANGING ECONOMIC ENVIRONMENT BY PROVIDING APPROPRIATE FINANCIAL SERVICES.
  • Capitol Bank
  • 710 N High Point Rd, Madison, WI, 53717
  • We are proud of the partnerships we have established with organizations, businesses and individuals in the Madison and Verona communities. Our philosophy of community support is demonstrated at the corporate level, as well as in the time and energy our employees devote to our community each year.