FHA VS Conventional loan programs in 2026 for Portland, San Patricio County, Texas
The conventional loan cap for a single-family residence in Portland county, TX, in the year 2026 stands at $726,200. Meanwhile, the FHA limit is set at $472,030.
Utilize Lendersa®'s Conventional loan calculator to evaluate today's Conventional, FHA, and USDA top rates. Determine the necessary income, credit score, reserves, and documents required for qualification. This advanced tool showcases Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide the most suitable program for your financial context in TX.
2026 loan limits and down payment requirements in Portland, county of San Patricio, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This accommodation chart is valid for the following zip codes: 78374
Explore Conventional and FHA loan options in Portland, TX
Lendersa® aims to offer you the swiftest and smoothest journey toward obtaining the finest Conventional, USDA, or FHA loans available. You can start by selecting from three pathways which align you with appropriate lenders and suitable programs.
We are proud of who we are and our communities where we bank and work. ValueBank Texas is an independent, locally owned community bank that has been serving our customers since 1967. We like to say that we are in the “people business” and there is no business more important to us than your business. We call our customers friends. Our driving force
5562 South Staples St, Suite 300, Corpus Christi, TX, 78411
Lends in Texas
Home Loans Made Easy, LLC is a Corpus Christi premier mortgage lender that is dedicated to providing the best service possible to all of its clients. This company has specialized in Home loans and mortgage refinance for over 25 years, so you can feel confident in knowing that they are the top choice for all of your loan or refinancing needs.
6349 South Padre Island Dr, Corpus Christi, TX, 78412
Lends in Texas
Smarter Mortgage LLC, we want you to have the best experience possible when buying your future home or refinancing your current home. We understand the issues and stress that can arise during this process.We are mortgage brokers, so we have access to multiple lending sources with greater flexibility, allowing us to deliver the best product.
HomeSource Mortgage opened its doors in April 2015 and has quickly become known as “The source of ALL Your Mortgage Needs.” HomeSource Mortgage’s business model is based upon excellent communication and that is something Claudia strives for every time someone walks through the door. Claudia doesn’t believe that our job is simply to “generate loans”
5337 Yorktown Blvd, Suite 303, Corpus Christi, TX, 78413
Lends in Texas
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Chemcel Federal Credit Union has been serving the families of Celanese employees since 1951. As time went by, we began offering our services to conTractors working at the Celanese sites as well as their families. Now, Chemcel FCU is able to serve residents living, working, worshipping and/or attending school in Jim Wells, Kleberg.
TexStar Federal Credit Union has been open since 1967. The credit union has assets totaling $24.11 Million and provides banking services to more than 1, 000 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
The Falls City National Bank was chartered March 23, 1907. On May 6, 1907 Falls City National Bank officially opened for business.
Alterations and additions were made to the building in 1924. Expansion and renovation more than doubling the size was completed in 1980. Another additional expansion was completed in March 1982.
Sage Capital Bank, headquartered in Gonzales, Texas, is an independent community bank dedicated to the customers and communities we serve. We are committed to helping Texas businesses and families prosper. At Sage, it is our mission to provide superior personalized customer service.
