FHA VS Conventional loan programs in 2025 for Aransas-Pass, San Patricio County, Texas

In the year 2025, the limit set for Conventional loans in Aransas-Pass, located within San Patricio county, TX, is $647,200. The FHA loan limit for a single-family home stands at $420,680.

Use Lendersa®'s advanced Conventional loan calculator for an in-depth comparison of today's best rates across Conventional, FHA, and USDA loans. It helps you identify the required income, credit score, reserves, and necessary documentation for qualification. Our sophisticated calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in the selection of the most suitable program for your financial needs in TX.

Review loan offers from 100 different lenders

Explore Loan Limits and Downpayment Requirements for 2025 in Aransas-Pass, San Patricio County, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is valid for zip codes: 78336, 78335

Discover Conventional and FHA Loan Options in Aransas-Pass, TX

The goal of Lendersa® is to swiftly secure the best available Conventional, USDA, or FHA loan without any unnecessary hassle. Start with one of our three recommended pathways that guide you to matching with compatible lenders and loan programs.

Explore USDA loan requests and results matching available through Lendersa


  • City 1st Mortgage Services
  • 2255 Glades Road, Suite 324A & 319A, Boca Raton, FL, 33431
  • "City First Mortgage Services, we are a unified group of experienced loan professionals who know how to have fun in the mortgage industry. Our culture celebrates each team member’s individuality and creativity. We know there is not ONE right way to get the job done, therefore, we encourage innovative minds
  • NP, Inc.
  • 4800 N. Federal Highway, Building E, Suite 200, Boca Raton, FL, 33431
  • NP, Inc. is a mortgage company with a 24 year history of helping people become new home owners and refinancing others into a better financial situation. Serving clients needs is the core of our business. This basic principle of putting “the client first” is the reason we close loans based upon relationships, not leads.
  • Capital Funding Financial LLC
  • 5550 Glades Rd Ste #200, Boca Raton, FL, 33431
  • CAPITAL FUNDING FINANCIAL IS A LICENSED FAMILY-OPERATED AND PRIVATELY FUNDED LENDER ON INVESTMENT PROPERTIES NATIONWIDE. WE OFFER OUR CLIENTS THE ABILITY TO CLOSE A LOAN IN DAYS NOT WEEKS DUE TO OUR STREAMLINED INTERNAL UNDERWRITING, SELF-FUNDING, AND IN HOUSE LEGAL COUNSEL. WE ARE A+ RATED WITH THE BETTER BUSINESS BUREAU
  • Ideal Lending Solutions
  • 301 Yamato Road #1240, Boca Raton, FL, 33431
  • Ideal Lending Solutions specializes in residential mortgages with branches throughout Florida and North Carolina. Ideal Lending Solutions, a division of American Financial Network, Inc. is a Direct Lender with delegated authority to underwrite, fund and service Conventional, FHA, USDA, VA loan, and Jumbo loan products in house.
  • LendingOne
  • 901 Yamato Road, Suite 150, Boca Raton, FL, 33431
  • LendingOne is a direct private lender for Real Estate professionals. We offer fix/flip bridge loans and long term rental financing. Not a broker nor a bank, but a fully funded lending partner that can close consistently and help you grow your business.and alsoLendingOne uses our own capital, an easy online application.
  • Clear Sky Lending, INC.
  • 99353 Overseas Highway, Suite 12, Key Largo, FL, 33037
  • Clear Sky Lending, Inc. is a full-service mortgage company based in Key Largo, Florida. We specialize in FHA & VA Loans, Conventional Home Loans, Jumbo Home Loans, in all of Florida. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Terrabank National Association
  • 3191 Coral Way, Miami, FL, 33145
  • Founded in 1985, Terrabank, N.A. is a federally insured national banking institution created to provide financial services to South Florida's business community and selected International markets. Terrabank takes pride in maintaining a highly professional, motivated and well-trained staff that is sensitive to the needs of the customer.
  • International Bankers Financial Group Inc
  • 2828 Coral Way, Suite 100, Miami, FL, 33145
  • "We offer a wide variety of loans to fit your specific needs. Understand your home financing options so you can make informed decisions. If you have questions or are you ready to apply, talk to a home mortgage consultant. The mortgage loan process doesn't have to be difficult. Once you have made the decision to apply for a mortgage loan with u
  • Premier Financial Group of Florida LLC
  • 2401 South Douglas Road, Suite 212, Miami, FL, 33145
  • As the leading mortgage lender in South Florida, Premier Financial Group of Florida, LLC offers an extensive range of mortgage programs designed to suit our clients’ property needs. With over 25 years of combined experience in the lending industry, our team of mortgage and refinance professionals work hard to make closing fast and simple.