FHA VS Conventional loan in Presidio, Presidio County, Texas

In the year 2026, the conventional loan cap for Presidio in Presidio County, TX is $726,200. For a single-family home, the FHA limit is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to explore today’s superior rates amongst Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in choosing which program in TX is most suitable for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Presidio, Presidio County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for zip codes: 79845

Conventional and FHA Loan Options in Presidio, TX

The aim of Lendersa® is to swiftly and seamlessly connect you with the most appropriate Conventional, USDA, or FHA loan. Begin your journey by choosing from one of three paths that match you with lenders and loan programs.

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Presidio Lenders

  • The Pecos County State Bank
  • 500 North Main Street, Fort Stockton, TX, 79735
  • Lends in Texas
  • The charter of the Pecos County State Bank was dated March 22, 1928. The bank opened for business on July 3, 1928, in the old First State Bank building located on the corner of First and Main in Fort Stockton, Texas. Opening Capital was $25,000.00 with a surplus of $6,250.00. The first officers were J.M. Montgomery,

  • Ward County Credit Union
  • 301 South Main Street, Monahans, TX, 79756
  • Lends in Texas
  • A half-century ago, in 1956, Ward County Credit Union was founded in Monahans, Texas by a group of teachers and operated out of a class room during the school year and the volunteer manager’s kitchen table during the summer. The member deposits were then and are now used to make loans that benefit the members and the families we serve.

  • Ozona National Bank
  • 503 11th St., Ozona, TX, 76943
  • Lends in Texas
  • On June 1, 1905, a group of West Texas ranchers joined forces to open Crockett County’s first bank in Ozona, Texas. Local citizens of Ozona – used to entrusting their funds to the town mercantile’s safe–lined up to make deposits at the new banking institution. Descendants of those founders are still direct employees of the bank

  • Entrust Capital Funding
  • 2077 N Zaragoza Rd, Suite B202, El Paso, TX, 79938
  • Lends in Texas
  • The Entrust Capital Funding vision begins with a belief that real estate investments are a smart way to grow your assets and protect your financial future. As a private money lender, we focus on helping others obtain success. By providing investors and entrepreneurs with fast and reliable hard money loans.

  • Marquis Lending
  • 1473 N. Lee Trevino, El Paso, TX, 79936
  • Lends in Texas
  • Marquis Mortgage llc. has been lending hard money for over 14 years, as a leader in the industry we work diligently to provide extraordinary service to our investors. We recognize that you are a very important part of our business and we value and appreciate your decision to work with us each and every time.

  • My Home Loans LLC
  • 1473 Lee Trevino Drive, Suite B, El Paso, TX, 79936
  • Lends in Texas
  • At My Home Loans LLC, No Matter the Type of Loan You Need, We'll Be There With You Every Step of the Way
    We are a reliable home loan lender in El Paso, TX who continuously provides residents with the ability to purchase the home of their dreams using one of our trusted and certified loans.

  • SOUTHWEST HERITAGE CREDIT UNION
  • 2809 John Ben Shepperd Parkway, Odessa, TX, 79762
  • Lends in Texas
  • Southwest Heritage CU was originally chartered in 1949 as a not-for-profit financial cooperative for 35 original members. As of January, 2012, we are proud to say we have well over 7, 500 members & total assets of over $75, 000, 000!Credit Union was originally chartered in 1949 as a not-for-profit financial cooperative for 35 original members.

  • Southwest 66 Credit Union
  • 4041 E 52nd Street, Odessa, TX, 79762
  • Lends in Texas
  • Southwest 66 Credit Union began in late 1948 as a financial cooperative aimed at serving the needs of Permian Basin employees of the Phillips Petroleum company. The first chairman of the board was D.M. Hankings and the first Treasurer was A.W. Brumbelow. The first branch was located in Mr. Brumbelow's home.